Ease2pay NV (XAMS:EAS2P) PB Ratio: 1.44 (As of Jul. 14, 2026) — 77% Below Median

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XAMS:EAS2P Ease2pay NV XAMS:EAS2P
35 GF Score
Price €0.42
GF Value €0.73
Valuation Possible Value Trap
! 1 Warning Sign
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What is Ease2pay NV PB Ratio?

Ease2pay NV XAMS:EAS2P -0.71% 35 PB Ratio is 1.44 as of Jul. 14, 2026, which is 77% below its 10-year median of 6.24. GuruFocus rates XAMS:EAS2P with a GF Score™ of 35/100 and a GF Value™ of €0.73 (Possible Value Trap). The stock has 1 warning sign investors should review. Among 2,629 Software companies, Ease2pay NV ranks better than 71.09% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-14), Ease2pay NV's share price is €0.417. Ease2pay NV's Book Value per Share for the quarter that ended in Dec. 2025 was €0.29. Hence, Ease2pay NV's PB Ratio of today is 1.44.

The historical rank and industry rank for Ease2pay NV's PB Ratio or its related term are showing as below:

XAMS:EAS2P' s PB Ratio Range Over the Past 10 Years
Min: 1.26   Med: 6.24   Max: 95.6
Current: 1.44

During the past 13 years, Ease2pay NV's highest PB Ratio was 95.60. The lowest was 1.26. And the median was 6.24.

XAMS:EAS2P's PB Ratio is ranked better than
71.09% of 2629 companies
in the Software industry
Industry Median: 2.39 vs XAMS:EAS2P: 1.44

During the past 12 months, Ease2pay NV's average Book Value Per Share Growth Rate was 4.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -6.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 41.30% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.90% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Ease2pay NV was 83.90% per year. The lowest was -76.10% per year. And the median was -2.10% per year.

Back to Basics: PB Ratio


Ease2pay NV  (XAMS:EAS2P) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Ease2pay NV PB Ratio Related Terms


Ease2pay NV PB Ratio Historical Data

* Premium members only.

The historical data trend for Ease2pay NV's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ease2pay NV PB Ratio Chart

Ease2pay NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.86 4.44 1.93 1.54 1.57

Ease2pay NV Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.93 1.96 1.54 1.49 1.57

XAMS:EAS2P vs MSFT, ORCL, PLTR: PB Ratio Comparison

For the Software - Infrastructure subindustry, Ease2pay NV's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ease2pay NV PB Ratio vs Software Industry

For the Software industry and Technology sector, Ease2pay NV's PB Ratio distribution charts can be found below:

* The bar in red indicates where Ease2pay NV's PB Ratio falls into.


XAMS:EAS2P
35GF Score
Ease2pay NV XAMS:EAS2P
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Ease2pay NV PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Ease2pay NV's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=0.417/0.289
=1.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.44 mean?
Ease2pay NV (XAMS:EAS2P) has a PB Ratio of 1.44 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ease2pay NV and its competitors. This is 77% below median its historical median of 6.24. Over the past decade, Ease2pay NV's PB Ratio has ranged from 1.26 to 95.60. According to the industry distribution chart, Ease2pay NV ranks #760 out of 2629 companies in the Software industry, placing it in the top 28.9%.
Is Ease2pay NV's PB Ratio too high?
Ease2pay NV's current PB Ratio of 1.44 is 77% below median its 10-year median of 6.24. Over the past 10 years, this metric has ranged from a low of 1.26 to a high of 95.60. The Software industry median PB Ratio is 2.39. Ease2pay NV's value of 1.44 is 39.7% below this industry median. Based on the distribution chart, Ease2pay NV ranks #760 out of 2629 companies in the Software industry, which is above the industry midpoint. Overall, Ease2pay NV has a GF Score™ of 35/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ease2pay NV's PB Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Ease2pay NV ranks #760 out of 2629 companies for PB Ratio. This puts Ease2pay NV in the upper half of its industry. The industry median PB Ratio is 2.39. Ease2pay NV's value of 1.44 is 39.7% below this benchmark. Historically, Ease2pay NV's own PB Ratio has ranged from 1.26 to 95.60 over the past decade. While the company's 10-year median is 6.24 vs. the industry median of 2.39, Ease2pay NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.39, based on 2,629 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ease2pay NV's current PB Ratio of 1.44 is 39.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ease2pay NV and its competitors. For the Software industry, the median PB Ratio is 2.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ease2pay NV's current PB Ratio is 1.44, which is 77% below median its own 10-year median of 6.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ease2pay NV stock overvalued right now?
Based on GuruFocus' analysis, Ease2pay NV (XAMS:EAS2P) is currently considered Possible Value Trap. The stock's GF Value™ is €0.73, compared to a current price of €0.42 — trading 42.9% below its estimated fair value. The current PB Ratio is 1.44, which is 77% below median its 10-year median of 6.24 and 39.7% below the Software industry median of 2.39. Ease2pay NV's overall GF Score™ is 35/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Ease2pay NV (XAMS:EAS2P), the current PB Ratio is 1.44 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ease2pay NV (XAMS:EAS2P) Overvalued in 2026?

Based on GuruFocus' analysis, Ease2pay NV stock appears to be undervalued. The current stock price of €0.42 is trading 42.9% below its estimated GF Value™ of €0.73. GuruFocus considers Ease2pay NV to be Possible Value Trap.

Key valuation signals for XAMS:EAS2P:

  • PB Ratio: 1.44 (77% below median its 10-year median of 6.24)
  • GF Value™: €0.73 vs. price of €0.42 (42.9% below fair value)
  • GF Score™: 35/100 with 1 warning sign
  • Industry Position: 39.7% below the Software median (#760 of 2629)

No single metric tells the full story. See the XAMS:EAS2P stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ease2pay NV Business Description

Other Exchanges 0E63:UKDOC2:Germany
Address Coolsingel 139, Rotterdam, ZH, NLD, 3012 AG
Ease2pay NV provides services via its payment transaction platform, which offers users services to order and pay in one action. It also operates a platform that connects travellers with providers of parking and charging facilities, not only on the road but also on water. The company's offers services such as parking payment, refueling payment, reserving a parking bay or mooring and arranging access to electricity and tap water and possibly additional facilities, such as launderettes,, charging private cars, on- and off-street parking and other services.
35GF Score

Get the complete analysis for XAMS:EAS2P

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.42
Price
€0.73
GF Value