Sto SE KGaA (HAM:STO3) Quick Ratio: 2.19 (As of Dec. 2025) — 26% Above Median


HAM:STO3 Sto SE & Co KGaA HAM:STO3
66 GF Score
Price €91.60
GF Value €135.51
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Sto SE KGaA Quick Ratio?

Sto SE KGaA HAM:STO3 -1.40% 66 Quick Ratio is 2.19 as of Dec. 2025, which is 26% above its 10-year median of 1.74. GuruFocus rates HAM:STO3 with a GF Score™ of 66/100 and a GF Value™ of €135.51 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,781 Construction companies, Sto SE KGaA ranks better than 80.35% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Sto SE KGaA's quick ratio for the quarter that ended in Dec. 2025 was 2.19.

Sto SE KGaA has a quick ratio of 2.19. It generally indicates good short-term financial strength.

The historical rank and industry rank for Sto SE KGaA's Quick Ratio or its related term are showing as below:

HAM:STO3' s Quick Ratio Range Over the Past 10 Years
Min: 1.54   Med: 1.74   Max: 2.19
Current: 2.19

During the past 13 years, Sto SE KGaA's highest Quick Ratio was 2.19. The lowest was 1.54. And the median was 1.74.

HAM:STO3's Quick Ratio is ranked better than
80.35% of 1781 companies
in the Construction industry
Industry Median: 1.28 vs HAM:STO3: 2.19

Sto SE KGaA  (HAM:STO3) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Sto SE KGaA Quick Ratio Related Terms


Sto SE KGaA Quick Ratio Historical Data

* Premium members only.

The historical data trend for Sto SE KGaA's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sto SE KGaA Quick Ratio Chart

Sto SE KGaA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.54 1.72 1.81 2.02 2.19

Sto SE KGaA Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.81 1.75 2.02 1.82 2.19

HAM:STO3 vs TT, JCI, CARR: Quick Ratio Comparison

For the Building Products & Equipment subindustry, Sto SE KGaA's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sto SE KGaA Quick Ratio vs Construction Industry

For the Construction industry and Industrials sector, Sto SE KGaA's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Sto SE KGaA's Quick Ratio falls into.


HAM:STO3
66GF Score
Sto SE & Co KGaA HAM:STO3
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Sto SE KGaA Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Sto SE KGaA's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Quick Ratio (A: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(629.904-145.802)/221.039
=2.19

Sto SE KGaA's Quick Ratio for the quarter that ended in Dec. 2025 is calculated as

Quick Ratio (Q: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(629.904-145.802)/221.039
=2.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 2.19 mean?
Sto SE KGaA (HAM:STO3) has a Quick Ratio of 2.19 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Sto SE KGaA and its competitors. This is 26% above median its historical median of 1.74. Over the past decade, Sto SE KGaA's Quick Ratio has ranged from 1.54 to 2.19. According to the industry distribution chart, Sto SE KGaA ranks #350 out of 1781 companies in the Construction industry, placing it in the top 19.7%.
Is Sto SE KGaA's Quick Ratio too high?
Sto SE KGaA's current Quick Ratio of 2.19 is 26% above median its 10-year median of 1.74. Over the past 10 years, this metric has ranged from a low of 1.54 to a high of 2.19. The Construction industry median Quick Ratio is 1.28. Sto SE KGaA's value of 2.19 is 71.1% above this industry median. Based on the distribution chart, Sto SE KGaA ranks #350 out of 1781 companies in the Construction industry, which is in the top quartile — a strong position relative to peers. Overall, Sto SE KGaA has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sto SE KGaA's Quick Ratio compare to TT and JCI?
According to the Construction industry distribution chart, Sto SE KGaA ranks #350 out of 1781 companies for Quick Ratio. This places Sto SE KGaA in the top 20% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 1.28. Sto SE KGaA's value of 2.19 is 71.1% above this benchmark. Historically, Sto SE KGaA's own Quick Ratio has ranged from 1.54 to 2.19 over the past decade. While the company's 10-year median is 1.74 vs. the industry median of 1.28, Sto SE KGaA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Construction company?
The median Quick Ratio among Construction companies is 1.28, based on 1,781 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sto SE KGaA's current Quick Ratio of 2.19 is 71.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Sto SE KGaA and its competitors. For the Construction industry, the median Quick Ratio is 1.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sto SE KGaA's current Quick Ratio is 2.19, which is 26% above median its own 10-year median of 1.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sto SE KGaA stock overvalued right now?
Based on GuruFocus' analysis, Sto SE KGaA (HAM:STO3) is currently considered Significantly Undervalued. The stock's GF Value™ is €135.51, compared to a current price of €91.60 — trading 32.4% below its estimated fair value. The current Quick Ratio is 2.19, which is 26% above median its 10-year median of 1.74 and 71.1% above the Construction industry median of 1.28. Sto SE KGaA's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Sto SE KGaA (HAM:STO3), the current Quick Ratio is 2.19 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sto SE KGaA (HAM:STO3) Overvalued in 2026?

Based on GuruFocus' analysis, Sto SE KGaA stock appears to be undervalued. The current stock price of €91.60 is trading 32.4% below its estimated GF Value™ of €135.51. GuruFocus considers Sto SE KGaA to be Significantly Undervalued.

Key valuation signals for HAM:STO3:

  • Quick Ratio: 2.19 (26% above median its 10-year median of 1.74)
  • GF Value™: €135.51 vs. price of €91.60 (32.4% below fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 71.1% above the Construction median (#350 of 1781)

No single metric tells the full story. See the HAM:STO3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sto SE KGaA Business Description

Other Exchanges 0G5B:UKSTO3:Germany
Address Ehrenbachstrasse 1, Stuhlingen, BW, DEU, DE-79780
Sto SE & Co KGaA is a manufacturer of products and systems for building coatings. The company operates in the geographical segments: Western Europe, Northern/Eastern Europe, and America/Asia/Pacific. It derives maximum revenue from Western Europe. The products of the company include facade systems & surface finishes, Acoustic systems, StoColor systems, Interior, Floor coatings, Concrete Restoration, and others.
66GF Score

Get the complete analysis for HAM:STO3

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€91.60
Price
€135.51
GF Value