PBDBY (PT Bank Danamon Indonesia Tbk) Pretax Margin %: 26.30% (As of Mar. 2026) — Near Median


What is PT Bank Danamon Indonesia Tbk Pretax Margin %?

PT Bank Danamon Indonesia Tbk PBDBY 51 Pretax Margin % is 26.30% as of Mar. 2026, which is 9% above its 10-year median of 24.16. GuruFocus rates PBDBY with a GF Score™ of 51/100. The stock has 2 warning signs investors should review. Among 1,527 Banks companies, PT Bank Danamon Indonesia Tbk ranks worse than 72.76% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. PT Bank Danamon Indonesia Tbk's Pre-Tax Income for the three months ended in Mar. 2026 was $92.36 Mil. PT Bank Danamon Indonesia Tbk's Revenue for the three months ended in Mar. 2026 was $351.15 Mil. Therefore, PT Bank Danamon Indonesia Tbk's pretax margin for the quarter that ended in Mar. 2026 was 26.30%.

The historical rank and industry rank for PT Bank Danamon Indonesia Tbk's Pretax Margin % or its related term are showing as below:

PBDBY' s Pretax Margin % Range Over the Past 10 Years
Min: 11.69   Med: 24.16   Max: 30.23
Current: 25.12


PBDBY's Pretax Margin % is ranked worse than
72.76% of 1527 companies
in the Banks industry
Industry Median: 34.88 vs PBDBY: 25.12

PT Bank Danamon Indonesia Tbk  (OTCPK:PBDBY) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


PT Bank Danamon Indonesia Tbk Pretax Margin % Related Terms


PT Bank Danamon Indonesia Tbk Pretax Margin % Historical Data

* Premium members only.

The historical data trend for PT Bank Danamon Indonesia Tbk's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Danamon Indonesia Tbk Pretax Margin % Chart

PT Bank Danamon Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.01 24.72 24.58 21.90 23.74

PT Bank Danamon Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.70 23.02 30.04 21.97 26.30

PT Bank Danamon Indonesia Tbk Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Danamon Indonesia Tbk's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Danamon Indonesia Tbk Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Danamon Indonesia Tbk's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where PT Bank Danamon Indonesia Tbk's Pretax Margin % falls into.



PT Bank Danamon Indonesia Tbk Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

PT Bank Danamon Indonesia Tbk's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=322.416/1357.982
=23.74 %

PT Bank Danamon Indonesia Tbk's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=92.357/351.148
=26.30 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 26.30% mean?
PT Bank Danamon Indonesia Tbk (PBDBY) has a Pretax Margin % of 26.30% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Bank Danamon Indonesia Tbk and its competitors. This is near median its historical median of 24.16. Over the past decade, PT Bank Danamon Indonesia Tbk's Pretax Margin % has ranged from 11.69 to 30.23. According to the industry distribution chart, PT Bank Danamon Indonesia Tbk ranks #1111 out of 1527 companies in the Banks industry, placing it in the top 72.8%.
Is PT Bank Danamon Indonesia Tbk's Pretax Margin % too high?
PT Bank Danamon Indonesia Tbk's current Pretax Margin % of 26.30% is near median its 10-year median of 24.16. Over the past 10 years, this metric has ranged from a low of 11.69 to a high of 30.23. The Banks industry median Pretax Margin % is 34.88. PT Bank Danamon Indonesia Tbk's value of 26.30% is 24.6% below this industry median. Based on the distribution chart, PT Bank Danamon Indonesia Tbk ranks #1111 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank Danamon Indonesia Tbk has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Danamon Indonesia Tbk's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Danamon Indonesia Tbk ranks #1111 out of 1527 companies for Pretax Margin %. This places PT Bank Danamon Indonesia Tbk in the lower half of its industry. The industry median Pretax Margin % is 34.88. PT Bank Danamon Indonesia Tbk's value of 26.30% is 24.6% below this benchmark. Historically, PT Bank Danamon Indonesia Tbk's own Pretax Margin % has ranged from 11.69 to 30.23 over the past decade. While the company's 10-year median is 24.16 vs. the industry median of 34.88, PT Bank Danamon Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Danamon Indonesia Tbk's current Pretax Margin % of 26.30% is 24.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Bank Danamon Indonesia Tbk and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Danamon Indonesia Tbk's current Pretax Margin % is 26.30%, which is near median its own 10-year median of 24.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Danamon Indonesia Tbk stock overvalued right now?
PT Bank Danamon Indonesia Tbk (PBDBY) has a current Pretax Margin % of 26.30%. The current Pretax Margin % is 26.30%, which is near median its 10-year median of 24.16 and 24.6% below the Banks industry median of 34.88. PT Bank Danamon Indonesia Tbk's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For PT Bank Danamon Indonesia Tbk (PBDBY), the current Pretax Margin % is 26.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PT Bank Danamon Indonesia Tbk Business Description

Other Exchanges BDMN:IndonesiaHX9:Germany
Address Menara Bank Danamon, Jalan HR. Rasuna Said, Blok C No. 10, 17th Floor, Karet Setiabudi, Kuningan, Jakarta, IDN, 12920
PT Bank Danamon Indonesia Tbk is an Indonesia-based company that is principally engaged in providing banking services. The company's core business segments consist of the retail business segment, which includes micro banking, retail banking, a credit card business, insurance, consumer financing, and syariah banking, and the wholesale business segment, which provides commercial and corporate customers with products such as cash management, trade finance, financial supply chain, loans, and foreign exchange transactions. It generates maximum revenue from the retail business segment.