CTYLF (City Lodge Hotels) Financial Strength: 3 (As of Dec. 2025) — Near Median

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CTYLF City Lodge Hotels Ltd CTYLF
62 GF Score
Price $0.31
GF Value $0.43
! 4 Warning Signs
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What is City Lodge Hotels Financial Strength?

City Lodge Hotels CTYLF -4.50% 62 Financial Strength is 3 as of Dec. 2025, which is at its 10-year median of 3.00. GuruFocus rates CTYLF with a GF Score™ of 62/100 and a GF Value™ of $0.43. The stock has 4 warning signs investors should review.

City Lodge Hotels has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

City Lodge Hotels Ltd displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

City Lodge Hotels's Interest Coverage for the quarter that ended in Dec. 2025 was 3.75. City Lodge Hotels's debt to revenue ratio for the quarter that ended in Dec. 2025 was 0.69. As of today, City Lodge Hotels's Altman Z-Score is 2.07.


City Lodge Hotels  (OTCPK:CTYLF) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

City Lodge Hotels has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


City Lodge Hotels Financial Strength Related Terms


CTYLF vs MAR, HLT, H: Financial Strength Comparison

For the Lodging subindustry, City Lodge Hotels's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


City Lodge Hotels Financial Strength vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, City Lodge Hotels's Financial Strength distribution charts can be found below:

* The bar in red indicates where City Lodge Hotels's Financial Strength falls into.


CTYLF
62GF Score
City Lodge Hotels Ltd CTYLF
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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City Lodge Hotels Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

City Lodge Hotels's Interest Expense for the months ended in Dec. 2025 was $-4.1 Mil. Its Operating Income for the months ended in Dec. 2025 was $15.5 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $90.7 Mil.

City Lodge Hotels's Interest Coverage for the quarter that ended in Dec. 2025 is

Interest Coverage=-1*Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*15.464/-4.126
=3.75

The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. City Lodge Hotels Ltd interest coverage is 3.07, which is low.

2. Debt to revenue ratio. The lower, the better.

City Lodge Hotels's Debt to Revenue Ratio for the quarter that ended in Dec. 2025 is

Debt to Revenue Ratio=Total Debt (Q: Dec. 2025 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(3.268 + 90.675) / 135.598
=0.69

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

City Lodge Hotels has a Z-score of 2.07, indicating it is in Grey Zones. This implies that City Lodge Hotels is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.

Warning Sign:

Altman Z-score of 2.07 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 3 mean?
City Lodge Hotels (CTYLF) has a Financial Strength of 3 as of Dec. 2025. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on City Lodge Hotels and its competitors. This is near median its historical median of 3.00. Over the past decade, City Lodge Hotels' Financial Strength has ranged from 1.00 to 5.00.
Is City Lodge Hotels' Financial Strength too high?
City Lodge Hotels' current Financial Strength of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 5.00. Overall, City Lodge Hotels has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does City Lodge Hotels' Financial Strength compare to MAR and HLT?
City Lodge Hotels' Financial Strength of 3 can be compared against companies in the Travel & Leisure industry. Historically, City Lodge Hotels' own Financial Strength has ranged from 1.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Travel & Leisure company?
A good Financial Strength depends on the Travel & Leisure industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on City Lodge Hotels and its competitors. City Lodge Hotels's current Financial Strength is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City Lodge Hotels stock overvalued right now?
City Lodge Hotels (CTYLF) has a current Financial Strength of 3. The stock's GF Value™ is $0.43, compared to a current price of $0.31 — trading 27.2% below its estimated fair value. The current Financial Strength is 3, which is near median its 10-year median of 3.00. City Lodge Hotels' overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For City Lodge Hotels (CTYLF), the current Financial Strength is 3 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is City Lodge Hotels (CTYLF) Overvalued in 2026?

Based on GuruFocus' analysis, City Lodge Hotels stock appears to be undervalued. The current stock price of $0.31 is trading 27.2% below its estimated GF Value™ of $0.43.

Key valuation signals for CTYLF:

  • Financial Strength: 3 (near median its 10-year median of 3.00)
  • GF Value™: $0.43 vs. price of $0.31 (27.2% below fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the CTYLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


City Lodge Hotels Business Description

Other Exchanges CLH:South Africa
Address Corner Homestead Avenue and Main Road, The Lodge, Bryanston Gate Office Park, Bryanston, Johannesburg, GT, ZAF, 2191
City Lodge Hotels Ltd is a provider of lodging facilities in South Africa. The company's operating segment includes City Lodge; Town Lodge; Road Lodge; Courtyard Hotel; and the rest of Africa. It generates maximum revenue from the City Lodge segment.
62GF Score

Get the complete analysis for CTYLF

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.31
Price
$0.43
GF Value