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What is Better Home & Finance Holding Co Quick Ratio?
Better Home & Finance Holding CoBETRW 22 Quick Ratio is 1.13 as of Mar. 2026, which is 43% below its 10-year median of 1.98. GuruFocus rates BETRW with a GF Score™ of 22/100. The stock has 7 warning signs investors should review. Among 46 Banks companies, Better Home & Finance Holding Co ranks worse than 63.04% on this metric.
Better Home & Finance Holding Co (NAS:BETRW) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Better Home & Finance Holding Co Quick Ratio Related Terms
Better Home & Finance Holding Co Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Better Home & Finance Holding Co Quick Ratio Chart
For the Mortgage Finance subindustry, Better Home & Finance Holding Co's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Better Home & Finance Holding Co Quick Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Better Home & Finance Holding Co's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Better Home & Finance Holding Co's Quick Ratio falls into.
Better Home & Finance Holding Co Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Better Home & Finance Holding Co (BETRW) has a Quick Ratio of 1.13 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Better Home & Finance Holding Co and its competitors. This is 43% below median its historical median of 1.98. Over the past decade, Better Home & Finance Holding Co's Quick Ratio has ranged from 1.13 to 4.26. According to the industry distribution chart, Better Home & Finance Holding Co ranks #29 out of 46 companies in the Banks industry, placing it in the top 63%.
Is Better Home & Finance Holding Co's Quick Ratio too high?
Better Home & Finance Holding Co's current Quick Ratio of 1.13 is 43% below median its 10-year median of 1.98. Over the past 10 years, this metric has ranged from a low of 1.13 to a high of 4.26. The Banks industry median Quick Ratio is 1.70. Better Home & Finance Holding Co's value of 1.13 is 33.3% below this industry median. Based on the distribution chart, Better Home & Finance Holding Co ranks #29 out of 46 companies in the Banks industry, which is below the industry midpoint. Overall, Better Home & Finance Holding Co has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Better Home & Finance Holding Co's Quick Ratio compare to ONIT and LDI?
According to the Banks industry distribution chart, Better Home & Finance Holding Co ranks #29 out of 46 companies for Quick Ratio. This places Better Home & Finance Holding Co in the lower half of its industry. The industry median Quick Ratio is 1.70. Better Home & Finance Holding Co's value of 1.13 is 33.3% below this benchmark. Historically, Better Home & Finance Holding Co's own Quick Ratio has ranged from 1.13 to 4.26 over the past decade. While the company's 10-year median is 1.98 vs. the industry median of 1.70, Better Home & Finance Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Banks company?
The median Quick Ratio among Banks companies is 1.70, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Better Home & Finance Holding Co's current Quick Ratio of 1.13 is 33.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Better Home & Finance Holding Co and its competitors. For the Banks industry, the median Quick Ratio is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Better Home & Finance Holding Co's current Quick Ratio is 1.13, which is 43% below median its own 10-year median of 1.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Better Home & Finance Holding Co stock overvalued right now?
Better Home & Finance Holding Co (BETRW) has a current Quick Ratio of 1.13. The current Quick Ratio is 1.13, which is 43% below median its 10-year median of 1.98 and 33.3% below the Banks industry median of 1.70. Better Home & Finance Holding Co's overall GF Score™ is 22/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Better Home & Finance Holding Co (BETRW), the current Quick Ratio is 1.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Better Home & Finance Holding Co is a technology-enabled homeownership company that provides mortgage, home equity, and related services through a digital platform. The company operates through two reportable segments: Home Finance, which focuses on residential mortgage origination, including purchase, refinance, and home equity products, generating revenue mainly from loan sales; and Banking, which, through its U.K. subsidiary Birmingham Bank, offers a range of financial products and services to consumers and small businesses. It generates the majority of its revenue from the Home Finance segment.
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