Bay CapitalFRA:3J9 +0.82%20 Quick Ratio is 51.27 as of Dec. 2025, which is 0% above its 10-year median of 51.18. GuruFocus rates FRA:3J9 with a GF Score™ of 20/100. The stock has 1 warning sign investors should review. Among 503 Diversified Financial Services companies, Bay Capital ranks better than 87.48% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Bay Capital's quick ratio for the quarter that ended in Dec. 2025 was 51.27.
Bay Capital has a quick ratio of 51.27. It generally indicates good short-term financial strength.
The historical rank and industry rank for Bay Capital's Quick Ratio or its related term are showing as below:
FRA:3J9'
s Quick Ratio Range Over the Past 10 Years
Min: 6.34 Med: 51.18 Max: 119.74
Current: 51.18
During the past 5 years, Bay Capital's highest Quick Ratio was 119.74. The lowest was 6.34. And the median was 51.18.
FRA:3J9's Quick Ratio is ranked better than 87.48% of 503
companies
in the Diversified Financial Services industry
Industry Median: 3.08
vs FRA:3J9: 51.18
Bay Capital (FRA:3J9) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Bay Capital Quick Ratio Related Terms
Bay Capital Quick Ratio Historical Data
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The historical data trend for Bay Capital's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:3J9 vs XXI, CCXI, DMII: Quick Ratio Comparison
For the Shell Companies subindustry, Bay Capital's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bay Capital Quick Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Bay Capital's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Bay Capital's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Bay Capital's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bay Capital (FRA:3J9) has a Quick Ratio of 51.27 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Bay Capital and its competitors. This is near median its historical median of 51.18. Over the past decade, Bay Capital's Quick Ratio has ranged from 6.34 to 119.74. According to the industry distribution chart, Bay Capital ranks #63 out of 503 companies in the Diversified Financial Services industry, placing it in the top 12.5%.
Is Bay Capital's Quick Ratio too high?
Bay Capital's current Quick Ratio of 51.27 is near median its 10-year median of 51.18. Over the past 10 years, this metric has ranged from a low of 6.34 to a high of 119.74. The Diversified Financial Services industry median Quick Ratio is 3.08. Bay Capital's value of 51.27 is 1564.6% above this industry median. Based on the distribution chart, Bay Capital ranks #63 out of 503 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, Bay Capital has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Bay Capital's Quick Ratio compare to XXI and CCXI?
According to the Diversified Financial Services industry distribution chart, Bay Capital ranks #63 out of 503 companies for Quick Ratio. This places Bay Capital in the top 13% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 3.08. Bay Capital's value of 51.27 is 1564.6% above this benchmark. Historically, Bay Capital's own Quick Ratio has ranged from 6.34 to 119.74 over the past decade. While the company's 10-year median is 51.18 vs. the industry median of 3.08, Bay Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Diversified Financial Services company?
The median Quick Ratio among Diversified Financial Services companies is 3.08, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bay Capital's current Quick Ratio of 51.27 is 1564.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Bay Capital and its competitors. For the Diversified Financial Services industry, the median Quick Ratio is 3.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bay Capital's current Quick Ratio is 51.27, which is near median its own 10-year median of 51.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bay Capital stock overvalued right now?
Bay Capital (FRA:3J9) has a current Quick Ratio of 51.27. The current Quick Ratio is 51.27, which is near median its 10-year median of 51.18 and 1564.6% above the Diversified Financial Services industry median of 3.08. Bay Capital's overall GF Score™ is 20/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Bay Capital (FRA:3J9), the current Quick Ratio is 51.27 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bay Capital PLC is focused to drive shareholder value through the acquisition of target companies in certain sectors where the Directors believe there to be sustainable growth opportunities both organically and through acquisition. The company is seeking fundamentally sound assets, where tangible opportunities exist to drive strategic, operational, and performance improvements.
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