VersaBank (VersaBank) Pre-Tax Income : $11.43 Mil (TTM As of Jan. 2017)

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What is VersaBank Pre-Tax Income?

Pretax income is the income that a company earns before paying income taxes. VersaBank's pretax income for the three months ended in Jan. 2017 was $3.19 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jan. 2017 was $11.43 Mil. VersaBank's pretax margin was 36.75%.

VersaBank Pre-Tax Income Historical Data

The historical data trend for VersaBank's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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VersaBank Pre-Tax Income Chart

VersaBank Annual Data

Trend

Oct07

Oct08

Oct09

Oct10

Oct11

Oct12

Oct13

Oct14

Oct15

Oct16

Pre-Tax Income

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0.78

-6.53

-4.51

6.92

8.87

VersaBank Quarterly Data
	Apr12	Jul12	Oct12	Jan13	Apr13	Jul13	Oct13	Jan14	Apr14	Jul14	Oct14	Jan15	Apr15	Jul15	Oct15	Jan16	Apr16	Jul16	Oct16	Jan17
Pre-Tax Income	Get a 7-Day Free Trial															2.26	-0.02	0.80	7.46	3.19

Competitive Comparison of VersaBank's Pre-Tax Income

For the Banks - Regional subindustry, VersaBank's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

VersaBank's Pre-Tax Income Distribution in the Banks Industry

For the Banks industry and Financial Services sector, VersaBank's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where VersaBank's Pre-Tax Income falls into.

VersaBank Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

VersaBank's Pretax Income for the fiscal year that ended in Oct. 2016 is calculated as

Pretax Income	=	Operating Income	+	Other
	=	8.873	+	0
	=	8.87

VersaBank's Pretax Income for the quarter that ended in Jan. 2017 is calculated as

Pretax Income	=	Operating Income	+	Other
	=	3.187	+	0
	=	3.19

Pre-Tax Income for the trailing twelve months (TTM) ended in Jan. 2017 adds up the quarterly data reported by the company within the most recent 12 months, which was $11.43 Mil.

VersaBank (OTCPK:VRRKF) Pre-Tax Income Explanation

VersaBank's Pretax Margin for the quarter that ended in Jan. 2017 is calculated as

Pretax Margin	=	Pretax Income	/	Revenue
	=	3.187	/	8.672
	=	36.75%

VersaBank Pre-Tax Income Related Terms

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VersaBank (VersaBank) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » VersaBank (OTCPK:VRRKF) » Definitions » Pre-Tax Income

Comparable Companies

Traded in Other Exchanges

N/A

Address

Website

http://www.versabank.com

Pacific & Western Credit Corp is a holding company. The Company's wholly-owned and main subsidiary is Pacific & Western Bank of Canada, which provides financial solutions to clients in selected niche markets. The Bank receives deposits through a diversified network of deposit brokers and is a member institution of the Canada Deposit Insurance Corporation ('CDIC'). The Bank invests these funds in loans, leases, commercial mortgages, residential development mortgages, equity and debt of corporations, and government guaranteed securities, all of which are selected to provide lower returns on equity but with limited risk of default. The Bank has two main business activities, namely deposit services and lending services. Deposit services are located in Saskatoon, Saskatchewan. Deposits, consisting of guaranteed investment certificates and daily interest savings accounts, eligible for CDIC insurance, are raised through a diversified network of deposit brokers across Canada. The Bank's business is comprised of three core lending segments, being real estate lending, public sector lending and commercial lending. The Bank's real estate lending portfolio is organized into four categories, being land and construction loans, residential term mortgages, commercial term mortgages, and insured mortgages. The Bank provides land and construction loans, residential term mortgages, commercial term mortgages, and insured mortgages.