Howard Bancorp (Howard Bancorp) Risk Assessment

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What is Howard Bancorp Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Howard Bancorp is: No Data: Cannot be evaluated.

Competitive Comparison of Howard Bancorp's Risk Assessment

For the Banks - Regional subindustry, Howard Bancorp's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Howard Bancorp's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Howard Bancorp's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Howard Bancorp's Risk Assessment falls into.

Howard Bancorp (NAS:HBMD) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Howard Bancorp Risk Assessment Related Terms

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Howard Bancorp (Howard Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Howard Bancorp Inc (NAS:HBMD) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

3301 Boston Street, Baltimore, MD, USA, 21224

Website

http://www.howardbank.com

Howard Bancorp Inc is a diversified financial services company. The company segmented its operating activities into one reportable segment, Community Banking. It provides commercial banking, mortgage banking, and consumer finance through banking branches, the internet and other distribution channels to businesses, business owners, professionals and other consumers located primarily in the Greater Baltimore Metropolitan Area. The company's primary market focus is on making loans to and gathering deposits from small and medium-sized businesses, professionals and high-net-worth individuals.

Executives

Donna Hill Staton	director	3301 BOSTON STREET BALTIMORE MD 21224
Kunisch Robert D Jr.	director, officer: President	611 UNIVERSITY BOULEVARD SUITE 370 ELLICOTT CITY MD 21043
Jack E Steil	director	6011 UNIVERSITY BOULEVARD SUITE 370 ELLICOTT CITY MD 21043
Turner Frank K Jr	officer: EVP-Chief Commercial Banking
Charles E. Schwabe	officer: EVP-CRO	3301 BOSTON STREET BALTIMORE MD 21224
Mary Ann Scully	director, officer: Chairman/CEO	3301 BOSTON STREET, BALTIMORE MD 21224
Thomas Randy Jones	officer: EVP-CLO	3301 BOSTON STREET BALTIMORE MD 21224
Steven Poynot	officer: EVP-CIO	3301 BOSTON STREET BALTIMORE MD 21224
Carpenter Robert L Jr	officer: EVP/CFO	3301 BOSTON STREET BALTIMORE MD 21224
Smith Robert W. Jr.	director	6011 UNIVERSITY BLVD. SUITE 370 ELLICOTT CITY MD 21043
Kenneth C. Lundeen	director	3301 BOSTON STREET BALTIMORE MD 21224
John J. Keenan	director	3301 BOSTON STREET BALTIMORE MD 21224
Howard Feinglass	director	6011 UNIVERSITY BOULEVARD, SUITE 370, ELLICOTT CITY MD 21043
Dresher James T Jr.	director	6011 UNIVERSITY BOULEVARD SUITE 370 ELLICOTT CITY MD 21043
William Gary Dorsch	director	6011 UNIVERSITY BOULEVARD SUITE 370 ELLICOTT CITY MD 21043