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Nabil BankXNEP:NABIL 81 PB Ratio is 2.04 as of Sep. 07, 2026, which is 38% below its 10-year median of 3.28. GuruFocus rates XNEP:NABIL with a GF Score™ of 81/100 and a GF Value™ of NPR558.50 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,510 Banks companies, Nabil Bank ranks worse than 88.68% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-09-07), Nabil Bank's share price is NPR539.00. Nabil Bank's Book Value per Share for the quarter that ended in Apr. 2026 was NPR263.72. Hence, Nabil Bank's PB Ratio of today is 2.04.
Good Sign:
Nabil Bank Ltd stock PB Ratio (=2.04) is close to 10-year low of 1.94.
The historical rank and industry rank for Nabil Bank's PB Ratio or its related term are showing as below:
XNEP:NABIL'
s PB Ratio Range Over the Past 10 Years
Min: 1.94 Med: 3.28 Max: 8.76
Current: 2.04
During the past 13 years, Nabil Bank's highest PB Ratio was 8.76. The lowest was 1.94. And the median was 3.28.
XNEP:NABIL's PB Ratio is ranked worse than 88.68% of 1510
companies
in the Banks industry
Industry Median: 1.12
vs XNEP:NABIL: 2.04
During the past 12 months, Nabil Bank's average Book Value Per Share Growth Rate was 15.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 13.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 17.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Nabil Bank was 29.50% per year. The lowest was -1.10% per year. And the median was 14.25% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Nabil Bank PB Ratio Related Terms
Nabil Bank PB Ratio Historical Data
* Premium members only.
The historical data trend for Nabil Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Nabil Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nabil Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Nabil Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Nabil Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Nabil Bank's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Nabil Bank (XNEP:NABIL) has a PB Ratio of 2.04 as of Sep. 07, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Nabil Bank and its competitors. This is 38% below median its historical median of 3.28. Over the past decade, Nabil Bank's PB Ratio has ranged from 1.94 to 8.76. According to the industry distribution chart, Nabil Bank ranks #1339 out of 1510 companies in the Banks industry, placing it in the top 88.7%.
Is Nabil Bank's PB Ratio too high?
Nabil Bank's current PB Ratio of 2.04 is 38% below median its 10-year median of 3.28. Over the past 10 years, this metric has ranged from a low of 1.94 to a high of 8.76. The Banks industry median PB Ratio is 1.12. Nabil Bank's value of 2.04 is 82.1% above this industry median. Based on the distribution chart, Nabil Bank ranks #1339 out of 1510 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Nabil Bank has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nabil Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Nabil Bank ranks #1339 out of 1510 companies for PB Ratio. This places Nabil Bank in the lower half of its industry. The industry median PB Ratio is 1.12. Nabil Bank's value of 2.04 is 82.1% above this benchmark. Historically, Nabil Bank's own PB Ratio has ranged from 1.94 to 8.76 over the past decade. While the company's 10-year median is 3.28 vs. the industry median of 1.12, Nabil Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,510 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nabil Bank's current PB Ratio of 2.04 is 82.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Nabil Bank and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nabil Bank's current PB Ratio is 2.04, which is 38% below median its own 10-year median of 3.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nabil Bank stock overvalued right now?
Based on GuruFocus' analysis, Nabil Bank (XNEP:NABIL) is currently considered Fairly Valued. The stock's GF Value™ is NPR558.50, compared to a current price of NPR539.00 — trading 3.5% below its estimated fair value. The current PB Ratio is 2.04, which is 38% below median its 10-year median of 3.28 and 82.1% above the Banks industry median of 1.12. Nabil Bank's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Nabil Bank (XNEP:NABIL), the current PB Ratio is 2.04 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nabil Bank (XNEP:NABIL) Overvalued in 2026?
Based on GuruFocus' analysis, Nabil Bank stock appears to be undervalued.
The current stock price of NPR539.00 is trading 3.5% below its estimated GF Value™ of NPR558.50.
GuruFocus considers Nabil Bank to be Fairly Valued.
Key valuation signals for XNEP:NABIL:
PB Ratio: 2.04 (38% below median its 10-year median of 3.28)
GF Value™: NPR558.50 vs. price of NPR539.00 (3.5% below fair value)
Industry Position: 82.1% above the Banks median (#1339 of 1510)
No single metric tells the full story. See the XNEP:NABIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nabil Bank Ltd is a private sector bank in Nepal engaged in providing a full range of commercial banking services. The banks products and services are categorized into financial intermediation, which includes deposit mobilization, lending activities, and other auxiliary banking services excluding treasury, cards, and trade finance; treasury operations, which comprise the investment book, foreign currency operations, liquidity management, open market operations, and the investment portfolio; trade finance operations, which include letters of credit and guarantees; and cards, e-banking, and alternate channels, covering debit and credit card issuance, merchant relationships, e-banking, m-banking, and ATM management. It operates in Nepal, with the majority of revenue coming from Bagmati.
81GF Score
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