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Howard Bancorp (Howard Bancorp) PS Ratio : 5.03 (As of May. 05, 2024)


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What is Howard Bancorp PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Howard Bancorp's share price is $23.30. Howard Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2021 was $4.64. Hence, Howard Bancorp's PS Ratio for today is 5.03.

Warning Sign:

Howard Bancorp Inc stock PS Ratio (=5.03) is close to 10-year high of 5.42

The historical rank and industry rank for Howard Bancorp's PS Ratio or its related term are showing as below:

HBMD' s PS Ratio Range Over the Past 10 Years
Min: 0.87   Med: 2.26   Max: 5.97
Current: 5.03

During the past 13 years, Howard Bancorp's highest PS Ratio was 5.97. The lowest was 0.87. And the median was 2.26.

HBMD's PS Ratio is not ranked
in the Banks industry.
Industry Median: 2.41 vs HBMD: 5.03

Howard Bancorp's Revenue per Sharefor the three months ended in Sep. 2021 was $1.15. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2021 was $4.64.

Warning Sign:

Howard Bancorp Inc revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of Howard Bancorp was -1.70% per year. During the past 3 years, the average Revenue per Share Growth Rate was -6.80% per year. During the past 5 years, the average Revenue per Share Growth Rate was -8.30% per year. During the past 10 years, the average Revenue per Share Growth Rate was 0.30% per year.

During the past 13 years, Howard Bancorp's highest 3-Year average Revenue per Share Growth Rate was 36.40% per year. The lowest was -11.20% per year. And the median was 7.70% per year.

Back to Basics: PS Ratio


Howard Bancorp PS Ratio Historical Data

The historical data trend for Howard Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Howard Bancorp PS Ratio Chart

Howard Bancorp Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.30 3.93 3.09 3.67 2.61

Howard Bancorp Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.98 2.61 3.58 3.54 4.38

Competitive Comparison of Howard Bancorp's PS Ratio

For the Banks - Regional subindustry, Howard Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Howard Bancorp's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Howard Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where Howard Bancorp's PS Ratio falls into.



Howard Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Howard Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=23.30/4.635
=5.03

Howard Bancorp's Share Price of today is $23.30.
Howard Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2021 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.64.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Howard Bancorp  (NAS:HBMD) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Howard Bancorp PS Ratio Related Terms

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Howard Bancorp (Howard Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
3301 Boston Street, Baltimore, MD, USA, 21224
Howard Bancorp Inc is a diversified financial services company. The company segmented its operating activities into one reportable segment, Community Banking. It provides commercial banking, mortgage banking, and consumer finance through banking branches, the internet and other distribution channels to businesses, business owners, professionals and other consumers located primarily in the Greater Baltimore Metropolitan Area. The company's primary market focus is on making loans to and gathering deposits from small and medium-sized businesses, professionals and high-net-worth individuals.
Executives
Donna Hill Staton director 3301 BOSTON STREET BALTIMORE MD 21224
Kunisch Robert D Jr. director, officer: President 611 UNIVERSITY BOULEVARD SUITE 370 ELLICOTT CITY MD 21043
Jack E Steil director 6011 UNIVERSITY BOULEVARD SUITE 370 ELLICOTT CITY MD 21043
Turner Frank K Jr officer: EVP-Chief Commercial Banking
Charles E. Schwabe officer: EVP-CRO 3301 BOSTON STREET BALTIMORE MD 21224
Mary Ann Scully director, officer: Chairman/CEO 3301 BOSTON STREET, BALTIMORE MD 21224
Thomas Randy Jones officer: EVP-CLO 3301 BOSTON STREET BALTIMORE MD 21224
Steven Poynot officer: EVP-CIO 3301 BOSTON STREET BALTIMORE MD 21224
Carpenter Robert L Jr officer: EVP/CFO 3301 BOSTON STREET BALTIMORE MD 21224
Smith Robert W. Jr. director 6011 UNIVERSITY BLVD. SUITE 370 ELLICOTT CITY MD 21043
Kenneth C. Lundeen director 3301 BOSTON STREET BALTIMORE MD 21224
John J. Keenan director 3301 BOSTON STREET BALTIMORE MD 21224
Howard Feinglass director 6011 UNIVERSITY BOULEVARD, SUITE 370, ELLICOTT CITY MD 21043
Dresher James T Jr. director 6011 UNIVERSITY BOULEVARD SUITE 370 ELLICOTT CITY MD 21043
William Gary Dorsch director 6011 UNIVERSITY BOULEVARD SUITE 370 ELLICOTT CITY MD 21043

Howard Bancorp (Howard Bancorp) Headlines

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