Business Description
ISIN : US0010551028
Share Class Description:
AFL: Ordinary SharesTotal Employee Number:
12,716Financial Strength
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.7 | |||||
Equity-to-Asset | 0.26 | |||||
Debt-to-Equity | 0.29 | |||||
Debt-to-EBITDA | 1.45 | |||||
Interest Coverage | 24.91 | |||||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.4 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 2.6 | |||||
3-Year EBITDA Growth Rate | 3.6 | |||||
3-Year EPS without NRI Growth Rate | 12 | |||||
3-Year FCF Growth Rate | -7.7 | |||||
3-Year Book Growth Rate | 20.2 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 51.45 | |||||
9-Day RSI | 47.31 | |||||
14-Day RSI | 45.14 | |||||
3-1 Month Momentum % | 4.08 | |||||
6-1 Month Momentum % | 10.46 | |||||
12-1 Month Momentum % | 10.76 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.09 | |||||
Dividend Payout Ratio | 0.31 | |||||
3-Year Dividend Growth Rate | 13.2 | |||||
Forward Dividend Yield % | 2.11 | |||||
5-Year Yield-on-Cost % | 4.24 | |||||
3-Year Average Share Buyback Ratio | 5.5 | |||||
Shareholder Yield % | 7.94 |
Profitability Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 26.59 | |||||
EBITDA Margin % | 32.97 | |||||
FCF Margin % | 14.65 | |||||
OCF Margin % | 14.65 | |||||
ROE % | 16.69 | |||||
ROA % | 4.08 | |||||
ROIC % | 4.54 | |||||
3-Year ROIIC % | 4.37 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 7 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 12.46 | |||||
Forward PE Ratio | 15.41 | |||||
PE Ratio without NRI | 12.46 | |||||
Shiller PE Ratio | 15.66 | |||||
PEG Ratio | 1.34 | |||||
PS Ratio | 3.28 | |||||
PB Ratio | 1.93 | |||||
Price-to-Tangible-Book | 1.93 | |||||
Price-to-Free-Cash-Flow | 23 | |||||
Price-to-Operating-Cash-Flow | 23 | |||||
EV-to-EBIT | 11.32 | |||||
EV-to-EBITDA | 11.32 | |||||
EV-to-Revenue | 3.78 | |||||
EV-to-Forward-Revenue | 4.18 | |||||
EV-to-FCF | 25.77 | |||||
Price-to-GF-Value | 0.9 | |||||
Price-to-Projected-FCF | 0.99 | |||||
Price-to-DCF (Earnings Based) | 0.97 | |||||
Price-to-DCF (FCF Based) | 1.99 | |||||
Price-to-Median-PS-Value | 1.82 | |||||
Price-to-Graham-Number | 1.15 | |||||
Earnings Yield (Greenblatt) % | 8.83 | |||||
FCF Yield % | 4.54 | |||||
Forward Rate of Return (Yacktman) % | 9.61 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsGurus Latest Trades with NYSE:AFL
Peter Lynch Chart
Performance
Annualized Return % Â
Total Annual Return % Â
Aflac Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 18,069 | ||
| EPS (TTM) ($) | 9.331 | ||
| Beta | 0.2681 | ||
| 3-Year Sharpe Ratio | 0.66 | ||
| 3-Year Sortino Ratio | 1.1 | ||
| Volatility % | 15.99 | ||
| 14-Day RSI | 45.14 | ||
| 14-Day ATR ($) | 1.892124 | ||
| 20-Day SMA ($) | 116.4735 | ||
| 12-1 Month Momentum % | 10.76 | ||
| 52-Week Range ($) | 105.426 - 130.22 | ||
| Shares Outstanding (Mil) | 501.34 |
Piotroski F-Score Details
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Aflac Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Aflac Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Annual report for 2026 | 2027-02-25 | In 160 days | ||
| Fourth quarter earnings conference call for 2026 | 2027-02-05 08:00 | In 141 days | ||
| Fourth quarter earnings results for 2026 | 2027-02-04 08:00 | In 140 days | ||
| Third quarter earnings conference call for 2026 | 2026-11-05 08:00 | In 49 days | ||
| Third quarter earnings results for 2026 | 2026-11-04 | In 47 days | ||
| Guidance call for 2026 | 2026-09-10 09:50 | 114.74 (-0.02%) | ||
| USD 0.610000 Cash Dividend | 2026-08-19 | 121.73 (-0.39%) | ||
| Second quarter earnings conference call for 2026 | 2026-08-07 08:00 | 126.66 (+0.32%) | ||
| Second quarter earnings results for 2026 | 2026-08-06 | 125.56 (+0.04%) | ||
| Morgan Stanley U.S. Financials Conference | 2026-06-09 10:30 | 115.24 (-1.77%) |
Aflac Inc Frequently Asked Questions
Guru Commentaries on NYSE:AFL
Aflac was down 8.6% in August following its 2Q26 results, but the share price weakness appears to be a reassessment of earnings growth rather than a deterioration in balance sheet quality. Despite adjusted earnings falling 7.7% year-on-year, earnings increased 1.1% excluding the impact of the weaker yen, and Japanese pre-tax adjusted earnings increased 3.4% with improved margins. Aflac has also been returning substantial capital, including $983m of Q2 buybacks, indicating confidence in its financial health and future prospects.
Aflac has significantly outperformed its sector, showcasing its resilience amidst market volatility. The firm's strong performance is attributed to its defensive nature, which has attracted investors during periods of uncertainty. The Fund's allocation to Aflac has been beneficial, as it has outperformed other financial firms, indicating a solid growth trajectory. This positions Aflac as a key holding in the portfolio, reflecting confidence in its ability to navigate challenging market conditions effectively.
Aflac is mentioned as part of the financial sector, which outperformed during the quarter. The letter notes that while insured losses can pressure insurance companies in the short term, these companies, including Aflac, should benefit from higher premium growth in the future due to recent natural disasters supporting premium increases in homeowners insurance. The insurance component of the S&P 500, which includes Aflac, currently trades at a significant discount compared to the broader index.
Press Release
Headlines
See More- 1
- 1
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
