Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-09-22), Banca Monte dei Paschi di Siena's 12-1 Month Momentum % is 47.03%.
Banca Monte dei Paschi di Siena (STU:MPI0) 12-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Banca Monte dei Paschi di Siena 12-1 Month Momentum % Related Terms
Banca Monte dei Paschi di Siena 12-1 Month Momentum % Competitor Comparison
For the Banks - Regional subindustry, Banca Monte dei Paschi di Siena's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Monte dei Paschi di Siena 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Banca Monte dei Paschi di Siena's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Banca Monte dei Paschi di Siena's 12-1 Month Momentum % falls into.
Banca Monte dei Paschi di Siena (STU:MPI0) 12-1 Month Momentum % Calculation
12-1 Month Momentum % is calculated as following:
12-1 Month Momentum %
=
( Price 1-month ago
/
Price 12-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Monte dei Paschi di Siena (STU:MPI0) has a 12-1 Month Momentum % of 47.03% as of Sep. 22, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Banca Monte dei Paschi di Siena and its competitors. According to the industry distribution chart, Banca Monte dei Paschi di Siena ranks #288 out of 1587 companies in the Banks industry, placing it in the top 18.1%.
Is Banca Monte dei Paschi di Siena's 12-1 Month Momentum % too high?
Banca Monte dei Paschi di Siena's current 12-1 Month Momentum % is 47.03%. The Banks industry median 12-1 Month Momentum % is 18.64. Banca Monte dei Paschi di Siena's value of 47.03% is 152.3% above this industry median. Based on the distribution chart, Banca Monte dei Paschi di Siena ranks #288 out of 1587 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banca Monte dei Paschi di Siena has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Monte dei Paschi di Siena's 12-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Banca Monte dei Paschi di Siena ranks #288 out of 1587 companies for 12-1 Month Momentum %. This places Banca Monte dei Paschi di Siena in the top 18% of its industry — outperforming the majority of peers. The industry median 12-1 Month Momentum % is 18.64. Banca Monte dei Paschi di Siena's value of 47.03% is 152.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 18.64, based on 1,587 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Monte dei Paschi di Siena's current 12-1 Month Momentum % of 47.03% is 152.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Banca Monte dei Paschi di Siena and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 18.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Monte dei Paschi di Siena's current 12-1 Month Momentum % is 47.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Monte dei Paschi di Siena stock overvalued right now?
Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena (STU:MPI0) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.26, compared to a current price of €11.88 — trading 125.9% above its estimated fair value. The current 12-1 Month Momentum % is 47.03% and 152.3% above the Banks industry median of 18.64. Banca Monte dei Paschi di Siena's overall GF Score™ is 52/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Banca Monte dei Paschi di Siena (STU:MPI0), the current 12-1 Month Momentum % is 47.03% as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Monte dei Paschi di Siena (STU:MPI0) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena stock appears to be overvalued.
The current stock price of €11.88 is trading 125.9% above its estimated GF Value™ of €5.26.
GuruFocus considers Banca Monte dei Paschi di Siena to be Significantly Overvalued.
Key valuation signals for STU:MPI0:
12-1 Month Momentum %: 47.03%
GF Value™: €5.26 vs. price of €11.88 (125.9% above fair value)
Industry Position: 152.3% above the Banks median (#288 of 1587)
No single metric tells the full story. See the STU:MPI0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Monte dei Paschi di Siena SpA is an Italian banking group headquartered in Siena and one of the world's oldest banks, founded in 1472. It provides retail and commercial banking, wealth management, corporate and investment banking, and insurance services, primarily in Italy. Its retail network serves households, small businesses, and public entities through branches and digital channels, including the Banca Widiba online platform. Corporate and investment banking operations serve SMEs, large corporates, and institutional clients, offering lending, leasing, factoring, and capital markets services. The group also operates in asset management and bancassurance. Revenue is generated mainly from net interest income on loans and deposits, supplemented by fees and commissions from wealth management, insurance, and transaction services. Following its 2025 acquisition of Mediobanca, the group expanded into investment banking and consumer finance, broadening its product range and client base.
52GF Score
Get the complete analysis for STU:MPI0
12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:MPI0 has been successfully added to your 
