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Bank Of Chongqing CoHKSE:01963 -1.47%67 Pretax Margin % is 44.41% as of Jun. 2026, which is 4% below its 10-year median of 46.30. GuruFocus rates HKSE:01963 with a GF Score™ of 67/100 and a GF Value™ of HK$7.04 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,520 Banks companies, Bank Of Chongqing Co ranks better than 71.38% on this metric.
Bank Of Chongqing Co (HKSE:01963) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Bank Of Chongqing Co Pretax Margin % Related Terms
Bank Of Chongqing Co Pretax Margin % Historical Data
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The historical data trend for Bank Of Chongqing Co's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Of Chongqing Co Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Bank Of Chongqing Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Of Chongqing Co Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Of Chongqing Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Bank Of Chongqing Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Of Chongqing Co (HKSE:01963) has a Pretax Margin % of 44.41% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank Of Chongqing Co and its competitors. This is near median its historical median of 46.30. Over the past decade, Bank Of Chongqing Co's Pretax Margin % has ranged from 43.80 to 48.94. According to the industry distribution chart, Bank Of Chongqing Co ranks #435 out of 1520 companies in the Banks industry, placing it in the top 28.6%.
Is Bank Of Chongqing Co's Pretax Margin % too high?
Bank Of Chongqing Co's current Pretax Margin % of 44.41% is near median its 10-year median of 46.30. Over the past 10 years, this metric has ranged from a low of 43.80 to a high of 48.94. The Banks industry median Pretax Margin % is 35.65. Bank Of Chongqing Co's value of 44.41% is 24.6% above this industry median. Based on the distribution chart, Bank Of Chongqing Co ranks #435 out of 1520 companies in the Banks industry, which is above the industry midpoint. Overall, Bank Of Chongqing Co has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Chongqing Co's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Bank Of Chongqing Co ranks #435 out of 1520 companies for Pretax Margin %. This puts Bank Of Chongqing Co in the upper half of its industry. The industry median Pretax Margin % is 35.65. Bank Of Chongqing Co's value of 44.41% is 24.6% above this benchmark. Historically, Bank Of Chongqing Co's own Pretax Margin % has ranged from 43.80 to 48.94 over the past decade. While the company's 10-year median is 46.30 vs. the industry median of 35.65, Bank Of Chongqing Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.65, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of Chongqing Co's current Pretax Margin % of 44.41% is 24.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank Of Chongqing Co and its competitors. For the Banks industry, the median Pretax Margin % is 35.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Chongqing Co's current Pretax Margin % is 44.41%, which is near median its own 10-year median of 46.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Chongqing Co stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Chongqing Co (HKSE:01963) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$7.04, compared to a current price of HK$8.38 — trading 19% above its estimated fair value. The current Pretax Margin % is 44.41%, which is near median its 10-year median of 46.30 and 24.6% above the Banks industry median of 35.65. Bank Of Chongqing Co's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bank Of Chongqing Co (HKSE:01963), the current Pretax Margin % is 44.41% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Of Chongqing Co (HKSE:01963) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Of Chongqing Co stock appears to be overvalued.
The current stock price of HK$8.38 is trading 19% above its estimated GF Value™ of HK$7.04.
GuruFocus considers Bank Of Chongqing Co to be Modestly Overvalued.
Key valuation signals for HKSE:01963:
Pretax Margin %: 44.41% (near median its 10-year median of 46.30)
GF Value™: HK$7.04 vs. price of HK$8.38 (19% above fair value)
Industry Position: 24.6% above the Banks median (#435 of 1520)
No single metric tells the full story. See the HKSE:01963 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Of Chongqing Co Ltd is is engaged in banking business. The company's core businesses consist of the corporate banking business, which provides corporate customers with financial products and services such as deposits and loans; the retail banking business, which provides individual customers with financial products and services; and the treasury business, which is involved in interbank lending and borrowing, bond investment, repurchasing, and foreign currency transactions. The company generates over half of total revenue from the corporate banking business. The company's business is concentrated in Chongqing, and the bank also conducts business through branches in Chengdu, Guiyang, and Xi'an.
67GF Score
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