Flatexdegiro SE (XSWX:FTK) PB Ratio: 4.36 (As of Jun. 28, 2026) — 30% Above Median


XSWX:FTK Flatexdegiro SE XSWX:FTK
85 GF Score
Price CHF33.98
GF Value CHF18.70
! 2 Warning Signs
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What is Flatexdegiro SE PB Ratio?

Flatexdegiro SE XSWX:FTK 85 PB Ratio is 4.36 as of Jun. 28, 2026, which is 30% above its 10-year median of 3.35. GuruFocus rates XSWX:FTK with a GF Score™ of 85/100 and a GF Value™ of CHF18.70. The stock has 2 warning signs investors should review. Among 783 Capital Markets companies, Flatexdegiro SE ranks worse than 86.59% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-28), Flatexdegiro SE's share price is CHF33.98. Flatexdegiro SE's Book Value per Share for the quarter that ended in Dec. 2025 was CHF7.80. Hence, Flatexdegiro SE's PB Ratio of today is 4.36.

The historical rank and industry rank for Flatexdegiro SE's PB Ratio or its related term are showing as below:

XSWX:FTK' s PB Ratio Range Over the Past 10 Years
Min: 1.25   Med: 3.35   Max: 6.98
Current: 4.42

During the past 13 years, Flatexdegiro SE's highest PB Ratio was 6.98. The lowest was 1.25. And the median was 3.35.

XSWX:FTK's PB Ratio is ranked worse than
86.59% of 783 companies
in the Capital Markets industry
Industry Median: 1.3 vs XSWX:FTK: 4.42

During the past 12 months, Flatexdegiro SE's average Book Value Per Share Growth Rate was 21.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 14.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 15.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 24.40% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Flatexdegiro SE was 38.80% per year. The lowest was 6.10% per year. And the median was 21.10% per year.

Back to Basics: PB Ratio


Flatexdegiro SE  (XSWX:FTK) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Flatexdegiro SE PB Ratio Related Terms


Flatexdegiro SE PB Ratio Historical Data

* Premium members only.

The historical data trend for Flatexdegiro SE's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Flatexdegiro SE PB Ratio Chart

Flatexdegiro SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Flatexdegiro SE Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XSWX:FTK vs MS, GS, SCHW: PB Ratio Comparison

For the Capital Markets subindustry, Flatexdegiro SE's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Flatexdegiro SE PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Flatexdegiro SE's PB Ratio distribution charts can be found below:

* The bar in red indicates where Flatexdegiro SE's PB Ratio falls into.


XSWX:FTK
85GF Score
Flatexdegiro SE XSWX:FTK
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Flatexdegiro SE PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Flatexdegiro SE's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=33.98/7.795
=4.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 4.36 mean?
Flatexdegiro SE (XSWX:FTK) has a PB Ratio of 4.36 as of Jun. 28, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Flatexdegiro SE and its competitors. This is 30% above median its historical median of 3.35. Over the past decade, Flatexdegiro SE's PB Ratio has ranged from 1.25 to 6.98. According to the industry distribution chart, Flatexdegiro SE ranks #678 out of 783 companies in the Capital Markets industry, placing it in the top 86.6%.
Is Flatexdegiro SE's PB Ratio too high?
Flatexdegiro SE's current PB Ratio of 4.36 is 30% above median its 10-year median of 3.35. Over the past 10 years, this metric has ranged from a low of 1.25 to a high of 6.98. The Capital Markets industry median PB Ratio is 1.30. Flatexdegiro SE's value of 4.36 is 235.4% above this industry median. Based on the distribution chart, Flatexdegiro SE ranks #678 out of 783 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Flatexdegiro SE has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does Flatexdegiro SE's PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Flatexdegiro SE ranks #678 out of 783 companies for PB Ratio. This places Flatexdegiro SE in the lower half of its industry. The industry median PB Ratio is 1.30. Flatexdegiro SE's value of 4.36 is 235.4% above this benchmark. Historically, Flatexdegiro SE's own PB Ratio has ranged from 1.25 to 6.98 over the past decade. While the company's 10-year median is 3.35 vs. the industry median of 1.30, Flatexdegiro SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.30, based on 783 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Flatexdegiro SE's current PB Ratio of 4.36 is 235.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Flatexdegiro SE and its competitors. For the Capital Markets industry, the median PB Ratio is 1.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flatexdegiro SE's current PB Ratio is 4.36, which is 30% above median its own 10-year median of 3.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flatexdegiro SE stock overvalued right now?
Flatexdegiro SE (XSWX:FTK) has a current PB Ratio of 4.36. The stock's GF Value™ is CHF18.70, compared to a current price of CHF33.98 — trading 81.7% above its estimated fair value. The current PB Ratio is 4.36, which is 30% above median its 10-year median of 3.35 and 235.4% above the Capital Markets industry median of 1.30. Flatexdegiro SE's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Flatexdegiro SE (XSWX:FTK), the current PB Ratio is 4.36 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Flatexdegiro SE (XSWX:FTK) Overvalued in 2026?

Based on GuruFocus' analysis, Flatexdegiro SE stock appears to be overvalued. The current stock price of CHF33.98 is trading 81.7% above its estimated GF Value™ of CHF18.70.

Key valuation signals for XSWX:FTK:

  • PB Ratio: 4.36 (30% above median its 10-year median of 3.35)
  • GF Value™: CHF18.70 vs. price of CHF33.98 (81.7% above fair value)
  • GF Score™: 85/100 with 2 warning signs
  • Industry Position: 235.4% above the Capital Markets median (#678 of 783)

No single metric tells the full story. See the XSWX:FTK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Flatexdegiro SE Business Description

Address Omniturm, Grosse Gallusstrasse 16-18, Frankfurt, HE, DEU, 60312
Flatexdegiro SE is an independent online broker. The firm operates a proprietary securities trading platform under the brands flatex and DEGIRO and services more than a million European retail customers in European countries. The company also offers brokerage services and administration to corporate and institutional clients. The segments of the company are flatex and Degiro. It derives maximum revenue from Degiro segment.
85GF Score

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PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF33.98
Price
CHF18.70
GF Value