Federal Insurance (DHA:FEDERALINS) Financial Strength: 3 (As of Mar. 2025) — Near Median

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DHA:FEDERALINS Federal Insurance PLC DHA:FEDERALINS
20 GF Score
Price BDT27.60
! 2 Warning Signs
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What is Federal Insurance Financial Strength?

Federal Insurance DHA:FEDERALINS +2.99% 20 Financial Strength is 3 as of Mar. 2025, which is at its 10-year median of 3.00. GuruFocus rates DHA:FEDERALINS with a GF Score™ of 20/100. The stock has 2 warning signs investors should review.

Federal Insurance has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

Federal Insurance PLC displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Federal Insurance did not have earnings to cover the interest expense. Federal Insurance's debt to revenue ratio for the quarter that ended in Mar. 2025 was 0.01. Altman Z-Score does not apply to banks and insurance companies.


Federal Insurance  (DHA:FEDERALINS) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Federal Insurance has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


Federal Insurance Financial Strength Related Terms

DHA:FEDERALINS
20GF Score
Federal Insurance PLC DHA:FEDERALINS
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Federal Insurance Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Federal Insurance's Interest Expense for the months ended in Mar. 2025 was BDT0.0 Mil. Its Operating Income for the months ended in Mar. 2025 was BDT Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was BDT7.1 Mil.

Federal Insurance's Interest Coverage for the quarter that ended in Mar. 2025 is

GuruFocus does not calculate Federal Insurance's interest coverage with the available data.

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Federal Insurance's Debt to Revenue Ratio for the quarter that ended in Mar. 2025 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2025 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 7.107785) / 505.023796
=0.01

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 3 mean?
Federal Insurance (DHA:FEDERALINS) has a Financial Strength of 3 as of Mar. 2025. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Federal Insurance and its competitors. This is near median its historical median of 3.00. Over the past decade, Federal Insurance's Financial Strength has ranged from 1.00 to 5.00.
Is Federal Insurance's Financial Strength too high?
Federal Insurance's current Financial Strength of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 5.00. Overall, Federal Insurance has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Federal Insurance's Financial Strength compare to ASIN and AFH?
Federal Insurance's Financial Strength of 3 can be compared against companies in the Insurance industry. Historically, Federal Insurance's own Financial Strength has ranged from 1.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Insurance company?
A good Financial Strength depends on the Insurance industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Federal Insurance and its competitors. Federal Insurance's current Financial Strength is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Insurance stock overvalued right now?
Federal Insurance (DHA:FEDERALINS) has a current Financial Strength of 3. The current Financial Strength is 3, which is near median its 10-year median of 3.00. Federal Insurance's overall GF Score™ is 20/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Federal Insurance (DHA:FEDERALINS), the current Financial Strength is 3 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Federal Insurance Business Description

Address No. 6 Panthapath, Navana D.H Tower, 6th Floor, G.P.O Box No. 4094, Dhaka, BGD, 1215
Federal Insurance PLC is a Bangladesh-based insurance company that engages in the general insurance business. Its products and services are Fire Insurance, Marine Insurance, Motor Insurance, Engineering Insurance, Health Insurance, Miscellaneous Insurance, and others.
20GF Score

Get the complete analysis for DHA:FEDERALINS

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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