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The Community Financial (The Community Financial) PS Ratio : 1.85 (As of Apr. 25, 2024)


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What is The Community Financial PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, The Community Financial's share price is $27.09. The Community Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2023 was $14.61. Hence, The Community Financial's PS Ratio for today is 1.85.

Good Sign:

The Community Financial Corp stock PS Ratio (=1.85) is close to 3-year low of 1.68

The historical rank and industry rank for The Community Financial's PS Ratio or its related term are showing as below:

TCFC' s PS Ratio Range Over the Past 10 Years
Min: 1.27   Med: 2.64   Max: 4.01
Current: 1.85

During the past 13 years, The Community Financial's highest PS Ratio was 4.01. The lowest was 1.27. And the median was 2.64.

TCFC's PS Ratio is not ranked
in the Banks industry.
Industry Median: 2.4 vs TCFC: 1.85

The Community Financial's Revenue per Sharefor the three months ended in Mar. 2023 was $3.63. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2023 was $14.61.

During the past 12 months, the average Revenue per Share Growth Rate of The Community Financial was 10.10% per year. During the past 3 years, the average Revenue per Share Growth Rate was 9.80% per year. During the past 5 years, the average Revenue per Share Growth Rate was 7.30% per year. During the past 10 years, the average Revenue per Share Growth Rate was 3.20% per year.

During the past 13 years, The Community Financial's highest 3-Year average Revenue per Share Growth Rate was 22.70% per year. The lowest was -8.60% per year. And the median was 6.80% per year.

Back to Basics: PS Ratio


The Community Financial PS Ratio Historical Data

The historical data trend for The Community Financial's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

The Community Financial PS Ratio Chart

The Community Financial Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.95 3.34 2.25 3.07 2.83

The Community Financial Quarterly Data
Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.17 2.84 2.55 2.83 2.27

Competitive Comparison of The Community Financial's PS Ratio

For the Banks - Regional subindustry, The Community Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Community Financial's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, The Community Financial's PS Ratio distribution charts can be found below:

* The bar in red indicates where The Community Financial's PS Ratio falls into.



The Community Financial PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

The Community Financial's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=27.09/14.606
=1.85

The Community Financial's Share Price of today is $27.09.
The Community Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $14.61.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


The Community Financial  (NAS:TCFC) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


The Community Financial PS Ratio Related Terms

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The Community Financial (The Community Financial) Business Description

Traded in Other Exchanges
N/A
Address
3035 Leonardtown Road, Waldorf, MD, USA, 20601
The Community Financial Corp is a bank holding company for Community Bank of the Chesapeake (The bank). The company is engaged in providing financial services to individuals and businesses through its offices in Southern Maryland and Fredericksburg, Virginia. The company offers deposits like demand, savings, and time. Also, it offers lending products like commercial and residential mortgage loans, commercial loans, construction and land development loans, home equity, and second mortgages and commercial equipment loans.
Executives
John Anthony Chappelle other: EVP & CDO of Subsidiary C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Sanders Edward Lawrence Iii director C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Todd L Capitani officer: EVP & Senior Financial Officer 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Michael Brian Adams director C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Kimberly Briscoe-tonic director C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Mohammad Arshed Javaid director 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Rebecca Middleton Mcdonald director C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Tala Tay other: EVP & CRO of Subsidiary C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Brian Scot Ebron other: EVP & CBO-VA of Subsidiary C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Patrick Douglas Pierce other: EVP & CBO-MD of Subsidiary C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Lacey Amanda Pierce other: EVP & CAO of Subsidiary C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Slater A Joseph Jr director 3035 LEONARDTOWN ROAD, WALDORF MD 20601
William J Pasenelli officer: Executive V.P. & CFO 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Mary Todd Peterson director 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Stone Joseph V Jr director C/O TRI-COUNTY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601