JCYCF (Jardine Cycle & Carriage) Financial Strength: 5 (As of Jun. 2026) — 17% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JCYCF Jardine Cycle & Carriage Ltd JCYCF
74 GF Score
Price $22.10
GF Value $21.01
Valuation Fairly Valued
! 3 Warning Signs
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What is Jardine Cycle & Carriage Financial Strength?

Jardine Cycle & Carriage JCYCF 74 Financial Strength is 5 as of Jun. 2026, which is 17% below its 10-year median of 6.00. GuruFocus rates JCYCF with a GF Score™ of 74/100 and a GF Value™ of $21.01 (Fairly Valued). The stock has 3 warning signs investors should review.

Jardine Cycle & Carriage has the Financial Strength Rank of 5.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Jardine Cycle & Carriage's Interest Coverage for the quarter that ended in Jun. 2026 was 5.62. Jardine Cycle & Carriage's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.36. As of today, Jardine Cycle & Carriage's Altman Z-Score is 1.44.


Jardine Cycle & Carriage  (OTCPK:JCYCF) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Jardine Cycle & Carriage has the Financial Strength Rank of 5.


Jardine Cycle & Carriage Financial Strength Related Terms


JCYCF vs MMM, HON: Financial Strength Comparison

For the Conglomerates subindustry, Jardine Cycle & Carriage's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jardine Cycle & Carriage Financial Strength vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Jardine Cycle & Carriage's Financial Strength distribution charts can be found below:

* The bar in red indicates where Jardine Cycle & Carriage's Financial Strength falls into.


JCYCF
74GF Score
Jardine Cycle & Carriage Ltd JCYCF
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Jardine Cycle & Carriage Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Jardine Cycle & Carriage's Interest Expense for the months ended in Jun. 2026 was $-119 Mil. Its Operating Income for the months ended in Jun. 2026 was $671 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $2,629 Mil.

Jardine Cycle & Carriage's Interest Coverage for the quarter that ended in Jun. 2026 is

Interest Coverage=-1*Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*670.7/-119.4
=5.62

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Jardine Cycle & Carriage's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(4613.3 + 2629.1) / 19981.4
=0.36

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Jardine Cycle & Carriage has a Z-score of 1.44, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 1.44 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 5 mean?
Jardine Cycle & Carriage (JCYCF) has a Financial Strength of 5 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Jardine Cycle & Carriage and its competitors. This is 17% below median its historical median of 6.00. Over the past decade, Jardine Cycle & Carriage's Financial Strength has ranged from 3.00 to 6.00.
Is Jardine Cycle & Carriage's Financial Strength too high?
Jardine Cycle & Carriage's current Financial Strength of 5 is 17% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 6.00. Overall, Jardine Cycle & Carriage has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jardine Cycle & Carriage's Financial Strength compare to MMM and HON?
Jardine Cycle & Carriage's Financial Strength of 5 can be compared against companies in the Conglomerates industry. Historically, Jardine Cycle & Carriage's own Financial Strength has ranged from 3.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Conglomerates company?
A good Financial Strength depends on the Conglomerates industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Jardine Cycle & Carriage and its competitors. Jardine Cycle & Carriage's current Financial Strength is 5, which is 17% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jardine Cycle & Carriage stock overvalued right now?
Based on GuruFocus' analysis, Jardine Cycle & Carriage (JCYCF) is currently considered Fairly Valued. The stock's GF Value™ is $21.01, compared to a current price of $22.10 — trading 5.2% above its estimated fair value. The current Financial Strength is 5, which is 17% below median its 10-year median of 6.00. Jardine Cycle & Carriage's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Jardine Cycle & Carriage (JCYCF), the current Financial Strength is 5 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jardine Cycle & Carriage (JCYCF) Overvalued in 2026?

Based on GuruFocus' analysis, Jardine Cycle & Carriage stock appears to be overvalued. The current stock price of $22.10 is trading 5.2% above its estimated GF Value™ of $21.01. GuruFocus considers Jardine Cycle & Carriage to be Fairly Valued.

Key valuation signals for JCYCF:

  • Financial Strength: 5 (17% below median its 10-year median of 6.00)
  • GF Value™: $21.01 vs. price of $22.10 (5.2% above fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the JCYCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jardine Cycle & Carriage Business Description

Address 239 Alexandra Road, Singapore, SGP, 159930
Jardine Cycle & Carriage Ltd is an investment holding conglomerate focused on investments in the manufacture and distribution of motor vehicles in Southeast Asia. Its segments are Astra, Thaco, Cycle & Carriage. The Astra segment includes the company's controlling interest in Astra International, an automotive group in Southeast Asia; THACO is a multi-industry group; Cycle & Carriage represents a broad range of automotive brands across its established network in Singapore and Malaysia.
74GF Score

Get the complete analysis for JCYCF

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.10
Price
$21.01
GF Value