Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Union PacificUNP -0.02%91 Peter Lynch Fair Value is $61.76 as of Jul. 15, 2026, which is 1952% above its 10-year median of 3.01. GuruFocus rates UNP with a GF Score™ of 91/100 and a GF Value™ of $247.46 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 317 Transportation companies, Union Pacific ranks worse than 94.32% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Union Pacific's PEG is 1. Union Pacific's 5-Year TTM EBITDA Growth Rate is 5.19.
Union Pacific's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $11.90. Therefore, the Peter Lynch Fair Value for today is $61.76.
As of today (2026-07-15), Union Pacific's share price is $288.245. Union Pacific's Peter Lynch fair value is $61.76. Therefore, Union Pacific's Price to Peter Lynch Fair Value Ratio for today is 4.67.
The historical rank and industry rank for Union Pacific's Peter Lynch Fair Value or its related term are showing as below:
UNP'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 1.45 Med: 3.01 Max: 4.68
Current: 4.68
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Union Pacific was 4.68. The lowest was 1.45. And the median was 3.01.
UNP's Price-to-Peter-Lynch-Fair-Value is ranked worse than 94.32% of 317
companies
in the Transportation industry
Industry Median: 0.92
vs UNP: 4.68
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Union Pacific (NYSE:UNP) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 5.19 instead of 15 in this case.
Union Pacific's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
288.245
/
61.76
=
4.67
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Pacific Peter Lynch Fair Value Related Terms
Union Pacific Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for Union Pacific's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UNP vs CSX, NSC, WAB: Peter Lynch Fair Value Comparison
For the Railroads subindustry, Union Pacific's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Pacific Price-to-Peter-Lynch-Fair-Value vs Transportation Industry
For the Transportation industry and Industrials sector, Union Pacific's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Union Pacific's Price-to-Peter-Lynch-Fair-Value falls into.
Union Pacific's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $11.90.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of $61.76 mean?
Union Pacific (UNP) has a Peter Lynch Fair Value of $61.76 as of Jul. 15, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Union Pacific and its competitors. This is 1952% above median its historical median of 3.01. Over the past decade, Union Pacific's Peter Lynch Fair Value has ranged from 1.45 to 4.68. According to the industry distribution chart, Union Pacific ranks #299 out of 317 companies in the Transportation industry, placing it in the top 94.3%.
Is Union Pacific's Peter Lynch Fair Value too high?
Union Pacific's current Peter Lynch Fair Value of $61.76 is 1952% above median its 10-year median of 3.01. Over the past 10 years, this metric has ranged from a low of 1.45 to a high of 4.68. The Transportation industry median Peter Lynch Fair Value is 0.92. Union Pacific's value of $61.76 is 6613% above this industry median. Based on the distribution chart, Union Pacific ranks #299 out of 317 companies in the Transportation industry, which is in the bottom quartile relative to peers. Overall, Union Pacific has a GF Score™ of 91/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Pacific's Peter Lynch Fair Value compare to CSX and NSC?
According to the Transportation industry distribution chart, Union Pacific ranks #299 out of 317 companies for Peter Lynch Fair Value. This places Union Pacific in the lower half of its industry. The industry median Peter Lynch Fair Value is 0.92. Union Pacific's value of $61.76 is 6613% above this benchmark. Historically, Union Pacific's own Peter Lynch Fair Value has ranged from 1.45 to 4.68 over the past decade. While the company's 10-year median is 3.01 vs. the industry median of 0.92, Union Pacific has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Transportation company?
The median Peter Lynch Fair Value among Transportation companies is 0.92, based on 317 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Pacific's current Peter Lynch Fair Value of $61.76 is 6613% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Union Pacific and its competitors. For the Transportation industry, the median Peter Lynch Fair Value is 0.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Pacific's current Peter Lynch Fair Value is $61.76, which is 1952% above median its own 10-year median of 3.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Pacific stock overvalued right now?
Based on GuruFocus' analysis, Union Pacific (UNP) is currently considered Modestly Overvalued. The stock's GF Value™ is $247.46, compared to a current price of $288.25 — trading 16.5% above its estimated fair value. The current Peter Lynch Fair Value is $61.76, which is 1952% above median its 10-year median of 3.01 and 6613% above the Transportation industry median of 0.92. Union Pacific's overall GF Score™ is 91/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Union Pacific (UNP), the current Peter Lynch Fair Value is $61.76 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Pacific (UNP) Overvalued in 2026?
Based on GuruFocus' analysis, Union Pacific stock appears to be overvalued.
The current stock price of $288.25 is trading 16.5% above its estimated GF Value™ of $247.46.
GuruFocus considers Union Pacific to be Modestly Overvalued.
Key valuation signals for UNP:
Peter Lynch Fair Value: $61.76 (1952% above median its 10-year median of 3.01)
GF Value™: $247.46 vs. price of $288.25 (16.5% above fair value)
Industry Position: 6613% above the Transportation median (#299 of 317)
No single metric tells the full story. See the UNP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Omaha, Nebraska-based Union Pacific is the largest public railroad in North America. Operating on more than 30,000 miles of track in the western two-thirds of the US, Union Pacific generated $24.5 billion of revenue in 2025 by hauling coal, industrial products, intermodal containers, agricultural goods, chemicals, fertilizers, and automotive goods. Union Pacific owns about one-fourth of Mexican railroad Ferromex and historically derives roughly 10% of its revenue hauling freight to and from Mexico.
91GF Score
Get the complete analysis for UNP
Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
UNP has been successfully added to your 
