CBL (CBL & Associates Properties) Financial Strength: 3 (As of Jun. 2026) — Near Median

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CBL CBL & Associates Properties Inc CBL
43 GF Score
Price $55.19
GF Value $30.14
Valuation Significantly Overvalued
! 10 Warning Signs
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What is CBL & Associates Properties Financial Strength?

CBL & Associates Properties CBL +0.45% 43 Financial Strength is 3 as of Jun. 2026, which is at its 10-year median of 3.00. GuruFocus rates CBL with a GF Score™ of 43/100 and a GF Value™ of $30.14 (Significantly Overvalued). The stock has 10 warning signs investors should review.

CBL & Associates Properties has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

CBL & Associates Properties Inc displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

CBL & Associates Properties's Interest Coverage for the quarter that ended in Jun. 2026 was 1.05. CBL & Associates Properties's debt to revenue ratio for the quarter that ended in Jun. 2026 was 3.47. As of today, CBL & Associates Properties's Altman Z-Score is 1.13.


CBL & Associates Properties  (NYSE:CBL) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

CBL & Associates Properties has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


CBL & Associates Properties Financial Strength Related Terms


CBL vs GTY, NTST, ALX: Financial Strength Comparison

For the REIT - Retail subindustry, CBL & Associates Properties's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CBL & Associates Properties Financial Strength vs REITs Industry

For the REITs industry and Real Estate sector, CBL & Associates Properties's Financial Strength distribution charts can be found below:

* The bar in red indicates where CBL & Associates Properties's Financial Strength falls into.


CBL
43GF Score
CBL & Associates Properties Inc CBL
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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CBL & Associates Properties Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

CBL & Associates Properties's Interest Expense for the months ended in Jun. 2026 was $-42.7 Mil. Its Operating Income for the months ended in Jun. 2026 was $44.7 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $2,034.0 Mil.

CBL & Associates Properties's Interest Coverage for the quarter that ended in Jun. 2026 is

Interest Coverage=-1*Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*44.721/-42.716
=1.05

The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. CBL & Associates Properties Incs earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

2. Debt to revenue ratio. The lower, the better.

CBL & Associates Properties's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 2034.011) / 585.916
=3.47

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

CBL & Associates Properties has a Z-score of 1.13, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 1.13 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 3 mean?
CBL & Associates Properties (CBL) has a Financial Strength of 3 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on CBL & Associates Properties and its competitors. This is near median its historical median of 3.00. Over the past decade, CBL & Associates Properties' Financial Strength has ranged from 3.00 to 3.00.
Is CBL & Associates Properties' Financial Strength too high?
CBL & Associates Properties' current Financial Strength of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 3.00. Overall, CBL & Associates Properties has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CBL & Associates Properties' Financial Strength compare to GTY and NTST?
CBL & Associates Properties' Financial Strength of 3 can be compared against companies in the REITs industry. Historically, CBL & Associates Properties' own Financial Strength has ranged from 3.00 to 3.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a REITs company?
A good Financial Strength depends on the REITs industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on CBL & Associates Properties and its competitors. CBL & Associates Properties's current Financial Strength is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CBL & Associates Properties stock overvalued right now?
Based on GuruFocus' analysis, CBL & Associates Properties (CBL) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.14, compared to a current price of $55.19 — trading 83.1% above its estimated fair value. The current Financial Strength is 3, which is near median its 10-year median of 3.00. CBL & Associates Properties' overall GF Score™ is 43/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For CBL & Associates Properties (CBL), the current Financial Strength is 3 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CBL & Associates Properties (CBL) Overvalued in 2026?

Based on GuruFocus' analysis, CBL & Associates Properties stock appears to be overvalued. The current stock price of $55.19 is trading 83.1% above its estimated GF Value™ of $30.14. GuruFocus considers CBL & Associates Properties to be Significantly Overvalued.

Key valuation signals for CBL:

  • Financial Strength: 3 (near median its 10-year median of 3.00)
  • GF Value™: $30.14 vs. price of $55.19 (83.1% above fair value)
  • GF Score™: 43/100 with 10 warning signs

No single metric tells the full story. See the CBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CBL & Associates Properties Business Description

Industry Real EstateREITs
Other Exchanges 0HQK:UKCAZ0:Germany
Address 2030 Hamilton Place Boulevard, Suite 500, Chattanooga, TN, USA, 37421
CBL & Associates Properties Inc is a real estate investment trust. The company engages in the ownership, development, acquisition, leasing, management and operation of regional shopping malls, outlet centers, lifestyle centers, open-air centers and other properties. CBL's sales predominantly derive from leasing arrangements with retail tenants. The company also generates revenue from management and development fees, as well as sales of its real estate assets. CBL expands its portfolio of assets through activities such as redevelopment, renovation, and expansion.
43GF Score

Get the complete analysis for CBL

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$55.19
Price
$30.14
GF Value