BJ's Wholesale Club Holdings (STU:8BJ) Quick Ratio: 0.18 (As of Apr. 2026) — 20% Above Median


STU:8BJ BJ's Wholesale Club Holdings Inc STU:8BJ
85 GF Score
Price €77.00
GF Value €85.47
! 1 Warning Sign
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What is BJ's Wholesale Club Holdings Quick Ratio?

BJ's Wholesale Club Holdings STU:8BJ -0.65% 85 Quick Ratio is 0.18 as of Apr. 2026, which is 20% above its 10-year median of 0.15. GuruFocus rates STU:8BJ with a GF Score™ of 85/100 and a GF Value™ of €85.47. The stock has 1 warning sign investors should review. Among 310 Retail - Defensive companies, BJ's Wholesale Club Holdings ranks worse than 96.77% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. BJ's Wholesale Club Holdings's quick ratio for the quarter that ended in Apr. 2026 was 0.18.

BJ's Wholesale Club Holdings has a quick ratio of 0.18. It indicates that the company cannot currently fully pay back its current liabilities.

The historical rank and industry rank for BJ's Wholesale Club Holdings's Quick Ratio or its related term are showing as below:

STU:8BJ' s Quick Ratio Range Over the Past 10 Years
Min: 0.12   Med: 0.15   Max: 0.23
Current: 0.18

During the past 11 years, BJ's Wholesale Club Holdings's highest Quick Ratio was 0.23. The lowest was 0.12. And the median was 0.15.

STU:8BJ's Quick Ratio is ranked worse than
96.77% of 310 companies
in the Retail - Defensive industry
Industry Median: 0.87 vs STU:8BJ: 0.18

BJ's Wholesale Club Holdings  (STU:8BJ) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


BJ's Wholesale Club Holdings Quick Ratio Related Terms


BJ's Wholesale Club Holdings Quick Ratio Historical Data

* Premium members only.

The historical data trend for BJ's Wholesale Club Holdings's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BJ's Wholesale Club Holdings Quick Ratio Chart

BJ's Wholesale Club Holdings Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.14 0.13 0.14 0.15 0.16

BJ's Wholesale Club Holdings Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.17 0.16 0.16 0.18

STU:8BJ vs PSMT, TBBB, OLLI: Quick Ratio Comparison

For the Discount Stores subindustry, BJ's Wholesale Club Holdings's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BJ's Wholesale Club Holdings Quick Ratio vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, BJ's Wholesale Club Holdings's Quick Ratio distribution charts can be found below:

* The bar in red indicates where BJ's Wholesale Club Holdings's Quick Ratio falls into.


STU:8BJ
85GF Score
BJ's Wholesale Club Holdings Inc STU:8BJ
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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BJ's Wholesale Club Holdings Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

BJ's Wholesale Club Holdings's Quick Ratio for the fiscal year that ended in Jan. 2026 is calculated as

Quick Ratio (A: Jan. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(1693.566-1323.706)/2272.368
=0.16

BJ's Wholesale Club Holdings's Quick Ratio for the quarter that ended in Apr. 2026 is calculated as

Quick Ratio (Q: Apr. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(1893.74-1426.365)/2603.354
=0.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 0.18 mean?
BJ's Wholesale Club Holdings (STU:8BJ) has a Quick Ratio of 0.18 as of Apr. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on BJ's Wholesale Club Holdings and its competitors. This is 20% above median its historical median of 0.15. Over the past decade, BJ's Wholesale Club Holdings' Quick Ratio has ranged from 0.12 to 0.23. According to the industry distribution chart, BJ's Wholesale Club Holdings ranks #300 out of 310 companies in the Retail - Defensive industry, placing it in the top 96.8%.
Is BJ's Wholesale Club Holdings' Quick Ratio too high?
BJ's Wholesale Club Holdings' current Quick Ratio of 0.18 is 20% above median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.23. The Retail - Defensive industry median Quick Ratio is 0.87. BJ's Wholesale Club Holdings' value of 0.18 is 79.3% below this industry median. Based on the distribution chart, BJ's Wholesale Club Holdings ranks #300 out of 310 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, BJ's Wholesale Club Holdings has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does BJ's Wholesale Club Holdings' Quick Ratio compare to PSMT and TBBB?
According to the Retail - Defensive industry distribution chart, BJ's Wholesale Club Holdings ranks #300 out of 310 companies for Quick Ratio. This places BJ's Wholesale Club Holdings in the lower half of its industry. The industry median Quick Ratio is 0.87. BJ's Wholesale Club Holdings' value of 0.18 is 79.3% below this benchmark. Historically, BJ's Wholesale Club Holdings' own Quick Ratio has ranged from 0.12 to 0.23 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 0.87, BJ's Wholesale Club Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Retail - Defensive company?
The median Quick Ratio among Retail - Defensive companies is 0.87, based on 310 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BJ's Wholesale Club Holdings's current Quick Ratio of 0.18 is 79.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on BJ's Wholesale Club Holdings and its competitors. For the Retail - Defensive industry, the median Quick Ratio is 0.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BJ's Wholesale Club Holdings's current Quick Ratio is 0.18, which is 20% above median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BJ's Wholesale Club Holdings stock overvalued right now?
BJ's Wholesale Club Holdings (STU:8BJ) has a current Quick Ratio of 0.18. The stock's GF Value™ is €85.47, compared to a current price of €77.00 — trading 9.9% below its estimated fair value. The current Quick Ratio is 0.18, which is 20% above median its 10-year median of 0.15 and 79.3% below the Retail - Defensive industry median of 0.87. BJ's Wholesale Club Holdings' overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For BJ's Wholesale Club Holdings (STU:8BJ), the current Quick Ratio is 0.18 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BJ's Wholesale Club Holdings (STU:8BJ) Overvalued in 2026?

Based on GuruFocus' analysis, BJ's Wholesale Club Holdings stock appears to be undervalued. The current stock price of €77.00 is trading 9.9% below its estimated GF Value™ of €85.47.

Key valuation signals for STU:8BJ:

  • Quick Ratio: 0.18 (20% above median its 10-year median of 0.15)
  • GF Value™: €85.47 vs. price of €77.00 (9.9% below fair value)
  • GF Score™: 85/100 with 1 warning sign
  • Industry Position: 79.3% below the Retail - Defensive median (#300 of 310)

No single metric tells the full story. See the STU:8BJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BJ's Wholesale Club Holdings Business Description

Other Exchanges BJ:USA
Address 350 Campus Drive, Marlborough, MA, USA, 01752
BJ's Wholesale Club, founded in 1984, operates a membership-based warehouse club model primarily along the US East Coast, with roughly 260 clubs and a growing domestic presence across 21 states. In fiscal 2025, the company generated over $21 billion in revenue. BJ's offers a value-oriented assortment skewed toward grocery, perishables, and consumables (72% of sales), general merchandise (11%), and gasoline (17%). Its business model is supported by recurring membership fee income and private-label brands such as Wellsley Farms and Berkley Jensen.
85GF Score

Get the complete analysis for STU:8BJ

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€77.00
Price
€85.47
GF Value