Caisse Regionale de Credit Agricole Mutuel de Brie Picardy (LTS:0GTI) Pretax Margin %: 34.90% (As of Dec. 2025) — 19% Below Median

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LTS:0GTI Caisse Regionale de Credit Agricole Mutuel de Brie Picardy LTS:0GTI
45 GF Score
Price €34.70
GF Value €18.06
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Caisse Regionale de Credit Agricole Mutuel de Brie Picardy Pretax Margin %?

Caisse Regionale de Credit Agricole Mutuel de Brie Picardy LTS:0GTI 45 Pretax Margin % is 34.90% as of Dec. 2025, which is 19% below its 10-year median of 42.88. GuruFocus rates LTS:0GTI with a GF Score™ of 45/100 and a GF Value™ of €18.06 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,525 Banks companies, Caisse Regionale de Credit Agricole Mutuel de Brie Picardy ranks better than 72.46% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's Pre-Tax Income for the six months ended in Dec. 2025 was €112.3 Mil. Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's Revenue for the six months ended in Dec. 2025 was €321.8 Mil. Therefore, Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's pretax margin for the quarter that ended in Dec. 2025 was 34.90%.

The historical rank and industry rank for Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's Pretax Margin % or its related term are showing as below:

LTS:0GTI' s Pretax Margin % Range Over the Past 10 Years
Min: 35.3   Med: 42.88   Max: 45.17
Current: 44


LTS:0GTI's Pretax Margin % is ranked better than
72.46% of 1525 companies
in the Banks industry
Industry Median: 34.96 vs LTS:0GTI: 44.00

Caisse Regionale de Credit Agricole Mutuel de Brie Picardy  (LTS:0GTI) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Caisse Regionale de Credit Agricole Mutuel de Brie Picardy Pretax Margin % Related Terms


Caisse Regionale de Credit Agricole Mutuel de Brie Picardy Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Caisse Regionale de Credit Agricole Mutuel de Brie Picardy Pretax Margin % Chart

Caisse Regionale de Credit Agricole Mutuel de Brie Picardy Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44.48 35.30 37.13 36.44 44.00

Caisse Regionale de Credit Agricole Mutuel de Brie Picardy Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.21 44.85 24.68 51.54 34.90

Caisse Regionale de Credit Agricole Mutuel de Brie Picardy Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Caisse Regionale de Credit Agricole Mutuel de Brie Picardy Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's Pretax Margin % falls into.


LTS:0GTI
45GF Score
Caisse Regionale de Credit Agricole Mutuel de Brie Picardy LTS:0GTI
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Caisse Regionale de Credit Agricole Mutuel de Brie Picardy Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=312.422/710.054
=44.00 %

Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=112.321/321.838
=34.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 34.90% mean?
Caisse Regionale de Credit Agricole Mutuel de Brie Picardy (LTS:0GTI) has a Pretax Margin % of 34.90% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Caisse Regionale de Credit Agricole Mutuel de Brie Picardy and its competitors. This is 19% below median its historical median of 42.88. Over the past decade, Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's Pretax Margin % has ranged from 35.30 to 45.17. According to the industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Brie Picardy ranks #420 out of 1525 companies in the Banks industry, placing it in the top 27.5%.
Is Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's Pretax Margin % too high?
Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's current Pretax Margin % of 34.90% is 19% below median its 10-year median of 42.88. Over the past 10 years, this metric has ranged from a low of 35.30 to a high of 45.17. The Banks industry median Pretax Margin % is 34.96. Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's value of 34.90% is 0.2% below this industry median. Based on the distribution chart, Caisse Regionale de Credit Agricole Mutuel de Brie Picardy ranks #420 out of 1525 companies in the Banks industry, which is above the industry midpoint. Overall, Caisse Regionale de Credit Agricole Mutuel de Brie Picardy has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Brie Picardy ranks #420 out of 1525 companies for Pretax Margin %. This puts Caisse Regionale de Credit Agricole Mutuel de Brie Picardy in the upper half of its industry. The industry median Pretax Margin % is 34.96. Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's value of 34.90% is 0.2% below this benchmark. Historically, Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's own Pretax Margin % has ranged from 35.30 to 45.17 over the past decade. While the company's 10-year median is 42.88 vs. the industry median of 34.96, Caisse Regionale de Credit Agricole Mutuel de Brie Picardy has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.96, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's current Pretax Margin % of 34.90% is 0.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Caisse Regionale de Credit Agricole Mutuel de Brie Picardy and its competitors. For the Banks industry, the median Pretax Margin % is 34.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's current Pretax Margin % is 34.90%, which is 19% below median its own 10-year median of 42.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caisse Regionale de Credit Agricole Mutuel de Brie Picardy stock overvalued right now?
Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Brie Picardy (LTS:0GTI) is currently considered Significantly Overvalued. The stock's GF Value™ is €18.06, compared to a current price of €34.70 — trading 92.1% above its estimated fair value. The current Pretax Margin % is 34.90%, which is 19% below median its 10-year median of 42.88 and 0.2% below the Banks industry median of 34.96. Caisse Regionale de Credit Agricole Mutuel de Brie Picardy's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Caisse Regionale de Credit Agricole Mutuel de Brie Picardy (LTS:0GTI), the current Pretax Margin % is 34.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Caisse Regionale de Credit Agricole Mutuel de Brie Picardy (LTS:0GTI) Overvalued in 2026?

Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Brie Picardy stock appears to be overvalued. The current stock price of €34.70 is trading 92.1% above its estimated GF Value™ of €18.06. GuruFocus considers Caisse Regionale de Credit Agricole Mutuel de Brie Picardy to be Significantly Overvalued.

Key valuation signals for LTS:0GTI:

  • Pretax Margin %: 34.90% (19% below median its 10-year median of 42.88)
  • GF Value™: €18.06 vs. price of €34.70 (92.1% above fair value)
  • GF Score™: 45/100 with 2 warning signs
  • Industry Position: 0.2% below the Banks median (#420 of 1525)

No single metric tells the full story. See the LTS:0GTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Caisse Regionale de Credit Agricole Mutuel de Brie Picardy Business Description

Other Exchanges CRBP2:France
Address 500 rue Saint-Fuscien, Amiens, FRA, 80095
Caisse Regionale de Credit Agricole Mutuel de Brie Picardy formerly Credit Agricole Brie Picardie is a France based regional bank within the Credit Agricole banking group. The bank provides savings, investment and credit services to individuals, agricultural enterprises and businesses in the Brie and Somme regions of France.
45GF Score

Get the complete analysis for LTS:0GTI

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.70
Price
€18.06
GF Value