MUJ (BlackRock MuniHoldings New Jersey Quality Fund) Financial Strength: 5 (As of Jan. 2026) — Near Median

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MUJ BlackRock MuniHoldings New Jersey Quality Fund Inc MUJ
33 GF Score
Price $12.02
! 3 Warning Signs
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What is BlackRock MuniHoldings New Jersey Quality Fund Financial Strength?

BlackRock MuniHoldings New Jersey Quality Fund MUJ -0.41% 33 Financial Strength is 5 as of Jan. 2026, which is at its 10-year median of 5.00. GuruFocus rates MUJ with a GF Score™ of 33/100. The stock has 3 warning signs investors should review.

BlackRock MuniHoldings New Jersey Quality Fund has the Financial Strength Rank of 5.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate BlackRock MuniHoldings New Jersey Quality Fund's interest coverage with the available data. BlackRock MuniHoldings New Jersey Quality Fund's debt to revenue ratio for the quarter that ended in Jan. 2026 was 0.01. Altman Z-Score does not apply to banks and insurance companies.


BlackRock MuniHoldings New Jersey Quality Fund  (NYSE:MUJ) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

BlackRock MuniHoldings New Jersey Quality Fund has the Financial Strength Rank of 5.


BlackRock MuniHoldings New Jersey Quality Fund Financial Strength Related Terms

MUJ
33GF Score
BlackRock MuniHoldings New Jersey Quality Fund Inc MUJ
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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BlackRock MuniHoldings New Jersey Quality Fund Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

BlackRock MuniHoldings New Jersey Quality Fund's Interest Expense for the months ended in Jan. 2026 was $-5.99 Mil. Its Operating Income for the months ended in Jan. 2026 was $0.00 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2026 was $0.64 Mil.

BlackRock MuniHoldings New Jersey Quality Fund's Interest Coverage for the quarter that ended in Jan. 2026 is

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. BlackRock MuniHoldings New Jersey Quality Fund Inc has enough cash to cover all of its debt. Its financial situation is stable.

2. Debt to revenue ratio. The lower, the better.

BlackRock MuniHoldings New Jersey Quality Fund's Debt to Revenue Ratio for the quarter that ended in Jan. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jan. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 0.639) / 111.866
=0.01

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 5 mean?
BlackRock MuniHoldings New Jersey Quality Fund (MUJ) has a Financial Strength of 5 as of Jan. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on BlackRock MuniHoldings New Jersey Quality Fund and its competitors. This is near median its historical median of 5.00. Over the past decade, BlackRock MuniHoldings New Jersey Quality Fund's Financial Strength has ranged from 3.00 to 8.00.
Is BlackRock MuniHoldings New Jersey Quality Fund's Financial Strength too high?
BlackRock MuniHoldings New Jersey Quality Fund's current Financial Strength of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 8.00. Overall, BlackRock MuniHoldings New Jersey Quality Fund has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does BlackRock MuniHoldings New Jersey Quality Fund's Financial Strength compare to HQL and ACP?
BlackRock MuniHoldings New Jersey Quality Fund's Financial Strength of 5 can be compared against companies in the Asset Management industry. Historically, BlackRock MuniHoldings New Jersey Quality Fund's own Financial Strength has ranged from 3.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Asset Management company?
A good Financial Strength depends on the Asset Management industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on BlackRock MuniHoldings New Jersey Quality Fund and its competitors. BlackRock MuniHoldings New Jersey Quality Fund's current Financial Strength is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BlackRock MuniHoldings New Jersey Quality Fund stock overvalued right now?
BlackRock MuniHoldings New Jersey Quality Fund (MUJ) has a current Financial Strength of 5. The current Financial Strength is 5, which is near median its 10-year median of 5.00. BlackRock MuniHoldings New Jersey Quality Fund's overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For BlackRock MuniHoldings New Jersey Quality Fund (MUJ), the current Financial Strength is 5 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

BlackRock MuniHoldings New Jersey Quality Fund Business Description

Address 100 Bellevue Parkway, Wilmington, DE, USA, 19809
BlackRock MuniHoldings New Jersey Quality Fund Inc is a non-diversified, closed-end management investment company. Its investment objective is to provide shareholders with current income exempt from U.S. federal income tax and New Jersey personal income taxes. The fund mainly invests in long-term, investment-grade municipal obligations exempt from U.S federal income taxes (except that the interest may be subject to the U.S. federal alternative minimum tax) and New Jersey personal income taxes, with remaining maturities of one year or more at the time of investment. The rest of its managed assets can be invested in securities that are rated below investment grade (or similar instruments), or invested directly in securities or synthetically through the use of derivatives.
33GF Score

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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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