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Shift4 PaymentsFOURPA.PFD +7.11%75 Quick Ratio is 1.21 as of Jun. 2026, which is 61% below its 10-year median of 3.10. GuruFocus rates FOURPA.PFD with a GF Score™ of 75/100. The stock has 7 warning signs investors should review. Among 2,874 Software companies, Shift4 Payments ranks worse than 66.6% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Shift4 Payments's quick ratio for the quarter that ended in Jun. 2026 was 1.21.
Shift4 Payments has a quick ratio of 1.21. It generally indicates good short-term financial strength.
The historical rank and industry rank for Shift4 Payments's Quick Ratio or its related term are showing as below:
FOURpA.PFD'
s Quick Ratio Range Over the Past 10 Years
Min: 0.67 Med: 3.1 Max: 10.38
Current: 1.21
During the past 8 years, Shift4 Payments's highest Quick Ratio was 10.38. The lowest was 0.67. And the median was 3.10.
FOURpA.PFD's Quick Ratio is ranked worse than 66.6% of 2874
companies
in the Software industry
Industry Median: 1.69
vs FOURpA.PFD: 1.21
Shift4 Payments (NYSE:FOURpA.PFD) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Shift4 Payments Quick Ratio Related Terms
Shift4 Payments Quick Ratio Historical Data
* Premium members only.
The historical data trend for Shift4 Payments's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FOURPA.PFD vs BOX, BLSH, PAY: Quick Ratio Comparison
For the Software - Infrastructure subindustry, Shift4 Payments's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shift4 Payments Quick Ratio vs Software Industry
For the Software industry and Technology sector, Shift4 Payments's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Shift4 Payments's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Shift4 Payments's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shift4 Payments (FOURPA.PFD) has a Quick Ratio of 1.21 as of Jun. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Shift4 Payments and its competitors. This is 61% below median its historical median of 3.10. Over the past decade, Shift4 Payments' Quick Ratio has ranged from 0.67 to 10.38. According to the industry distribution chart, Shift4 Payments ranks #1914 out of 2874 companies in the Software industry, placing it in the top 66.6%.
Is Shift4 Payments' Quick Ratio too high?
Shift4 Payments' current Quick Ratio of 1.21 is 61% below median its 10-year median of 3.10. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 10.38. The Software industry median Quick Ratio is 1.69. Shift4 Payments' value of 1.21 is 28.4% below this industry median. Based on the distribution chart, Shift4 Payments ranks #1914 out of 2874 companies in the Software industry, which is below the industry midpoint. Overall, Shift4 Payments has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Shift4 Payments' Quick Ratio compare to BOX and BLSH?
According to the Software industry distribution chart, Shift4 Payments ranks #1914 out of 2874 companies for Quick Ratio. This places Shift4 Payments in the lower half of its industry. The industry median Quick Ratio is 1.69. Shift4 Payments' value of 1.21 is 28.4% below this benchmark. Historically, Shift4 Payments' own Quick Ratio has ranged from 0.67 to 10.38 over the past decade. While the company's 10-year median is 3.10 vs. the industry median of 1.69, Shift4 Payments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Software company?
The median Quick Ratio among Software companies is 1.69, based on 2,874 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shift4 Payments's current Quick Ratio of 1.21 is 28.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Shift4 Payments and its competitors. For the Software industry, the median Quick Ratio is 1.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shift4 Payments's current Quick Ratio is 1.21, which is 61% below median its own 10-year median of 3.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shift4 Payments stock overvalued right now?
Shift4 Payments (FOURPA.PFD) has a current Quick Ratio of 1.21. The current Quick Ratio is 1.21, which is 61% below median its 10-year median of 3.10 and 28.4% below the Software industry median of 1.69. Shift4 Payments' overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Shift4 Payments (FOURPA.PFD), the current Quick Ratio is 1.21 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Shift4 Payments Inc is an independent provider of software and payment processing solutions in the U.S., expanding internationally. Its payments platform offers integrated products and services across in-store, online, mobile and tablet-based channels, including end-to-end payment processing, merchant acquiring services, a proprietary omni-channel gateway, eCommerce capabilities, and reporting tools. The company distributes its services through internal sales teams and partners, including independent software vendors (ISVs) and value-added resellers (VARs). Revenue is predominantly recurring, derived mainly from processing fees and subscription revenue from POS software, business intelligence tools and other technology solutions. The company derives maximum revenue from the United States.
75GF Score
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