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Linkbancorp (Linkbancorp) Financial Strength : 4 (As of Mar. 2024)


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What is Linkbancorp Financial Strength?

Linkbancorp has the Financial Strength Rank of 4.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.

GuruFocus does not calculate Linkbancorp's interest coverage with the available data. Linkbancorp's debt to revenue ratio for the quarter that ended in Mar. 2024 was 1.10. Altman Z-Score does not apply to banks and insurance companies.


Linkbancorp Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Linkbancorp's Interest Expense for the months ended in Mar. 2024 was $-13.89 Mil. Its Operating Income for the months ended in Mar. 2024 was $0.00 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $117.60 Mil.

Linkbancorp's Interest Coverage for the quarter that ended in Mar. 2024 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Linkbancorp's Debt to Revenue Ratio for the quarter that ended in Mar. 2024 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2024 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 117.602) / 106.452
=1.10

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Linkbancorp  (NAS:LNKB) Financial Strength Explanation

The maximum rank is 10. Companies with rank 7 or higher will be unlikely to fall into distressed situations. Companies with rank of 3 or less are likely in financial distress.

Linkbancorp has the Financial Strength Rank of 4.


Linkbancorp Financial Strength Related Terms

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Linkbancorp (Linkbancorp) Business Description

Traded in Other Exchanges
N/A
Address
1250 Camp Hill Bypass, Suite 202, Camp Hill, PA, USA, 17011
Linkbancorp Inc operates in the banking industry. It provides banking services for individuals and businesses such as commercial lending, non-profit banking, treasury management, deposits and loans.
Executives
Andrew S Samuel director, officer: CEO and Vice Chairman 102 WEST BAKER STREET, PLANT CITY FL 33563
William Lloyd Jones director 3045 MARKET STREET, CAMP HILL PA 17011
Diane Poillon director 3045 MARKET STREET, CAMP HILL PA 17011
Debra Pierson director 3045 MARKET STREET, CAMP HILL PA 17011
Tiffanie Horton officer: Chief Credit Officer 3045 MARKET STREET, CAMP HILL PA 17011
Michetti Joseph C Jr director 3045 MARKET STREET, CAMP HILL PA 17011
David H Koppenhaver director 3045 MARKET STREET, CAMP HILL PA 17011
Kristen Snyder director 3045 MARKET STREET, CAMP HILL PA 17011
Jennifer Delaye director 3045 MARKET STREET, CAMP HILL PA 17011
Anson Flake director 3045 MARKET STREET, CAMP HILL PA 17011
Brent S. Smith director, officer: EVP 102 WEST BAKER STREET, PLANT CITY FL 33563
Kristofer A Paul officer: Chief Financial Officer 3045 MARKET STREET, CAMP HILL PA 17011
William E Pommerening director 102 WEST BAKER STREET, PLANT CITY FL 33563
Carl D Lundblad officer: President and CRO 3045 MARKET STREET, CAMP HILL PA 17011
Steven I Tressler director 3045 MARKET STREET, CAMP HILL PA 17011