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FDH Bank has the Financial Strength Rank of 10. It shows strong financial strength and is unlikely to fall into distressed situations.
Warning Sign:
FDH Bank PLC displays poor financial strength. Usually, this is caused by too much debt for the company.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
FDH Bank did not have earnings to cover the interest expense.
Altman Z-Score does not apply to banks and insurance companies.
FDH Bank (MSW:FDHB) Financial Strength Explanation
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
FDH Bank has the Financial Strength Rank of 10. It shows strong financial strength and is unlikely to fall into distressed situations.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Altman Z-Score does not apply to banks and insurance companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FDH Bank (MSW:FDHB) has a Financial Strength of 10 as of . 20. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on FDH Bank and its competitors. This is 233% above median its historical median of 3.00. Over the past decade, FDH Bank's Financial Strength has ranged from 2.00 to 10.00.
Is FDH Bank's Financial Strength too high?
FDH Bank's current Financial Strength of 10 is 233% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 10.00. Overall, FDH Bank has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does FDH Bank's Financial Strength compare to ?
FDH Bank's Financial Strength of 10 can be compared against companies in the Banks industry. Historically, FDH Bank's own Financial Strength has ranged from 2.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Banks company?
A good Financial Strength depends on the Banks industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on FDH Bank and its competitors. FDH Bank's current Financial Strength is 10, which is 233% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FDH Bank stock overvalued right now?
FDH Bank (MSW:FDHB) has a current Financial Strength of 10. The current Financial Strength is 10, which is 233% above median its 10-year median of 3.00. FDH Bank's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For FDH Bank (MSW:FDHB), the current Financial Strength is 10 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
FDH Bank PLC offers commercial banking services. The bank offers digital banking, loans, asset finance, and other related services. The group has four main operating business segments: Personal and Business Banking, which provides banking products and credit facilities to individuals and SMEs; Corporate and Institutional Banking, which provides lending, transaction banking, and related services to corporate clients and institutions; Treasury and Investment Banking, which includes investment portfolio management, treasury activities, and advisory services; and Global Markets and Trade Finance, which focuses on foreign exchange trading, trade finance, and related financial services. It generates the majority of its revenue from the Treasury and Investment Banking segment.
48GF Score
Get the complete analysis for MSW:FDHB
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