Hua Xia Bank CoSHSE:600015 +0.76%56 Pretax Margin % is 26.85% as of Mar. 2026, which is 27% below its 10-year median of 37.01. GuruFocus rates SHSE:600015 with a GF Score™ of 56/100 and a GF Value™ of ¥7.32 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,528 Banks companies, Hua Xia Bank Co ranks worse than 50.33% on this metric.
The historical rank and industry rank for Hua Xia Bank Co's Pretax Margin % or its related term are showing as below:
SHSE:600015'
s Pretax Margin % Range Over the Past 10 Years
Min: 28.49 Med: 37.01 Max: 40.99
Current: 34.63
SHSE:600015's Pretax Margin % is ranked worse than 50.33% of 1528
companies
in the Banks industry
Industry Median: 34.665
vs SHSE:600015: 34.63
Hua Xia Bank Co (SHSE:600015) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Hua Xia Bank Co Pretax Margin % Related Terms
Hua Xia Bank Co Pretax Margin % Historical Data
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The historical data trend for Hua Xia Bank Co's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hua Xia Bank Co Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Hua Xia Bank Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hua Xia Bank Co Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Hua Xia Bank Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Hua Xia Bank Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hua Xia Bank Co (SHSE:600015) has a Pretax Margin % of 26.85% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Hua Xia Bank Co and its competitors. This is 27% below median its historical median of 37.01. Over the past decade, Hua Xia Bank Co's Pretax Margin % has ranged from 28.49 to 40.99. According to the industry distribution chart, Hua Xia Bank Co ranks #769 out of 1528 companies in the Banks industry, placing it in the top 50.3%.
Is Hua Xia Bank Co's Pretax Margin % too high?
Hua Xia Bank Co's current Pretax Margin % of 26.85% is 27% below median its 10-year median of 37.01. Over the past 10 years, this metric has ranged from a low of 28.49 to a high of 40.99. The Banks industry median Pretax Margin % is 34.67. Hua Xia Bank Co's value of 26.85% is 22.5% below this industry median. Based on the distribution chart, Hua Xia Bank Co ranks #769 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Hua Xia Bank Co has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hua Xia Bank Co's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Hua Xia Bank Co ranks #769 out of 1528 companies for Pretax Margin %. This places Hua Xia Bank Co in the lower half of its industry. The industry median Pretax Margin % is 34.67. Hua Xia Bank Co's value of 26.85% is 22.5% below this benchmark. Historically, Hua Xia Bank Co's own Pretax Margin % has ranged from 28.49 to 40.99 over the past decade. While the company's 10-year median is 37.01 vs. the industry median of 34.67, Hua Xia Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hua Xia Bank Co's current Pretax Margin % of 26.85% is 22.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Hua Xia Bank Co and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hua Xia Bank Co's current Pretax Margin % is 26.85%, which is 27% below median its own 10-year median of 37.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hua Xia Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Hua Xia Bank Co (SHSE:600015) is currently considered Fairly Valued. The stock's GF Value™ is ¥7.32, compared to a current price of ¥6.66 — trading 9% below its estimated fair value. The current Pretax Margin % is 26.85%, which is 27% below median its 10-year median of 37.01 and 22.5% below the Banks industry median of 34.67. Hua Xia Bank Co's overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Hua Xia Bank Co (SHSE:600015), the current Pretax Margin % is 26.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hua Xia Bank Co (SHSE:600015) Overvalued in 2026?
Based on GuruFocus' analysis, Hua Xia Bank Co stock appears to be undervalued.
The current stock price of ¥6.66 is trading 9% below its estimated GF Value™ of ¥7.32.
GuruFocus considers Hua Xia Bank Co to be Fairly Valued.
Key valuation signals for SHSE:600015:
Pretax Margin %: 26.85% (27% below median its 10-year median of 37.01)
GF Value™: ¥7.32 vs. price of ¥6.66 (9% below fair value)
Industry Position: 22.5% below the Banks median (#769 of 1528)
No single metric tells the full story. See the SHSE:600015 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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