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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
HAL Trust's Interest Coverage for the quarter that ended in Dec. 2025 was 30.84.
HAL Trust's debt to revenue ratio for the quarter that ended in Dec. 2025 was 0.39.
As of today, HAL Trust's Altman Z-Score is 1.86.
HAL Trust (OTCPK:HALFF) Financial Strength Explanation
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
HAL Trust has the Financial Strength Rank of 7.
HAL Trust Financial Strength Related Terms
HALFF vs BLK, BX, KKR: Financial Strength Comparison
For the Asset Management subindustry, HAL Trust's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HAL Trust Financial Strength vs Asset Management Industry
For the Asset Management industry and Financial Services sector, HAL Trust's Financial Strength distribution charts can be found below:
* The bar in red indicates where HAL Trust's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
HAL Trust has a Z-score of 1.86, indicating it is in Grey Zones. This implies that HAL Trust is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.
Warning Sign:
Altman Z-score of 1.86 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HAL Trust (HALFF) has a Financial Strength of 7 as of Dec. 2025. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on HAL Trust and its competitors. This is 17% above median its historical median of 6.00. Over the past decade, HAL Trust's Financial Strength has ranged from 3.00 to 7.00.
Is HAL Trust's Financial Strength too high?
HAL Trust's current Financial Strength of 7 is 17% above median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 7.00. Overall, HAL Trust has a GF Score™ of 89/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HAL Trust's Financial Strength compare to BLK and BX?
HAL Trust's Financial Strength of 7 can be compared against companies in the Asset Management industry. Historically, HAL Trust's own Financial Strength has ranged from 3.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Asset Management company?
A good Financial Strength depends on the Asset Management industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on HAL Trust and its competitors. HAL Trust's current Financial Strength is 7, which is 17% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HAL Trust stock overvalued right now?
Based on GuruFocus' analysis, HAL Trust (HALFF) is currently considered Modestly Overvalued. The stock's GF Value™ is $151.16, compared to a current price of $186.00 — trading 23% above its estimated fair value. The current Financial Strength is 7, which is 17% above median its 10-year median of 6.00. HAL Trust's overall GF Score™ is 89/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For HAL Trust (HALFF), the current Financial Strength is 7 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HAL Trust (HALFF) Overvalued in 2026?
Based on GuruFocus' analysis, HAL Trust stock appears to be overvalued.
The current stock price of $186.00 is trading 23% above its estimated GF Value™ of $151.16.
GuruFocus considers HAL Trust to be Modestly Overvalued.
Key valuation signals for HALFF:
Financial Strength: 7 (17% above median its 10-year median of 6.00)
GF Value™: $151.16 vs. price of $186.00 (23% above fair value)
No single metric tells the full story. See the HALFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HAL Trust is an investment company. The company's reportable segments include Unquoted, Quoted interests, Real estate, and Liquid portfolio. It generates majority of its revenue from the Quoted interests segment which comprises both the company's consolidated and unconsolidated interests in publicly traded entities that are not in scope of the Liquid portfolio segment. Geographically, the company operates in Europe, USA & Canada, Asia, and Other. It generates maximum revenue from Europe.
89GF Score
Get the complete analysis for HALFF
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