ACR (ACRES Commercial Realty) Financial Strength: 2 (As of Jun. 2026) — 33% Below Median

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ACR ACRES Commercial Realty Corp ACR
50 GF Score
Price $14.78
GF Value $18.72
Valuation Modestly Undervalued
! 2 Warning Signs
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What is ACRES Commercial Realty Financial Strength?

ACRES Commercial Realty ACR -0.40% 50 Financial Strength is 2 as of Jun. 2026, which is 33% below its 10-year median of 3.00. GuruFocus rates ACR with a GF Score™ of 50/100 and a GF Value™ of $18.72 (Modestly Undervalued). The stock has 2 warning signs investors should review.

ACRES Commercial Realty has the Financial Strength Rank of 2. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

ACRES Commercial Realty Corp displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate ACRES Commercial Realty's interest coverage with the available data. ACRES Commercial Realty's debt to revenue ratio for the quarter that ended in Jun. 2026 was 21.80. Altman Z-Score does not apply to banks and insurance companies.


ACRES Commercial Realty  (NYSE:ACR) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

ACRES Commercial Realty has the Financial Strength Rank of 2. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


ACRES Commercial Realty Financial Strength Related Terms

ACR
50GF Score
ACRES Commercial Realty Corp ACR
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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ACRES Commercial Realty Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

ACRES Commercial Realty's Interest Expense for the months ended in Jun. 2026 was $-27.88 Mil. Its Operating Income for the months ended in Jun. 2026 was $0.00 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $1,829.60 Mil.

ACRES Commercial Realty's Interest Coverage for the quarter that ended in Jun. 2026 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

ACRES Commercial Realty's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 1829.599) / 83.92
=21.80

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 2 mean?
ACRES Commercial Realty (ACR) has a Financial Strength of 2 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on ACRES Commercial Realty and its competitors. This is 33% below median its historical median of 3.00. Over the past decade, ACRES Commercial Realty's Financial Strength has ranged from 2.00 to 5.00.
Is ACRES Commercial Realty's Financial Strength too high?
ACRES Commercial Realty's current Financial Strength of 2 is 33% below median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 5.00. Overall, ACRES Commercial Realty has a GF Score™ of 50/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ACRES Commercial Realty's Financial Strength compare to SUNS and RPT?
ACRES Commercial Realty's Financial Strength of 2 can be compared against companies in the REITs industry. Historically, ACRES Commercial Realty's own Financial Strength has ranged from 2.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a REITs company?
A good Financial Strength depends on the REITs industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on ACRES Commercial Realty and its competitors. ACRES Commercial Realty's current Financial Strength is 2, which is 33% below median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ACRES Commercial Realty stock overvalued right now?
Based on GuruFocus' analysis, ACRES Commercial Realty (ACR) is currently considered Modestly Undervalued. The stock's GF Value™ is $18.72, compared to a current price of $14.78 — trading 21% below its estimated fair value. The current Financial Strength is 2, which is 33% below median its 10-year median of 3.00. ACRES Commercial Realty's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For ACRES Commercial Realty (ACR), the current Financial Strength is 2 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ACRES Commercial Realty (ACR) Overvalued in 2026?

Based on GuruFocus' analysis, ACRES Commercial Realty stock appears to be undervalued. The current stock price of $14.78 is trading 21% below its estimated GF Value™ of $18.72. GuruFocus considers ACRES Commercial Realty to be Modestly Undervalued.

Key valuation signals for ACR:

  • Financial Strength: 2 (33% below median its 10-year median of 3.00)
  • GF Value™: $18.72 vs. price of $14.78 (21% below fair value)
  • GF Score™: 50/100 with 2 warning signs

No single metric tells the full story. See the ACR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ACRES Commercial Realty Business Description

Industry Real EstateREITs
Other Exchanges ACRpC.PFD:USA
Address 390 RXR Plaza, Uniondale, New York, NY, USA, 11556
ACRES Commercial Realty Corp is a commercial real estate investment trust that focuses on originating, holding, and managing commercial real estate (CRE) mortgage loans and equity investments in commercial real estate properties through direct ownership and joint ventures. The company invests in commercial real-estate-related assets, including whole loans, A notes, B notes, mezzanine loans, and mortgage-related securities, as well as commercial finance assets, which include other asset-backed securities, senior secured corporate loans, equipment leases and notes, trust preferred securities, debt tranches of collateralized debt obligations, and private equity investments mainly issued by financial institutions.
50GF Score

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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.78
Price
$18.72
GF Value