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MFA FinancialMFA -0.34%24 Pretax Margin % is 59.85% as of Jun. 2026, which is 31% below its 10-year median of 86.96. GuruFocus rates MFA with a GF Score™ of 24/100. The stock has 3 warning signs investors should review. Among 914 REITs companies, MFA Financial ranks better than 55.36% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. MFA Financial's Pre-Tax Income for the
three
months ended in Jun. 2026 was $46.8 Mil. MFA Financial's Revenue for the
three
months ended in Jun. 2026 was $78.2 Mil. Therefore, MFA Financial's pretax margin for the quarter that ended in Jun. 2026 was 59.85%.
The historical rank and industry rank for MFA Financial's Pretax Margin % or its related term are showing as below:
MFA'
s Pretax Margin % Range Over the Past 10 Years
Min: 39.15 Med: 86.96 Max: 274.8
Current: 54.78
MFA's Pretax Margin % is ranked better than 55.36% of 914
companies
in the REITs industry
Industry Median: 47.415
vs MFA: 54.78
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
MFA Financial Pretax Margin % Related Terms
MFA Financial Pretax Margin % Historical Data
* Premium members only.
The historical data trend for MFA Financial's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, MFA Financial's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MFA Financial Pretax Margin % vs REITs Industry
For the REITs industry and Real Estate sector, MFA Financial's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where MFA Financial's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MFA Financial (MFA) has a Pretax Margin % of 59.85% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on MFA Financial and its competitors. This is 31% below median its historical median of 86.96. Over the past decade, MFA Financial's Pretax Margin % has ranged from 39.15 to 274.80. According to the industry distribution chart, MFA Financial ranks #408 out of 914 companies in the REITs industry, placing it in the top 44.6%.
Is MFA Financial's Pretax Margin % too high?
MFA Financial's current Pretax Margin % of 59.85% is 31% below median its 10-year median of 86.96. Over the past 10 years, this metric has ranged from a low of 39.15 to a high of 274.80. The REITs industry median Pretax Margin % is 47.42. MFA Financial's value of 59.85% is 26.2% above this industry median. Based on the distribution chart, MFA Financial ranks #408 out of 914 companies in the REITs industry, which is above the industry midpoint. Overall, MFA Financial has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does MFA Financial's Pretax Margin % compare to ABR and ARI?
According to the REITs industry distribution chart, MFA Financial ranks #408 out of 914 companies for Pretax Margin %. This puts MFA Financial in the upper half of its industry. The industry median Pretax Margin % is 47.42. MFA Financial's value of 59.85% is 26.2% above this benchmark. Historically, MFA Financial's own Pretax Margin % has ranged from 39.15 to 274.80 over the past decade. While the company's 10-year median is 86.96 vs. the industry median of 47.42, MFA Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a REITs company?
The median Pretax Margin % among REITs companies is 47.42, based on 914 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MFA Financial's current Pretax Margin % of 59.85% is 26.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on MFA Financial and its competitors. For the REITs industry, the median Pretax Margin % is 47.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MFA Financial's current Pretax Margin % is 59.85%, which is 31% below median its own 10-year median of 86.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MFA Financial stock overvalued right now?
MFA Financial (MFA) has a current Pretax Margin % of 59.85%. The current Pretax Margin % is 59.85%, which is 31% below median its 10-year median of 86.96 and 26.2% above the REITs industry median of 47.42. MFA Financial's overall GF Score™ is 24/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For MFA Financial (MFA), the current Pretax Margin % is 59.85% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
MFA Financial Inc is a specialty finance company that invests in and finances residential mortgage assets. Its principal business objective is to deliver shareholder value through the generation of distributable income and through asset performance linked to residential mortgage credit fundamentals. The company selectively invests in residential mortgage assets with a focus on credit analysis, projected prepayment rates, interest rate sensitivity and expected return. The company's reportable segments include mortgage-related assets; and Lima One.
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