Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Systex FintechROCO:7819 +4.44%23 Pretax Margin % is 13.49% as of Dec. 2025, which is 10% below its 10-year median of 14.98. GuruFocus rates ROCO:7819 with a GF Score™ of 23/100. The stock has 3 warning signs investors should review. Among 2,830 Software companies, Systex Fintech ranks better than 79.93% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Systex Fintech's Pre-Tax Income for the
three
months ended in Dec. 2025 was NT$17.6 Mil. Systex Fintech's Revenue for the
three
months ended in Dec. 2025 was NT$130.2 Mil. Therefore, Systex Fintech's pretax margin for the quarter that ended in Dec. 2025 was 13.49%.
The historical rank and industry rank for Systex Fintech's Pretax Margin % or its related term are showing as below:
ROCO:7819'
s Pretax Margin % Range Over the Past 10 Years
Min: 14.46 Med: 14.98 Max: 21.15
Current: 14.77
ROCO:7819's Pretax Margin % is ranked better than 79.93% of 2830
companies
in the Software industry
Industry Median: 3.59
vs ROCO:7819: 14.77
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Systex Fintech Pretax Margin % Related Terms
Systex Fintech Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Systex Fintech's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ROCO:7819 vs MSFT, ORCL, PLTR: Pretax Margin % Comparison
For the Software - Infrastructure subindustry, Systex Fintech's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Systex Fintech Pretax Margin % vs Software Industry
For the Software industry and Technology sector, Systex Fintech's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Systex Fintech's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Systex Fintech (ROCO:7819) has a Pretax Margin % of 13.49% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Systex Fintech and its competitors. This is 10% below median its historical median of 14.98. Over the past decade, Systex Fintech's Pretax Margin % has ranged from 14.46 to 21.15. According to the industry distribution chart, Systex Fintech ranks #568 out of 2830 companies in the Software industry, placing it in the top 20.1%.
Is Systex Fintech's Pretax Margin % too high?
Systex Fintech's current Pretax Margin % of 13.49% is 10% below median its 10-year median of 14.98. Over the past 10 years, this metric has ranged from a low of 14.46 to a high of 21.15. The Software industry median Pretax Margin % is 3.59. Systex Fintech's value of 13.49% is 275.8% above this industry median. Based on the distribution chart, Systex Fintech ranks #568 out of 2830 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Systex Fintech has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does Systex Fintech's Pretax Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Systex Fintech ranks #568 out of 2830 companies for Pretax Margin %. This places Systex Fintech in the top 20% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 3.59. Systex Fintech's value of 13.49% is 275.8% above this benchmark. Historically, Systex Fintech's own Pretax Margin % has ranged from 14.46 to 21.15 over the past decade. While the company's 10-year median is 14.98 vs. the industry median of 3.59, Systex Fintech has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Software company?
The median Pretax Margin % among Software companies is 3.59, based on 2,830 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Systex Fintech's current Pretax Margin % of 13.49% is 275.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Systex Fintech and its competitors. For the Software industry, the median Pretax Margin % is 3.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Systex Fintech's current Pretax Margin % is 13.49%, which is 10% below median its own 10-year median of 14.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Systex Fintech stock overvalued right now?
Systex Fintech (ROCO:7819) has a current Pretax Margin % of 13.49%. The current Pretax Margin % is 13.49%, which is 10% below median its 10-year median of 14.98 and 275.8% above the Software industry median of 3.59. Systex Fintech's overall GF Score™ is 23/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Systex Fintech (ROCO:7819), the current Pretax Margin % is 13.49% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Systex Fintech Corp. is a financial technology company that delivers tailored solutions for the financial services industry. The products and services of the company include credit cards, virtual accounts, overseas receipts, electronic signature systems, and others.
23GF Score
Get the complete analysis for ROCO:7819
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ROCO:7819 has been successfully added to your 
