Springvest Oyj (FRA:XR1) Quick Ratio: 3.65 (As of Dec. 2025) — 20% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:XR1 Springvest Oyj FRA:XR1
87 GF Score
Price €7.92
GF Value €6.05
! 5 Warning Signs
View Full Analysis

What is Springvest Oyj Quick Ratio?

Springvest Oyj FRA:XR1 -9.79% 87 Quick Ratio is 3.65 as of Dec. 2025, which is 20% above its 10-year median of 3.03. GuruFocus rates FRA:XR1 with a GF Score™ of 87/100 and a GF Value™ of €6.05. The stock has 5 warning signs investors should review. Among 702 Asset Management companies, Springvest Oyj ranks better than 55.27% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Springvest Oyj's quick ratio for the quarter that ended in Dec. 2025 was 3.65.

Springvest Oyj has a quick ratio of 3.65. It generally indicates good short-term financial strength.

The historical rank and industry rank for Springvest Oyj's Quick Ratio or its related term are showing as below:

FRA:XR1' s Quick Ratio Range Over the Past 10 Years
Min: 2.53   Med: 3.03   Max: 7.42
Current: 3.65

During the past 8 years, Springvest Oyj's highest Quick Ratio was 7.42. The lowest was 2.53. And the median was 3.03.

FRA:XR1's Quick Ratio is ranked better than
55.27% of 702 companies
in the Asset Management industry
Industry Median: 2.725 vs FRA:XR1: 3.65

Springvest Oyj  (FRA:XR1) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Springvest Oyj Quick Ratio Related Terms


Springvest Oyj Quick Ratio Historical Data

* Premium members only.

The historical data trend for Springvest Oyj's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Springvest Oyj Quick Ratio Chart

Springvest Oyj Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Quick Ratio
Get a 7-Day Free Trial 2.86 7.42 5.14 3.19 3.65

Springvest Oyj Quarterly Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.14 3.03 3.19 3.56 3.65

FRA:XR1 vs : Quick Ratio Comparison

For the Asset Management subindustry, Springvest Oyj's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Springvest Oyj Quick Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Springvest Oyj's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Springvest Oyj's Quick Ratio falls into.


FRA:XR1
87GF Score
Springvest Oyj FRA:XR1
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Springvest Oyj Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Springvest Oyj's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Quick Ratio (A: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(2.875-0)/0.787
=3.65

Springvest Oyj's Quick Ratio for the quarter that ended in Dec. 2025 is calculated as

Quick Ratio (Q: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(2.875-0)/0.787
=3.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 3.65 mean?
Springvest Oyj (FRA:XR1) has a Quick Ratio of 3.65 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Springvest Oyj and its competitors. This is 20% above median its historical median of 3.03. Over the past decade, Springvest Oyj's Quick Ratio has ranged from 2.53 to 7.42. According to the industry distribution chart, Springvest Oyj ranks #314 out of 702 companies in the Asset Management industry, placing it in the top 44.7%.
Is Springvest Oyj's Quick Ratio too high?
Springvest Oyj's current Quick Ratio of 3.65 is 20% above median its 10-year median of 3.03. Over the past 10 years, this metric has ranged from a low of 2.53 to a high of 7.42. The Asset Management industry median Quick Ratio is 2.73. Springvest Oyj's value of 3.65 is 33.9% above this industry median. Based on the distribution chart, Springvest Oyj ranks #314 out of 702 companies in the Asset Management industry, which is above the industry midpoint. Overall, Springvest Oyj has a GF Score™ of 87/100, reflecting its overall financial health beyond just this single metric.
How does Springvest Oyj's Quick Ratio compare to ?
According to the Asset Management industry distribution chart, Springvest Oyj ranks #314 out of 702 companies for Quick Ratio. This puts Springvest Oyj in the upper half of its industry. The industry median Quick Ratio is 2.73. Springvest Oyj's value of 3.65 is 33.9% above this benchmark. Historically, Springvest Oyj's own Quick Ratio has ranged from 2.53 to 7.42 over the past decade. While the company's 10-year median is 3.03 vs. the industry median of 2.73, Springvest Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for an Asset Management company?
The median Quick Ratio among Asset Management companies is 2.73, based on 702 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Springvest Oyj's current Quick Ratio of 3.65 is 33.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Springvest Oyj and its competitors. For the Asset Management industry, the median Quick Ratio is 2.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Springvest Oyj's current Quick Ratio is 3.65, which is 20% above median its own 10-year median of 3.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Springvest Oyj stock overvalued right now?
Springvest Oyj (FRA:XR1) has a current Quick Ratio of 3.65. The stock's GF Value™ is €6.05, compared to a current price of €7.92 — trading 30.9% above its estimated fair value. The current Quick Ratio is 3.65, which is 20% above median its 10-year median of 3.03 and 33.9% above the Asset Management industry median of 2.73. Springvest Oyj's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Springvest Oyj (FRA:XR1), the current Quick Ratio is 3.65 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Springvest Oyj (FRA:XR1) Overvalued in 2026?

Based on GuruFocus' analysis, Springvest Oyj stock appears to be overvalued. The current stock price of €7.92 is trading 30.9% above its estimated GF Value™ of €6.05.

Key valuation signals for FRA:XR1:

  • Quick Ratio: 3.65 (20% above median its 10-year median of 3.03)
  • GF Value™: €6.05 vs. price of €7.92 (30.9% above fair value)
  • GF Score™: 87/100 with 5 warning signs
  • Industry Position: 33.9% above the Asset Management median (#314 of 702)

No single metric tells the full story. See the FRA:XR1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Springvest Oyj Business Description

Comparable Companies
Other Exchanges SPRING:Finland
Address Pohjoisesplanadi 21 B, Helsinki, FIN, 00100
Springvest Oyj is engaged in investing in unlisted growth companies which were only possible for angel and venture capitalists investing large sums.
87GF Score

Get the complete analysis for FRA:XR1

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.92
Price
€6.05
GF Value