The Smarter Web Company (LSE:SWC) Financial Strength: 5 (As of Apr. 2026) — Near Median

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LSE:SWC The Smarter Web Company PLC LSE:SWC
16 GF Score
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! 4 Warning Signs
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What is The Smarter Web Company Financial Strength?

The Smarter Web Company LSE:SWC -0.39% 16 Financial Strength is 5 as of Apr. 2026, which is at its 10-year median of 5.00. GuruFocus rates LSE:SWC with a GF Score™ of 16/100. The stock has 4 warning signs investors should review.

The Smarter Web Company has the Financial Strength Rank of 5.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

The Smarter Web Company did not have earnings to cover the interest expense. The Smarter Web Company's debt to revenue ratio for the quarter that ended in Apr. 2026 was 29.95. As of today, The Smarter Web Company's Altman Z-Score is 5.14.


The Smarter Web Company  (LSE:SWC) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

The Smarter Web Company has the Financial Strength Rank of 5.


The Smarter Web Company Financial Strength Related Terms


LSE:SWC vs QH, SHOP, UBER: Financial Strength Comparison

For the Software - Application subindustry, The Smarter Web Company's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Smarter Web Company Financial Strength vs Software Industry

For the Software industry and Technology sector, The Smarter Web Company's Financial Strength distribution charts can be found below:

* The bar in red indicates where The Smarter Web Company's Financial Strength falls into.


LSE:SWC
16GF Score
The Smarter Web Company PLC LSE:SWC
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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The Smarter Web Company Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

The Smarter Web Company's Interest Expense for the months ended in Apr. 2026 was £-0.02 Mil. Its Operating Income for the months ended in Apr. 2026 was £-2.72 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was £0.08 Mil.

The Smarter Web Company's Interest Coverage for the quarter that ended in Apr. 2026 is

The Smarter Web Company did not have earnings to cover the interest expense.

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

The Smarter Web Company's Debt to Revenue Ratio for the quarter that ended in Apr. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Apr. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(23.703 + 0.076) / 0.794
=29.95

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

The Smarter Web Company has a Z-score of 5.14, indicating it is in Safe Zones. This implies the Z-Score is strong.

Good Sign:

Altman Z-score of 5.14 is strong.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 5 mean?
The Smarter Web Company (LSE:SWC) has a Financial Strength of 5 as of Apr. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on The Smarter Web Company and its competitors. This is near median its historical median of 5.00. Over the past decade, The Smarter Web Company's Financial Strength has ranged from 4.00 to 7.00.
Is The Smarter Web Company's Financial Strength too high?
The Smarter Web Company's current Financial Strength of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 7.00. Overall, The Smarter Web Company has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does The Smarter Web Company's Financial Strength compare to QH and SHOP?
The Smarter Web Company's Financial Strength of 5 can be compared against companies in the Software industry. Historically, The Smarter Web Company's own Financial Strength has ranged from 4.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Software company?
A good Financial Strength depends on the Software industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on The Smarter Web Company and its competitors. The Smarter Web Company's current Financial Strength is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Smarter Web Company stock overvalued right now?
The Smarter Web Company (LSE:SWC) has a current Financial Strength of 5. The current Financial Strength is 5, which is near median its 10-year median of 5.00. The Smarter Web Company's overall GF Score™ is 16/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For The Smarter Web Company (LSE:SWC), the current Financial Strength is 5 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

The Smarter Web Company Business Description

Other Exchanges TSWCF:USA3M8:Germany
Address 160 Aztec West, Almondsbury, Bristol, GBR, BS32 4TU
The Smarter Web Company PLC is a UK-based web design and online marketing business. Through its operating subsidiary, the company provides customized, mobile-compatible websites and related digital services to small and medium-sized enterprises, start-ups, and owner-managed businesses. It has one operating segment, being the provision of website development services. The majority of the company's revenue is derived from the provision of website design services.
16GF Score

Get the complete analysis for LSE:SWC

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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