China Bohai Bank Co (HKSE:09668) Pretax Margin %: 8.32% (As of Dec. 2025) — 75% Below Median

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HKSE:09668 China Bohai Bank Co Ltd HKSE:09668
64 GF Score
Price HK$0.82
GF Value HK$1.02
Valuation Modestly Undervalued
! 4 Warning Signs
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What is China Bohai Bank Co Pretax Margin %?

China Bohai Bank Co HKSE:09668 -0.61% 64 Pretax Margin % is 8.32% as of Dec. 2025, which is 75% below its 10-year median of 33.37. GuruFocus rates HKSE:09668 with a GF Score™ of 64/100 and a GF Value™ of HK$1.02 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,525 Banks companies, China Bohai Bank Co ranks worse than 77.7% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. China Bohai Bank Co's Pre-Tax Income for the six months ended in Dec. 2025 was HK$1,098 Mil. China Bohai Bank Co's Revenue for the six months ended in Dec. 2025 was HK$13,206 Mil. Therefore, China Bohai Bank Co's pretax margin for the quarter that ended in Dec. 2025 was 8.32%.

The historical rank and industry rank for China Bohai Bank Co's Pretax Margin % or its related term are showing as below:

HKSE:09668' s Pretax Margin % Range Over the Past 10 Years
Min: 20.91   Med: 33.37   Max: 38.48
Current: 22.25


HKSE:09668's Pretax Margin % is ranked worse than
77.7% of 1525 companies
in the Banks industry
Industry Median: 35.53 vs HKSE:09668: 22.25

China Bohai Bank Co  (HKSE:09668) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


China Bohai Bank Co Pretax Margin % Related Terms


China Bohai Bank Co Pretax Margin % Historical Data

* Premium members only.

The historical data trend for China Bohai Bank Co's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Bohai Bank Co Pretax Margin % Chart

China Bohai Bank Co Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only 37.61 25.05 20.91 21.27 22.32

China Bohai Bank Co Semi-Annual Data
Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.90 31.81 10.04 35.18 8.32

China Bohai Bank Co Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, China Bohai Bank Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Bohai Bank Co Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, China Bohai Bank Co's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where China Bohai Bank Co's Pretax Margin % falls into.


HKSE:09668
64GF Score
China Bohai Bank Co Ltd HKSE:09668
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

China Bohai Bank Co Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

China Bohai Bank Co's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=6156.196/27584.904
=22.32 %

China Bohai Bank Co's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=1098.213/13205.71
=8.32 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 8.32% mean?
China Bohai Bank Co (HKSE:09668) has a Pretax Margin % of 8.32% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on China Bohai Bank Co and its competitors. This is 75% below median its historical median of 33.37. Over the past decade, China Bohai Bank Co's Pretax Margin % has ranged from 20.91 to 38.48. According to the industry distribution chart, China Bohai Bank Co ranks #1185 out of 1525 companies in the Banks industry, placing it in the top 77.7%.
Is China Bohai Bank Co's Pretax Margin % too high?
China Bohai Bank Co's current Pretax Margin % of 8.32% is 75% below median its 10-year median of 33.37. Over the past 10 years, this metric has ranged from a low of 20.91 to a high of 38.48. The Banks industry median Pretax Margin % is 35.53. China Bohai Bank Co's value of 8.32% is 76.6% below this industry median. Based on the distribution chart, China Bohai Bank Co ranks #1185 out of 1525 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, China Bohai Bank Co has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Bohai Bank Co's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, China Bohai Bank Co ranks #1185 out of 1525 companies for Pretax Margin %. This places China Bohai Bank Co in the lower half of its industry. The industry median Pretax Margin % is 35.53. China Bohai Bank Co's value of 8.32% is 76.6% below this benchmark. Historically, China Bohai Bank Co's own Pretax Margin % has ranged from 20.91 to 38.48 over the past decade. While the company's 10-year median is 33.37 vs. the industry median of 35.53, China Bohai Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.53, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Bohai Bank Co's current Pretax Margin % of 8.32% is 76.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on China Bohai Bank Co and its competitors. For the Banks industry, the median Pretax Margin % is 35.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Bohai Bank Co's current Pretax Margin % is 8.32%, which is 75% below median its own 10-year median of 33.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Bohai Bank Co stock overvalued right now?
Based on GuruFocus' analysis, China Bohai Bank Co (HKSE:09668) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$1.02, compared to a current price of HK$0.82 — trading 20.1% below its estimated fair value. The current Pretax Margin % is 8.32%, which is 75% below median its 10-year median of 33.37 and 76.6% below the Banks industry median of 35.53. China Bohai Bank Co's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For China Bohai Bank Co (HKSE:09668), the current Pretax Margin % is 8.32% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Bohai Bank Co (HKSE:09668) Overvalued in 2026?

Based on GuruFocus' analysis, China Bohai Bank Co stock appears to be undervalued. The current stock price of HK$0.82 is trading 20.1% below its estimated GF Value™ of HK$1.02. GuruFocus considers China Bohai Bank Co to be Modestly Undervalued.

Key valuation signals for HKSE:09668:

  • Pretax Margin %: 8.32% (75% below median its 10-year median of 33.37)
  • GF Value™: HK$1.02 vs. price of HK$0.82 (20.1% below fair value)
  • GF Score™: 64/100 with 4 warning signs
  • Industry Position: 76.6% below the Banks median (#1185 of 1525)

No single metric tells the full story. See the HKSE:09668 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Bohai Bank Co Business Description

Address No. 218 Haihe East Road, Hedong District, Tianjin, CHN, 300012
China Bohai Bank Co Ltd offers banking services in China. Its operating segments are: Corporate Banking, Retail Banking, Financial Market Business, and Others. Maximum revenue is generated from the Corporate Banking segment, which provides a range of financial products and services to corporations, government agencies, and financial institutions. These products and services include corporate loans and advances, trade financing, deposit-taking activities, agency services, consulting and advisory services, remittance and settlement services, guarantee services, etc. The Retail banking segment caters to individual customers, and the financial markets business enters into interbank money market transactions, repurchase transactions, interbank investments, and bond investments and trading.
64GF Score

Get the complete analysis for HKSE:09668

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.82
Price
HK$1.02
GF Value