JDC Group AGXTER:JDC -0.43%79 PB Ratio is 4.75 as of Jul. 06, 2026, which is 7% above its 10-year median of 4.46. GuruFocus rates XTER:JDC with a GF Score™ of 79/100 and a GF Value™ of €32.51 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 470 Diversified Financial Services companies, JDC Group AG ranks worse than 87.45% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-06), JDC Group AG's share price is €22.90. JDC Group AG's Book Value per Share for the quarter that ended in Mar. 2026 was €4.83. Hence, JDC Group AG's PB Ratio of today is 4.75.
The historical rank and industry rank for JDC Group AG's PB Ratio or its related term are showing as below:
XTER:JDC'
s PB Ratio Range Over the Past 10 Years
Min: 1.91 Med: 4.46 Max: 12.69
Current: 4.75
During the past 13 years, JDC Group AG's highest PB Ratio was 12.69. The lowest was 1.91. And the median was 4.46.
XTER:JDC's PB Ratio is ranked worse than 87.45% of 470
companies
in the Diversified Financial Services industry
Industry Median: 1.38
vs XTER:JDC: 4.75
During the past 3 years, the average Book Value Per Share Growth Rate was 18.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 16.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of JDC Group AG was 21.50% per year. The lowest was -25.90% per year. And the median was -1.55% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
JDC Group AG PB Ratio Related Terms
JDC Group AG PB Ratio Historical Data
* Premium members only.
The historical data trend for JDC Group AG's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, JDC Group AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JDC Group AG PB Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, JDC Group AG's PB Ratio distribution charts can be found below:
* The bar in red indicates where JDC Group AG's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
JDC Group AG's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
JDC Group AG (XTER:JDC) has a PB Ratio of 4.75 as of Jul. 06, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on JDC Group AG and its competitors. This is near median its historical median of 4.46. Over the past decade, JDC Group AG's PB Ratio has ranged from 1.91 to 12.69. According to the industry distribution chart, JDC Group AG ranks #411 out of 470 companies in the Diversified Financial Services industry, placing it in the top 87.4%.
Is JDC Group AG's PB Ratio too high?
JDC Group AG's current PB Ratio of 4.75 is near median its 10-year median of 4.46. Over the past 10 years, this metric has ranged from a low of 1.91 to a high of 12.69. The Diversified Financial Services industry median PB Ratio is 1.38. JDC Group AG's value of 4.75 is 244.2% above this industry median. Based on the distribution chart, JDC Group AG ranks #411 out of 470 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, JDC Group AG has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does JDC Group AG's PB Ratio compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, JDC Group AG ranks #411 out of 470 companies for PB Ratio. This places JDC Group AG in the lower half of its industry. The industry median PB Ratio is 1.38. JDC Group AG's value of 4.75 is 244.2% above this benchmark. Historically, JDC Group AG's own PB Ratio has ranged from 1.91 to 12.69 over the past decade. While the company's 10-year median is 4.46 vs. the industry median of 1.38, JDC Group AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Diversified Financial Services company?
The median PB Ratio among Diversified Financial Services companies is 1.38, based on 470 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JDC Group AG's current PB Ratio of 4.75 is 244.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on JDC Group AG and its competitors. For the Diversified Financial Services industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JDC Group AG's current PB Ratio is 4.75, which is near median its own 10-year median of 4.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JDC Group AG stock overvalued right now?
Based on GuruFocus' analysis, JDC Group AG (XTER:JDC) is currently considered Significantly Undervalued. The stock's GF Value™ is €32.51, compared to a current price of €22.90 — trading 29.6% below its estimated fair value. The current PB Ratio is 4.75, which is near median its 10-year median of 4.46 and 244.2% above the Diversified Financial Services industry median of 1.38. JDC Group AG's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For JDC Group AG (XTER:JDC), the current PB Ratio is 4.75 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JDC Group AG (XTER:JDC) Overvalued in 2026?
Based on GuruFocus' analysis, JDC Group AG stock appears to be undervalued.
The current stock price of €22.90 is trading 29.6% below its estimated GF Value™ of €32.51.
GuruFocus considers JDC Group AG to be Significantly Undervalued.
Key valuation signals for XTER:JDC:
PB Ratio: 4.75 (near median its 10-year median of 4.46)
GF Value™: €32.51 vs. price of €22.90 (29.6% below fair value)
Industry Position: 244.2% above the Diversified Financial Services median (#411 of 470)
No single metric tells the full story. See the XTER:JDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JDC Group AG is a financial services company advising its customers and brokers with financial products in Germany and Austria. The company sales platform offers products that cover asset classes such as investment funds and alternative investment funds, structured products, insurance, financing, and real estate. Its brokering financial products include broker pool and technical platforms consisting of Jung, DMS, and Cir.AG. The company's segments include the Advisortech segment, Advisory segment, and Holding segment.
79GF Score
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