Prime Islami Insurance (DHA:PRIMEINSUR) Financial Strength: 5 (As of . 20) — 150% Above Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:PRIMEINSUR Prime Islami Insurance PLC DHA:PRIMEINSUR
27 GF Score
Price BDT55.00
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What is Prime Islami Insurance Financial Strength?

Prime Islami Insurance DHA:PRIMEINSUR +5.42% 27 Financial Strength is 5 as of . 20, which is 150% above its 10-year median of 2.00. GuruFocus rates DHA:PRIMEINSUR with a GF Score™ of 27/100.

Prime Islami Insurance has the Financial Strength Rank of 5.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Prime Islami Insurance did not have earnings to cover the interest expense. Altman Z-Score does not apply to banks and insurance companies.

Prime Islami Insurance  (DHA:PRIMEINSUR) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Prime Islami Insurance has the Financial Strength Rank of 5.

Prime Islami Insurance Financial Strength Related Terms

DHA:PRIMEINSUR
27GF Score
Prime Islami Insurance PLC DHA:PRIMEINSUR
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Prime Islami Insurance Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Prime Islami Insurance's Interest Expense for the months ended in . 20 was BDT0.00 Mil. Its Operating Income for the months ended in . 20 was BDT0.00 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was BDT0.00 Mil.

Prime Islami Insurance's Interest Coverage for the quarter that ended in . 20 is

Prime Islami Insurance had no long-term debt (1).

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Prime Islami Insurance's Debt to Revenue Ratio for the quarter that ended in . 20 is

Debt to Revenue Ratio=Total Debt (Q: . 20 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=( + ) / 0
=N/A

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 5 mean?
Prime Islami Insurance (DHA:PRIMEINSUR) has a Financial Strength of 5 as of . 20. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Prime Islami Insurance and its competitors. This is 150% above median its historical median of 2.00. Over the past decade, Prime Islami Insurance's Financial Strength has ranged from 1.00 to 5.00.
Is Prime Islami Insurance's Financial Strength too high?
Prime Islami Insurance's current Financial Strength of 5 is 150% above median its 10-year median of 2.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 5.00. Overall, Prime Islami Insurance has a GF Score™ of 27/100, reflecting its overall financial health beyond just this single metric.
How does Prime Islami Insurance's Financial Strength compare to competitors?
Prime Islami Insurance's Financial Strength of 5 can be compared against companies in the Insurance industry. Historically, Prime Islami Insurance's own Financial Strength has ranged from 1.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Insurance company?
A good Financial Strength depends on the Insurance industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Prime Islami Insurance and its competitors. Prime Islami Insurance's current Financial Strength is 5, which is 150% above median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prime Islami Insurance stock overvalued right now?
Prime Islami Insurance (DHA:PRIMEINSUR) has a current Financial Strength of 5. The current Financial Strength is 5, which is 150% above median its 10-year median of 2.00. Prime Islami Insurance's overall GF Score™ is 27/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Prime Islami Insurance (DHA:PRIMEINSUR), the current Financial Strength is 5 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Prime Islami Insurance Business Description

Address 117, Kazi Nazrul Islam Avenue, Unique Heights (9th Floor), Dhaka, BGD, 1000
Prime Islami Insurance PLC, formerly known as Prime Insurance Co Ltd, is a non-life insurance company in Bangladesh. The company provides fire insurance, marine insurance, marine hull, motor insurance, engineering insurance, and miscellaneous insurance.
27GF Score

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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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