Prime Life Insurance Co (XNEP:PLIC) PB Ratio: 0.44 (As of Jul. 15, 2026)

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XNEP:PLIC Prime Life Insurance Co Ltd XNEP:PLIC
21 GF Score
Price NPR340.00
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What is Prime Life Insurance Co PB Ratio?

Prime Life Insurance Co XNEP:PLIC 21 PB Ratio is 0.44 as of Jul. 15, 2026. GuruFocus rates XNEP:PLIC with a GF Score™ of 21/100.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), Prime Life Insurance Co's share price is NPR340.00. Prime Life Insurance Co's Book Value per Share for the quarter that ended in Jan. 2023 was NPR776.61. Hence, Prime Life Insurance Co's PB Ratio of today is 0.44.

The historical rank and industry rank for Prime Life Insurance Co's PB Ratio or its related term are showing as below:

XNEP:PLIC's PB Ratio is not ranked *
in the Insurance industry.
Industry Median: 1.395
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


Prime Life Insurance Co  (XNEP:PLIC) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Prime Life Insurance Co PB Ratio Related Terms


Prime Life Insurance Co PB Ratio Historical Data

* Premium members only.

The historical data trend for Prime Life Insurance Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prime Life Insurance Co PB Ratio Chart

Prime Life Insurance Co Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21
PB Ratio
Get a 7-Day Free Trial 2.62 0.99 0.74 0.96 1.60

Prime Life Insurance Co Quarterly Data
Jan18 Apr18 Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Oct22 Jan23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.34 1.11 0.86 0.67 0.61

XNEP:PLIC vs MET, PRU, AFL: PB Ratio Comparison

For the Insurance - Life subindustry, Prime Life Insurance Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Prime Life Insurance Co PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Prime Life Insurance Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Prime Life Insurance Co's PB Ratio falls into.


XNEP:PLIC
21GF Score
Prime Life Insurance Co Ltd XNEP:PLIC
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Prime Life Insurance Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Prime Life Insurance Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jan. 2023)
=340.00/776.608
=0.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.44 mean?
Prime Life Insurance Co (XNEP:PLIC) has a PB Ratio of 0.44 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Prime Life Insurance Co and its competitors.
Is Prime Life Insurance Co's PB Ratio too high?
Prime Life Insurance Co's current PB Ratio is 0.44. The Insurance industry median PB Ratio is 1.40. Prime Life Insurance Co's value of 0.44 is 68.5% below this industry median. Overall, Prime Life Insurance Co has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Prime Life Insurance Co's PB Ratio compare to MET and PRU?
Prime Life Insurance Co's PB Ratio of 0.44 can be compared against companies in the Insurance industry. The industry median PB Ratio is 1.40. Prime Life Insurance Co's value of 0.44 is 68.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prime Life Insurance Co's current PB Ratio of 0.44 is 68.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Prime Life Insurance Co and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prime Life Insurance Co's current PB Ratio is 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prime Life Insurance Co stock overvalued right now?
Prime Life Insurance Co (XNEP:PLIC) has a current PB Ratio of 0.44. The current PB Ratio is 0.44 and 68.5% below the Insurance industry median of 1.40. Prime Life Insurance Co's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Prime Life Insurance Co (XNEP:PLIC), the current PB Ratio is 0.44 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Prime Life Insurance Co Business Description

Address Hattisar, Manakamana Marga, P.O. Box 25979, Kathmandu, NPL
Prime Life Insurance Co Ltd provides life insurance products and services in Nepal. The company's operating segment includes Endowment; Anticipated Endowment; Endowment Cum Whole Life; Whole Life; Without Profit Endowment; Foreign Employment Term; Other Term; Special Term and others. It generates maximum revenue from the Endowment segment.
21GF Score

Get the complete analysis for XNEP:PLIC

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR340.00
Price