Karnali Development Bank (XNEP:KRBL) PB Ratio: 8.32 (As of Sep. 21, 2026)

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XNEP:KRBL Karnali Development Bank Ltd XNEP:KRBL
21 GF Score
Price NPR810.00
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What is Karnali Development Bank PB Ratio?

Karnali Development Bank XNEP:KRBL 21 PB Ratio is 8.32 as of Sep. 21, 2026. GuruFocus rates XNEP:KRBL with a GF Score™ of 21/100.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-09-21), Karnali Development Bank's share price is NPR810.00. Karnali Development Bank's Book Value per Share for the quarter that ended in Oct. 2024 was NPR97.40. Hence, Karnali Development Bank's PB Ratio of today is 8.32.

The historical rank and industry rank for Karnali Development Bank's PB Ratio or its related term are showing as below:

XNEP:KRBL's PB Ratio is not ranked *
in the Banks industry.
Industry Median: 1.12
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


Karnali Development Bank  (XNEP:KRBL) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Karnali Development Bank PB Ratio Related Terms


Karnali Development Bank PB Ratio Historical Data

* Premium members only.

The historical data trend for Karnali Development Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Karnali Development Bank PB Ratio Chart

Karnali Development Bank Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul19 Jul20
PB Ratio
Get a 7-Day Free Trial 2.86 1.50 1.03 1.07 0.97

Karnali Development Bank Quarterly Data
Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Oct21 Jan22 Apr22 Oct22 Jan23 Apr23 Oct23 Jan24 Apr24 Oct24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.17 2.26 3.24 4.16 6.67

XNEP:KRBL vs PNC, USB: PB Ratio Comparison

For the Banks - Regional subindustry, Karnali Development Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Karnali Development Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Karnali Development Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Karnali Development Bank's PB Ratio falls into.


XNEP:KRBL
21GF Score
Karnali Development Bank Ltd XNEP:KRBL
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Karnali Development Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Karnali Development Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Oct. 2024)
=810.00/97.404
=8.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 8.32 mean?
Karnali Development Bank (XNEP:KRBL) has a PB Ratio of 8.32 as of Sep. 21, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Karnali Development Bank and its competitors.
Is Karnali Development Bank's PB Ratio too high?
Karnali Development Bank's current PB Ratio is 8.32. The Banks industry median PB Ratio is 1.12. Karnali Development Bank's value of 8.32 is 642.9% above this industry median. Overall, Karnali Development Bank has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Karnali Development Bank's PB Ratio compare to PNC and USB?
Karnali Development Bank's PB Ratio of 8.32 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.12. Karnali Development Bank's value of 8.32 is 642.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Karnali Development Bank's current PB Ratio of 8.32 is 642.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Karnali Development Bank and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Karnali Development Bank's current PB Ratio is 8.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Karnali Development Bank stock overvalued right now?
Karnali Development Bank (XNEP:KRBL) has a current PB Ratio of 8.32. The current PB Ratio is 8.32 and 642.9% above the Banks industry median of 1.12. Karnali Development Bank's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Karnali Development Bank (XNEP:KRBL), the current PB Ratio is 8.32 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Karnali Development Bank Business Description

Address Surkhet Road, Nepalgunj, NPL
Karnali Development Bank Ltd is provides standard banking services in Nepal. The company offers saving and current accounts, fixed and recurring deposits, loans related to agriculture, industrial, education housing and mobile banking, among others.
21GF Score

Get the complete analysis for XNEP:KRBL

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR810.00
Price