Morgan Stanley (LIM:MS) Financial Strength: 0 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LIM:MS Morgan Stanley LIM:MS
43 GF Score
Price $209.00
GF Value $165.18
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Morgan Stanley Financial Strength?

Morgan Stanley has the Financial Strength Rank of 0.

Warning Sign:

Morgan Stanley displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Morgan Stanley's interest coverage with the available data. Morgan Stanley's debt to revenue ratio for the quarter that ended in Jun. 2026 was 5.31. Altman Z-Score does not apply to banks and insurance companies.

Morgan Stanley  (LIM:MS) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Morgan Stanley has the Financial Strength Rank of 0.

Morgan Stanley Financial Strength Related Terms

LIM:MS
43GF Score
Morgan Stanley LIM:MS
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Morgan Stanley Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Morgan Stanley's Interest Expense for the months ended in Jun. 2026 was $-13,122 Mil. Its Operating Income for the months ended in Jun. 2026 was $0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $391,463 Mil.

Morgan Stanley's Interest Coverage for the quarter that ended in Jun. 2026 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Morgan Stanley's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(30912 + 391463) / 79536
=5.31

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Morgan Stanley (LIM:MS) Overvalued in 2026?

Based on GuruFocus' analysis, Morgan Stanley stock appears to be overvalued. The current stock price of $209.00 is trading 26.5% above its estimated GF Value™ of $165.18. GuruFocus considers Morgan Stanley to be Modestly Overvalued.

Key valuation signals for LIM:MS:

  • Financial Strength: 0
  • GF Value™: $165.18 vs. price of $209.00 (26.5% above fair value)
  • GF Score™: 43/100 with 7 warning signs

No single metric tells the full story. See the LIM:MS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Morgan Stanley Business Description

Address 1585 Broadway, New York, NY, USA, 10036
Morgan Stanley is a massive global financial services firm, with offices in 42 countries and more than 82,000 employees as of year-end 2025. The firm cut its teeth in investment banking and institutional trading, where it maintains a strong presence today, but generates the lion share of its income from wealth and asset management franchises, where it boasted $9.3 trillion in client assets at the end of 2025. After reincorporation as a bank holding company in the wake of the global financial crisis, Morgan Stanley also boasts a top 10 banking franchise by deposits, with more than $400 billion in customer deposits, predominately attributable to cash sweeps from its wealth management and brokerage businesses.
43GF Score

Get the complete analysis for LIM:MS

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$209.00
Price
$165.18
GF Value