Temple Bar Investment Trust (LSE:TMPL) Financial Strength: 5 (As of Dec. 2025) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LSE:TMPL Temple Bar Investment Trust PLC LSE:TMPL
41 GF Score
Price £4.23
! 3 Warning Signs
View Full Analysis

What is Temple Bar Investment Trust Financial Strength?

Temple Bar Investment Trust LSE:TMPL -0.94% 41 Financial Strength is 5 as of Dec. 2025, which is at its 10-year median of 5.00. GuruFocus rates LSE:TMPL with a GF Score™ of 41/100. The stock has 3 warning signs investors should review.

Temple Bar Investment Trust has the Financial Strength Rank of 5.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Temple Bar Investment Trust's interest coverage with the available data. Temple Bar Investment Trust's debt to revenue ratio for the quarter that ended in Dec. 2025 was 0.23. Altman Z-Score does not apply to banks and insurance companies.


Temple Bar Investment Trust  (LSE:TMPL) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Temple Bar Investment Trust has the Financial Strength Rank of 5.


Temple Bar Investment Trust Financial Strength Related Terms

LSE:TMPL
41GF Score
Temple Bar Investment Trust PLC LSE:TMPL
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Temple Bar Investment Trust Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Temple Bar Investment Trust's Interest Expense for the months ended in Dec. 2025 was £-1.4 Mil. Its Operating Income for the months ended in Dec. 2025 was £0.0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was £74.8 Mil.

Temple Bar Investment Trust's Interest Coverage for the quarter that ended in Dec. 2025 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Temple Bar Investment Trust's Debt to Revenue Ratio for the quarter that ended in Dec. 2025 is

Debt to Revenue Ratio=Total Debt (Q: Dec. 2025 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 74.818) / 323.67
=0.23

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 5 mean?
Temple Bar Investment Trust (LSE:TMPL) has a Financial Strength of 5 as of Dec. 2025. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Temple Bar Investment Trust and its competitors. This is near median its historical median of 5.00. Over the past decade, Temple Bar Investment Trust's Financial Strength has ranged from 3.00 to 6.00.
Is Temple Bar Investment Trust's Financial Strength too high?
Temple Bar Investment Trust's current Financial Strength of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 6.00. Overall, Temple Bar Investment Trust has a GF Score™ of 41/100, reflecting its overall financial health beyond just this single metric.
How does Temple Bar Investment Trust's Financial Strength compare to BLK and BX?
Temple Bar Investment Trust's Financial Strength of 5 can be compared against companies in the Asset Management industry. Historically, Temple Bar Investment Trust's own Financial Strength has ranged from 3.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Asset Management company?
A good Financial Strength depends on the Asset Management industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Temple Bar Investment Trust and its competitors. Temple Bar Investment Trust's current Financial Strength is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Temple Bar Investment Trust stock overvalued right now?
Temple Bar Investment Trust (LSE:TMPL) has a current Financial Strength of 5. The current Financial Strength is 5, which is near median its 10-year median of 5.00. Temple Bar Investment Trust's overall GF Score™ is 41/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Temple Bar Investment Trust (LSE:TMPL), the current Financial Strength is 5 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Temple Bar Investment Trust Business Description

Address 25 Southampton Buildings, London, GBR, WC2A 1AL
Temple Bar Investment Trust PLC is an investment trust. The investment objective of company is to provide growth in income and capital to achieve a long-term total return greater than the benchmark FTSE All-Share Index, through investment in UK-listed securities. The company's policy is to invest in a broad spread of securities with typically the majority of the portfolio selected from the constituents of the FTSE 350 Index. The group is engaged in a single segment of business investment business.
41GF Score

Get the complete analysis for LSE:TMPL

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£4.23
Price