Novatti Group (ASX:NOV) Quick Ratio: 0.86 (As of Dec. 2025) — 14% Below Median


What is Novatti Group Quick Ratio?

Novatti Group ASX:NOV +63.64% Quick Ratio is 0.86 as of Dec. 2025, which is 14% below its 10-year median of 1.00. The stock has 7 warning signs investors should review. Among 2,862 Software companies, Novatti Group ranks worse than 81.55% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Novatti Group's quick ratio for the quarter that ended in Dec. 2025 was 0.86.

Novatti Group has a quick ratio of 0.86. It indicates that the company cannot currently fully pay back its current liabilities.

The historical rank and industry rank for Novatti Group's Quick Ratio or its related term are showing as below:

ASX:NOV' s Quick Ratio Range Over the Past 10 Years
Min: 0.7   Med: 1   Max: 2.58
Current: 0.86

During the past 10 years, Novatti Group's highest Quick Ratio was 2.58. The lowest was 0.70. And the median was 1.00.

ASX:NOV's Quick Ratio is ranked worse than
81.55% of 2862 companies
in the Software industry
Industry Median: 1.7 vs ASX:NOV: 0.86

Novatti Group  (ASX:NOV) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Novatti Group Quick Ratio Related Terms


Novatti Group Quick Ratio Historical Data

* Premium members only.

The historical data trend for Novatti Group's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Novatti Group Quick Ratio Chart

Novatti Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.99 0.95 1.01 0.92 0.86

Novatti Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 0.92 0.91 0.86 0.86

ASX:NOV vs MSFT, ORCL, PLTR: Quick Ratio Comparison

For the Software - Infrastructure subindustry, Novatti Group's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Novatti Group Quick Ratio vs Software Industry

For the Software industry and Technology sector, Novatti Group's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Novatti Group's Quick Ratio falls into.



Novatti Group Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Novatti Group's Quick Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Quick Ratio (A: Jun. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(68.509-0)/79.915
=0.86

Novatti Group's Quick Ratio for the quarter that ended in Dec. 2025 is calculated as

Quick Ratio (Q: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(88.374-0)/102.705
=0.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 0.86 mean?
Novatti Group (ASX:NOV) has a Quick Ratio of 0.86 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Novatti Group and its competitors. This is 14% below median its historical median of 1.00. Over the past decade, Novatti Group's Quick Ratio has ranged from 0.70 to 2.58. According to the industry distribution chart, Novatti Group ranks #2334 out of 2862 companies in the Software industry, placing it in the top 81.6%.
Is Novatti Group's Quick Ratio too high?
Novatti Group's current Quick Ratio of 0.86 is 14% below median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 2.58. The Software industry median Quick Ratio is 1.70. Novatti Group's value of 0.86 is 49.4% below this industry median. Based on the distribution chart, Novatti Group ranks #2334 out of 2862 companies in the Software industry, which is in the bottom quartile relative to peers.
How does Novatti Group's Quick Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Novatti Group ranks #2334 out of 2862 companies for Quick Ratio. This places Novatti Group in the lower half of its industry. The industry median Quick Ratio is 1.70. Novatti Group's value of 0.86 is 49.4% below this benchmark. Historically, Novatti Group's own Quick Ratio has ranged from 0.70 to 2.58 over the past decade. While the company's 10-year median is 1.00 vs. the industry median of 1.70, Novatti Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Software company?
The median Quick Ratio among Software companies is 1.70, based on 2,862 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Novatti Group's current Quick Ratio of 0.86 is 49.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Novatti Group and its competitors. For the Software industry, the median Quick Ratio is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Novatti Group's current Quick Ratio is 0.86, which is 14% below median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Novatti Group stock overvalued right now?
Based on GuruFocus' analysis, Novatti Group (ASX:NOV) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.03, compared to a current price of A$0.02 — trading 40% below its estimated fair value. The current Quick Ratio is 0.86, which is 14% below median its 10-year median of 1.00 and 49.4% below the Software industry median of 1.70. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Novatti Group (ASX:NOV), the current Quick Ratio is 0.86 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Novatti Group Business Description

Address 461 Bourke Street, Level 3, Melbourne, VIC, AUS, 3000
Novatti Group Ltd is a software technology company. The company's operating segment includes Payments AU/NZ, Payments International, Technology, and Investments. The Payments AU/NZ segment that derives majority revenue, which incorporates Payments Acquiring, Card Issuing, Cross Border Payments and Novatti Billpa. It operates in Australia and New Zealand, Malta, Malaysia, Brazil, and United States.