PT Topindo Solusi Komunika Tbk (ISX:TOSK) Financial Strength: 4 (As of Jun. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is PT Topindo Solusi Komunika Tbk Financial Strength?

PT Topindo Solusi Komunika Tbk ISX:TOSK Financial Strength is 4 as of Jun. 2026, which is at its 10-year median of 4.00. The stock has 1 warning sign investors should review.

PT Topindo Solusi Komunika Tbk has the Financial Strength Rank of 4.

Warning Sign:

PT Topindo Solusi Komunika Tbk displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

PT Topindo Solusi Komunika Tbk's Interest Coverage for the quarter that ended in Jun. 2026 was 1.62. PT Topindo Solusi Komunika Tbk's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.02. As of today, PT Topindo Solusi Komunika Tbk's Altman Z-Score is 0.00.


PT Topindo Solusi Komunika Tbk  (ISX:TOSK) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

PT Topindo Solusi Komunika Tbk has the Financial Strength Rank of 4.


PT Topindo Solusi Komunika Tbk Financial Strength Related Terms


ISX:TOSK vs CRM, SHOP, UBER: Financial Strength Comparison

For the Software - Application subindustry, PT Topindo Solusi Komunika Tbk's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Topindo Solusi Komunika Tbk Financial Strength vs Software Industry

For the Software industry and Technology sector, PT Topindo Solusi Komunika Tbk's Financial Strength distribution charts can be found below:

* The bar in red indicates where PT Topindo Solusi Komunika Tbk's Financial Strength falls into.



PT Topindo Solusi Komunika Tbk Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

PT Topindo Solusi Komunika Tbk's Interest Expense for the months ended in Jun. 2026 was Rp0 Mil. Its Operating Income for the months ended in Jun. 2026 was Rp1,306 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was Rp2,485 Mil.

PT Topindo Solusi Komunika Tbk's Interest Coverage for the quarter that ended in Jun. 2026 is

GuruFocus does not calculate PT Topindo Solusi Komunika Tbk's interest coverage with the available data.

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

PT Topindo Solusi Komunika Tbk's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(28222.948748 + 2484.547716) / 1609595.314056
=0.02

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

PT Topindo Solusi Komunika Tbk has a Z-score of 0.00, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 4 mean?
PT Topindo Solusi Komunika Tbk (ISX:TOSK) has a Financial Strength of 4 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on PT Topindo Solusi Komunika Tbk and its competitors. This is near median its historical median of 4.00. Over the past decade, PT Topindo Solusi Komunika Tbk's Financial Strength has ranged from 3.00 to 5.00.
Is PT Topindo Solusi Komunika Tbk's Financial Strength too high?
PT Topindo Solusi Komunika Tbk's current Financial Strength of 4 is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 5.00.
How does PT Topindo Solusi Komunika Tbk's Financial Strength compare to CRM and SHOP?
PT Topindo Solusi Komunika Tbk's Financial Strength of 4 can be compared against companies in the Software industry. Historically, PT Topindo Solusi Komunika Tbk's own Financial Strength has ranged from 3.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Software company?
A good Financial Strength depends on the Software industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on PT Topindo Solusi Komunika Tbk and its competitors. PT Topindo Solusi Komunika Tbk's current Financial Strength is 4, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Topindo Solusi Komunika Tbk stock overvalued right now?
PT Topindo Solusi Komunika Tbk (ISX:TOSK) has a current Financial Strength of 4. The current Financial Strength is 4, which is near median its 10-year median of 4.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For PT Topindo Solusi Komunika Tbk (ISX:TOSK), the current Financial Strength is 4 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PT Topindo Solusi Komunika Tbk Business Description

Address Jalan Prince Diponegoro No. 19, RT 051, RW 016, Pasiran Village, West Singkawang District, West Kalimantan, Singkawang, IDN, 79123
PT Topindo Solusi Komunika Tbk provides technology platforms for commercial purposes. It is engaged in the sale of digital products, payment solution services, and an online-to-offline (O2O) platform. Its platform allows users to make bill payments, and buy refill products, travel tickets, game vouchers, and others. The company's product offerings include Topindoku Travel, Topindoku Wholesale, and Topindoku Courier among others. It is organized into two main business activities; digital products and fast-moving consumer goods. The majority of the company's revenue is generated from its Digital Products segment, which represents the sale of digital products, such as credit top-ups, data packages, and e-money among others.