Mebuki Financial Group (TSE:7167) Peter Lynch Fair Value: 円478.88 (As of Aug. 05, 2026) — 19132% Above Median

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TSE:7167 Mebuki Financial Group Inc TSE:7167
52 GF Score
Price 円1,522.00
GF Value 円978.81
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Mebuki Financial Group Peter Lynch Fair Value?

Mebuki Financial Group TSE:7167 +1.70% 52 Peter Lynch Fair Value is 円478.88 as of Aug. 05, 2026, which is 100% below its 10-year median of 2.49. GuruFocus rates TSE:7167 with a GF Score™ of 52/100 and a GF Value™ of 円978.81 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 879 Banks companies, Mebuki Financial Group ranks worse than 94.77% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Mebuki Financial Group's PEG is 1. Mebuki Financial Group's 5-Year TTM Book Value Growth Rate is 5.49. Mebuki Financial Group's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was 円87.23. Therefore, the Peter Lynch Fair Value for today is 円478.88.

As of today (2026-08-05), Mebuki Financial Group's share price is 円1522.00. Mebuki Financial Group's Peter Lynch fair value is 円478.88. Therefore, Mebuki Financial Group's Price to Peter Lynch Fair Value Ratio for today is 3.18.


The historical rank and industry rank for Mebuki Financial Group's Peter Lynch Fair Value or its related term are showing as below:

TSE:7167' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 2.49   Med: 2.49   Max: 3.25
Current: 3.18


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Mebuki Financial Group was 3.25. The lowest was 2.49. And the median was 2.49.


TSE:7167's Price-to-Peter-Lynch-Fair-Value is ranked worse than
94.77% of 879 companies
in the Banks industry
Industry Median: 1.12 vs TSE:7167: 3.18

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Mebuki Financial Group  (TSE:7167) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 5.49 instead of 15 in this case.

Mebuki Financial Group's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=1522.00/478.88
=3.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mebuki Financial Group Peter Lynch Fair Value Related Terms


Mebuki Financial Group Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for Mebuki Financial Group's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mebuki Financial Group Peter Lynch Fair Value Chart

Mebuki Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 478.88

Mebuki Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 478.88

Mebuki Financial Group Peter Lynch Fair Value Competitor Comparison

For the Banks - Regional subindustry, Mebuki Financial Group's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mebuki Financial Group Price-to-Peter-Lynch-Fair-Value vs Banks Industry

For the Banks industry and Financial Services sector, Mebuki Financial Group's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Mebuki Financial Group's Price-to-Peter-Lynch-Fair-Value falls into.


TSE:7167
52GF Score
Mebuki Financial Group Inc TSE:7167
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mebuki Financial Group Peter Lynch Fair Value Calculation

Mebuki Financial Group's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 5.49 *87.227
=478.88

Mebuki Financial Group's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was 円87.23.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of 円478.88 mean?
Mebuki Financial Group (TSE:7167) has a Peter Lynch Fair Value of 円478.88 as of Aug. 05, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Mebuki Financial Group and its competitors. This is 19132% above median its historical median of 2.49. Over the past decade, Mebuki Financial Group's Peter Lynch Fair Value has ranged from 2.49 to 3.25. According to the industry distribution chart, Mebuki Financial Group ranks #833 out of 879 companies in the Banks industry, placing it in the top 94.8%.
Is Mebuki Financial Group's Peter Lynch Fair Value too high?
Mebuki Financial Group's current Peter Lynch Fair Value of 円478.88 is 19132% above median its 10-year median of 2.49. Over the past 10 years, this metric has ranged from a low of 2.49 to a high of 3.25. Based on the distribution chart, Mebuki Financial Group ranks #833 out of 879 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mebuki Financial Group has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mebuki Financial Group's Peter Lynch Fair Value compare to competitors?
According to the Banks industry distribution chart, Mebuki Financial Group ranks #833 out of 879 companies for Peter Lynch Fair Value. This places Mebuki Financial Group in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.12. Historically, Mebuki Financial Group's own Peter Lynch Fair Value has ranged from 2.49 to 3.25 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.12, based on 879 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Mebuki Financial Group and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mebuki Financial Group's current Peter Lynch Fair Value is 円478.88, which is 19132% above median its own 10-year median of 2.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mebuki Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Mebuki Financial Group (TSE:7167) is currently considered Significantly Overvalued. The stock's GF Value™ is 円978.81, compared to a current price of 円1,522.00 — trading 55.5% above its estimated fair value. The current Peter Lynch Fair Value is 円478.88, which is 19132% above median its 10-year median of 2.49. Mebuki Financial Group's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Mebuki Financial Group (TSE:7167), the current Peter Lynch Fair Value is 円478.88 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mebuki Financial Group (TSE:7167) Overvalued in 2026?

Based on GuruFocus' analysis, Mebuki Financial Group stock appears to be overvalued. The current stock price of 円1,522.00 is trading 55.5% above its estimated GF Value™ of 円978.81. GuruFocus considers Mebuki Financial Group to be Significantly Overvalued.

Key valuation signals for TSE:7167:

  • Peter Lynch Fair Value: 円478.88 (19132% above median its 10-year median of 2.49)
  • GF Value™: 円978.81 vs. price of 円1,522.00 (55.5% above fair value)
  • GF Score™: 52/100 with 5 warning signs

No single metric tells the full story. See the TSE:7167 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mebuki Financial Group Business Description

Other Exchanges MEBUF:USA5EE:Germany
Address 1-25, Sakura 4-chome Utsunomiya, Utsunomiya, Tochigi, JPN, 320-8610
Mebuki Financial Group Inc is a Japan-based company, engages in the provision of banking and other financial services including credit card services in Japan. Its services include loans and bills discounted, deposits, other loans, and assets. It also engages in call money transactions in the short-term markets; and invests in securities primarily comprising bonds, as well as money markets. Its other services include foreign currency exchange and international remittances.
52GF Score

Get the complete analysis for TSE:7167

Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,522.00
Price
円978.81
GF Value