Afrocentric Investment (JSE:ACT) Financial Strength: 6 (As of Dec. 2025) — 14% Below Median

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Director of Data and Quant Analytics at GuruFocus
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JSE:ACT Afrocentric Investment Corp Ltd JSE:ACT
52 GF Score
Price R0.77
GF Value R2.05
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Afrocentric Investment Financial Strength?

Afrocentric Investment JSE:ACT 52 Financial Strength is 6 as of Dec. 2025, which is 14% below its 10-year median of 7.00. GuruFocus rates JSE:ACT with a GF Score™ of 52/100 and a GF Value™ of R2.05 (Possible Value Trap). The stock has 6 warning signs investors should review.

Afrocentric Investment has the Financial Strength Rank of 6.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Afrocentric Investment did not have earnings to cover the interest expense. Afrocentric Investment's debt to revenue ratio for the quarter that ended in Dec. 2025 was 0.12. As of today, Afrocentric Investment's Altman Z-Score is 1.39.


Afrocentric Investment  (JSE:ACT) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Afrocentric Investment has the Financial Strength Rank of 6.


Afrocentric Investment Financial Strength Related Terms


JSE:ACT vs HCA, THC, DVA: Financial Strength Comparison

For the Medical Care Facilities subindustry, Afrocentric Investment's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Afrocentric Investment Financial Strength vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Afrocentric Investment's Financial Strength distribution charts can be found below:

* The bar in red indicates where Afrocentric Investment's Financial Strength falls into.


JSE:ACT
52GF Score
Afrocentric Investment Corp Ltd JSE:ACT
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Afrocentric Investment Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Afrocentric Investment's Interest Expense for the months ended in Dec. 2025 was R-39 Mil. Its Operating Income for the months ended in Dec. 2025 was R-382 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was R633 Mil.

Afrocentric Investment's Interest Coverage for the quarter that ended in Dec. 2025 is

Afrocentric Investment did not have earnings to cover the interest expense.

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Afrocentric Investment's Debt to Revenue Ratio for the quarter that ended in Dec. 2025 is

Debt to Revenue Ratio=Total Debt (Q: Dec. 2025 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(110.737 + 632.955) / 6184.208
=0.12

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Afrocentric Investment has a Z-score of 1.39, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 1.39 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 6 mean?
Afrocentric Investment (JSE:ACT) has a Financial Strength of 6 as of Dec. 2025. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Afrocentric Investment and its competitors. This is 14% below median its historical median of 7.00. Over the past decade, Afrocentric Investment's Financial Strength has ranged from 4.00 to 10.00.
Is Afrocentric Investment's Financial Strength too high?
Afrocentric Investment's current Financial Strength of 6 is 14% below median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 10.00. Overall, Afrocentric Investment has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Afrocentric Investment's Financial Strength compare to HCA and THC?
Afrocentric Investment's Financial Strength of 6 can be compared against companies in the Healthcare Providers & Services industry. Historically, Afrocentric Investment's own Financial Strength has ranged from 4.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Healthcare Providers & Services company?
A good Financial Strength depends on the Healthcare Providers & Services industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Afrocentric Investment and its competitors. Afrocentric Investment's current Financial Strength is 6, which is 14% below median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Afrocentric Investment stock overvalued right now?
Based on GuruFocus' analysis, Afrocentric Investment (JSE:ACT) is currently considered Possible Value Trap. The stock's GF Value™ is R2.05, compared to a current price of R0.77 — trading 62.4% below its estimated fair value. The current Financial Strength is 6, which is 14% below median its 10-year median of 7.00. Afrocentric Investment's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Afrocentric Investment (JSE:ACT), the current Financial Strength is 6 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Afrocentric Investment (JSE:ACT) Overvalued in 2026?

Based on GuruFocus' analysis, Afrocentric Investment stock appears to be undervalued. The current stock price of R0.77 is trading 62.4% below its estimated GF Value™ of R2.05. GuruFocus considers Afrocentric Investment to be Possible Value Trap.

Key valuation signals for JSE:ACT:

  • Financial Strength: 6 (14% below median its 10-year median of 7.00)
  • GF Value™: R2.05 vs. price of R0.77 (62.4% below fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the JSE:ACT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Afrocentric Investment Business Description

Address 37 Conrad Road, Florida North, Roodepoort, ZAF, 1709
Afrocentric Investment Corp Ltd is an investment holding company providing specialised services and products to the public and private healthcare sectors. It focuses on making quality healthcare accessible and affordable to members and beneficiaries, with the principal objective of ensuring the delivery of efficient health management services and the distribution of quality products. Its business segments include Healthcare SA, comprising medical scheme administration and health risk management services; Healthcare Retail, comprising pharmaceutical sales and services; Healthcare Africa, comprising healthcare services outside South Africa in Namibia and Mauritius; and IT-related services predominantly within South Africa. It operates across South Africa, Botswana, Mauritius, and Namibia.
52GF Score

Get the complete analysis for JSE:ACT

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R0.77
Price
R2.05
GF Value