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XPAR:CCN'
s Pretax Margin % Range Over the Past 10 Years
Min: 23.8 Med: 30.41 Max: 40.11
Current: 26.51
XPAR:CCN's Pretax Margin % is ranked worse than 70.89% of 1522
companies
in the Banks industry
Industry Median: 35.045
vs XPAR:CCN: 26.51
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine (XPAR:CCN) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine Pretax Margin % Related Terms
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine Pretax Margin % Chart
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine Pretax Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine (XPAR:CCN) has a Pretax Margin % of 21.63% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Caisse Regionale de Credit Agricole Mutuel de Normandie Seine and its competitors. This is 29% below median its historical median of 30.41. Over the past decade, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's Pretax Margin % has ranged from 23.80 to 40.11. According to the industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine ranks #1079 out of 1522 companies in the Banks industry, placing it in the top 70.9%.
Is Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's Pretax Margin % too high?
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's current Pretax Margin % of 21.63% is 29% below median its 10-year median of 30.41. Over the past 10 years, this metric has ranged from a low of 23.80 to a high of 40.11. The Banks industry median Pretax Margin % is 35.05. Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's value of 21.63% is 38.3% below this industry median. Based on the distribution chart, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine ranks #1079 out of 1522 companies in the Banks industry, which is below the industry midpoint. Overall, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine has a GF Scoreâ„¢ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine ranks #1079 out of 1522 companies for Pretax Margin %. This places Caisse Regionale de Credit Agricole Mutuel de Normandie Seine in the lower half of its industry. The industry median Pretax Margin % is 35.05. Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's value of 21.63% is 38.3% below this benchmark. Historically, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's own Pretax Margin % has ranged from 23.80 to 40.11 over the past decade. While the company's 10-year median is 30.41 vs. the industry median of 35.05, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.05, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's current Pretax Margin % of 21.63% is 38.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Caisse Regionale de Credit Agricole Mutuel de Normandie Seine and its competitors. For the Banks industry, the median Pretax Margin % is 35.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's current Pretax Margin % is 21.63%, which is 29% below median its own 10-year median of 30.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caisse Regionale de Credit Agricole Mutuel de Normandie Seine stock overvalued right now?
Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine (XPAR:CCN) is currently considered Significantly Overvalued. The stock's GF Value™ is €84.43, compared to a current price of €162.50 — trading 92.5% above its estimated fair value. The current Pretax Margin % is 21.63%, which is 29% below median its 10-year median of 30.41 and 38.3% below the Banks industry median of 35.05. Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Caisse Regionale de Credit Agricole Mutuel de Normandie Seine (XPAR:CCN), the current Pretax Margin % is 21.63% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Caisse Regionale de Credit Agricole Mutuel de Normandie Seine (XPAR:CCN) Overvalued in 2026?
Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine stock appears to be overvalued.
The current stock price of €162.50 is trading 92.5% above its estimated GF Value™ of €84.43.
GuruFocus considers Caisse Regionale de Credit Agricole Mutuel de Normandie Seine to be Significantly Overvalued.
Key valuation signals for XPAR:CCN:
Pretax Margin %: 21.63% (29% below median its 10-year median of 30.41)
GF Value™: €84.43 vs. price of €162.50 (92.5% above fair value)
Industry Position: 38.3% below the Banks median (#1079 of 1522)
No single metric tells the full story. See the XPAR:CCN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine Business Description
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine is a France based company. It operates as a regional bank in France. It provides loans and financing to individuals and businesses. It also provides remote banking, funding, and insurance services.
42GF Score
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