The Tohoku Bank (TSE:8349) PS Ratio: 0.89 (As of Jul. 21, 2026) — 11% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8349 The Tohoku Bank Ltd TSE:8349
65 GF Score
Price 円1,419.00
GF Value 円1,324.99
Valuation Fairly Valued
View Full Analysis

What is The Tohoku Bank PS Ratio?

The Tohoku Bank TSE:8349 -2.47% 65 PS Ratio is 0.89 as of Jul. 21, 2026, which is 11% above its 10-year median of 0.80. GuruFocus rates TSE:8349 with a GF Score™ of 65/100 and a GF Value™ of 円1,324.99 (Fairly Valued). Among 1,514 Banks companies, The Tohoku Bank ranks better than 92.87% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, The Tohoku Bank's share price is 円1419.00. The Tohoku Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was 円1,588.06. Hence, The Tohoku Bank's PS Ratio for today is 0.89.

Good Sign:

The Tohoku Bank Ltd stock PS Ratio (=0.89) is close to 1-year low of 0.81.

The historical rank and industry rank for The Tohoku Bank's PS Ratio or its related term are showing as below:

TSE:8349' s PS Ratio Range Over the Past 10 Years
Min: 0.57   Med: 0.8   Max: 1.18
Current: 0.89

During the past 13 years, The Tohoku Bank's highest PS Ratio was 1.18. The lowest was 0.57. And the median was 0.80.

TSE:8349's PS Ratio is ranked better than
92.87% of 1514 companies
in the Banks industry
Industry Median: 3.035 vs TSE:8349: 0.89

The Tohoku Bank's Revenue per Sharefor the six months ended in Mar. 2026 was 円817.88. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was 円1,588.06.

During the past 12 months, the average Revenue per Share Growth Rate of The Tohoku Bank was 10.70% per year. During the past 3 years, the average Revenue per Share Growth Rate was 5.90% per year. During the past 5 years, the average Revenue per Share Growth Rate was 3.20% per year. During the past 10 years, the average Revenue per Share Growth Rate was -0.20% per year.

During the past 13 years, The Tohoku Bank's highest 3-Year average Revenue per Share Growth Rate was 5.90% per year. The lowest was -4.30% per year. And the median was 0.20% per year.

Back to Basics: PS Ratio


The Tohoku Bank  (TSE:8349) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


The Tohoku Bank PS Ratio Related Terms


The Tohoku Bank PS Ratio Historical Data

* Premium members only.

The historical data trend for The Tohoku Bank's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Tohoku Bank PS Ratio Chart

The Tohoku Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 0.74 0.86 0.77 0.90

The Tohoku Bank Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.86 1.62 0.77 0.00 0.90

The Tohoku Bank PS Ratio Competitor Comparison

For the Banks - Regional subindustry, The Tohoku Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Tohoku Bank PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, The Tohoku Bank's PS Ratio distribution charts can be found below:

* The bar in red indicates where The Tohoku Bank's PS Ratio falls into.


TSE:8349
65GF Score
The Tohoku Bank Ltd TSE:8349
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Tohoku Bank PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

The Tohoku Bank's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=1419.00/1588.059
=0.89

The Tohoku Bank's Share Price of today is 円1419.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. The Tohoku Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was 円1,588.06.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 0.89 mean?
The Tohoku Bank (TSE:8349) has a PS Ratio of 0.89 as of Jul. 21, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on The Tohoku Bank and its competitors. This is 11% above median its historical median of 0.80. Over the past decade, The Tohoku Bank's PS Ratio has ranged from 0.57 to 1.18. According to the industry distribution chart, The Tohoku Bank ranks #108 out of 1514 companies in the Banks industry, placing it in the top 7.1%.
Is The Tohoku Bank's PS Ratio too high?
The Tohoku Bank's current PS Ratio of 0.89 is 11% above median its 10-year median of 0.80. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 1.18. The Banks industry median PS Ratio is 3.04. The Tohoku Bank's value of 0.89 is 70.7% below this industry median. Based on the distribution chart, The Tohoku Bank ranks #108 out of 1514 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The Tohoku Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Tohoku Bank's PS Ratio compare to competitors?
According to the Banks industry distribution chart, The Tohoku Bank ranks #108 out of 1514 companies for PS Ratio. This places The Tohoku Bank in the top 7% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.04. The Tohoku Bank's value of 0.89 is 70.7% below this benchmark. Historically, The Tohoku Bank's own PS Ratio has ranged from 0.57 to 1.18 over the past decade. While the company's 10-year median is 0.80 vs. the industry median of 3.04, The Tohoku Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.04, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Tohoku Bank's current PS Ratio of 0.89 is 70.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on The Tohoku Bank and its competitors. For the Banks industry, the median PS Ratio is 3.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Tohoku Bank's current PS Ratio is 0.89, which is 11% above median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Tohoku Bank stock overvalued right now?
Based on GuruFocus' analysis, The Tohoku Bank (TSE:8349) is currently considered Fairly Valued. The stock's GF Value™ is 円1,324.99, compared to a current price of 円1,419.00 — trading 7.1% above its estimated fair value. The current PS Ratio is 0.89, which is 11% above median its 10-year median of 0.80 and 70.7% below the Banks industry median of 3.04. The Tohoku Bank's overall GF Score™ is 65/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For The Tohoku Bank (TSE:8349), the current PS Ratio is 0.89 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Tohoku Bank (TSE:8349) Overvalued in 2026?

Based on GuruFocus' analysis, The Tohoku Bank stock appears to be overvalued. The current stock price of 円1,419.00 is trading 7.1% above its estimated GF Value™ of 円1,324.99. GuruFocus considers The Tohoku Bank to be Fairly Valued.

Key valuation signals for TSE:8349:

  • PS Ratio: 0.89 (11% above median its 10-year median of 0.80)
  • GF Value™: 円1,324.99 vs. price of 円1,419.00 (7.1% above fair value)
  • GF Score™: 65/100
  • Industry Position: 70.7% below the Banks median (#108 of 1514)

No single metric tells the full story. See the TSE:8349 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Tohoku Bank Business Description

Address 3-1 Uchimaru, Morioka, Iwate, JPN, 020-8606
The Tohoku Bank Ltd is a bank in Japan. The bank provides general bank functions like deposits, loans, and foreign exchange transactions.
65GF Score

Get the complete analysis for TSE:8349

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,419.00
Price
円1,324.99
GF Value