Global Payments (FRA:GLO) Financial Strength: 4 (As of Jun. 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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FRA:GLO Global Payments Inc FRA:GLO
85 GF Score
Price €76.20
GF Value €115.59
Valuation Possible Value Trap
! 6 Warning Signs
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What is Global Payments Financial Strength?

Global Payments FRA:GLO +0.26% 85 Financial Strength is 4 as of Jun. 2026, which is at its 10-year median of 4.00. GuruFocus rates FRA:GLO with a GF Score™ of 85/100 and a GF Value™ of €115.59 (Possible Value Trap). The stock has 6 warning signs investors should review.

Global Payments has the Financial Strength Rank of 4.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Global Payments's Interest Coverage for the quarter that ended in Jun. 2026 was 1.21. Global Payments's debt to revenue ratio for the quarter that ended in Jun. 2026 was 1.77. As of today, Global Payments's Altman Z-Score is 0.63.


Global Payments  (FRA:GLO) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Global Payments has the Financial Strength Rank of 4.


Global Payments Financial Strength Related Terms


FRA:GLO vs CPRT, ARMK, ULS: Financial Strength Comparison

For the Specialty Business Services subindustry, Global Payments's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Global Payments Financial Strength vs Business Services Industry

For the Business Services industry and Industrials sector, Global Payments's Financial Strength distribution charts can be found below:

* The bar in red indicates where Global Payments's Financial Strength falls into.


FRA:GLO
85GF Score
Global Payments Inc FRA:GLO
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Global Payments Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Global Payments's Interest Expense for the months ended in Jun. 2026 was €-241 Mil. Its Operating Income for the months ended in Jun. 2026 was €293 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €18,656 Mil.

Global Payments's Interest Coverage for the quarter that ended in Jun. 2026 is

Interest Coverage=-1*Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*292.621/-240.903
=1.21

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Global Payments's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(1789.639 + 18656.179) / 11529.788
=1.77

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Global Payments has a Z-score of 0.63, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 0.63 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 4 mean?
Global Payments (FRA:GLO) has a Financial Strength of 4 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Global Payments and its competitors. This is near median its historical median of 4.00. Over the past decade, Global Payments' Financial Strength has ranged from 3.00 to 6.00.
Is Global Payments' Financial Strength too high?
Global Payments' current Financial Strength of 4 is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 6.00. Overall, Global Payments has a GF Score™ of 85/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Global Payments' Financial Strength compare to CPRT and ARMK?
Global Payments' Financial Strength of 4 can be compared against companies in the Business Services industry. Historically, Global Payments' own Financial Strength has ranged from 3.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Business Services company?
A good Financial Strength depends on the Business Services industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Global Payments and its competitors. Global Payments's current Financial Strength is 4, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Global Payments stock overvalued right now?
Based on GuruFocus' analysis, Global Payments (FRA:GLO) is currently considered Possible Value Trap. The stock's GF Value™ is €115.59, compared to a current price of €76.20 — trading 34.1% below its estimated fair value. The current Financial Strength is 4, which is near median its 10-year median of 4.00. Global Payments' overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Global Payments (FRA:GLO), the current Financial Strength is 4 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Global Payments (FRA:GLO) Overvalued in 2026?

Based on GuruFocus' analysis, Global Payments stock appears to be undervalued. The current stock price of €76.20 is trading 34.1% below its estimated GF Value™ of €115.59. GuruFocus considers Global Payments to be Possible Value Trap.

Key valuation signals for FRA:GLO:

  • Financial Strength: 4 (near median its 10-year median of 4.00)
  • GF Value™: €115.59 vs. price of €76.20 (34.1% below fair value)
  • GF Score™: 85/100 with 6 warning signs

No single metric tells the full story. See the FRA:GLO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Global Payments Business Description

Address 3550 Lenox Road, Atlanta, GA, USA, 30326
Global Payments is a leading provider of payment processing and software solutions and historically focused on serving small and midsize merchants. The Worldpay acquisition pushes the company into the large merchant space and expands the company's international operations. Following the Worldpay acquisition, the company will process almost $4 trilliion in payment volume.
85GF Score

Get the complete analysis for FRA:GLO

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€76.20
Price
€115.59
GF Value