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NPF Microfinance Bank (NSA:NPFMB) PS Ratio : 1.16 (As of May. 26, 2024)


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What is NPF Microfinance Bank PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, NPF Microfinance Bank's share price is ₦1.80. NPF Microfinance Bank's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2020 was ₦1.55. Hence, NPF Microfinance Bank's PS Ratio for today is 1.16.

The historical rank and industry rank for NPF Microfinance Bank's PS Ratio or its related term are showing as below:

NSA:NPFMB's PS Ratio is not ranked *
in the Banks industry.
Industry Median: 2.41
* Ranked among companies with meaningful PS Ratio only.

NPF Microfinance Bank's Revenue per Sharefor the six months ended in Dec. 2020 was ₦1.55. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2020 was ₦1.55.

Back to Basics: PS Ratio


NPF Microfinance Bank PS Ratio Historical Data

The historical data trend for NPF Microfinance Bank's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

NPF Microfinance Bank PS Ratio Chart

NPF Microfinance Bank Annual Data
Trend Dec17 Dec18 Dec19 Dec20
PS Ratio
0.86 1.07 0.65 0.92

NPF Microfinance Bank Semi-Annual Data
Dec17 Dec18 Dec19 Dec20
PS Ratio - 1.07 0.65 0.92

Competitive Comparison of NPF Microfinance Bank's PS Ratio

For the Banks - Regional subindustry, NPF Microfinance Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NPF Microfinance Bank's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, NPF Microfinance Bank's PS Ratio distribution charts can be found below:

* The bar in red indicates where NPF Microfinance Bank's PS Ratio falls into.



NPF Microfinance Bank PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

NPF Microfinance Bank's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=1.80/1.551
=1.16

NPF Microfinance Bank's Share Price of today is ₦1.80.
For company reported annually, GuruFocus uses latest annual data as the TTM data. NPF Microfinance Bank's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2020 was ₦1.55.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


NPF Microfinance Bank  (NSA:NPFMB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


NPF Microfinance Bank PS Ratio Related Terms

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NPF Microfinance Bank (NSA:NPFMB) Business Description

Traded in Other Exchanges
N/A
Address
1, Ikoyi Road, Obalende, Aliyu Aa House, Lagos, NGA
NPF Microfinance Bank PLC provides banking products and services to consumers including retail banking, loans and advances, money market activities and financial advisory services.

NPF Microfinance Bank (NSA:NPFMB) Headlines

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