MYCB (My City Builders) Financial Strength: 3 (As of Apr. 2026) — 25% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MYCB My City Builders Inc MYCB
20 GF Score
Price $0.11
! 4 Warning Signs
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What is My City Builders Financial Strength?

My City Builders MYCB 20 Financial Strength is 3 as of Apr. 2026, which is 25% below its 10-year median of 4.00. GuruFocus rates MYCB with a GF Score™ of 20/100. The stock has 4 warning signs investors should review.

My City Builders has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

My City Builders Inc displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

My City Builders did not have earnings to cover the interest expense. As of today, My City Builders's Altman Z-Score is 0.00.


My City Builders  (OTCPK:MYCB) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

My City Builders has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


My City Builders Financial Strength Related Terms


MYCB vs RENX, SRRE: Financial Strength Comparison

For the Real Estate - Development subindustry, My City Builders's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


My City Builders Financial Strength vs Real Estate Industry

For the Real Estate industry and Real Estate sector, My City Builders's Financial Strength distribution charts can be found below:

* The bar in red indicates where My City Builders's Financial Strength falls into.


MYCB
20GF Score
My City Builders Inc MYCB
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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My City Builders Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

My City Builders's Interest Expense for the months ended in Apr. 2026 was $-0.01 Mil. Its Operating Income for the months ended in Apr. 2026 was $-0.02 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was $0.35 Mil.

My City Builders's Interest Coverage for the quarter that ended in Apr. 2026 is

My City Builders did not have earnings to cover the interest expense.

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

My City Builders's Debt to Revenue Ratio for the quarter that ended in Apr. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Apr. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 0.35) / 0
=N/A

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

My City Builders has a Z-score of 0.00, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 3 mean?
My City Builders (MYCB) has a Financial Strength of 3 as of Apr. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on My City Builders and its competitors. This is 25% below median its historical median of 4.00. Over the past decade, My City Builders' Financial Strength has ranged from 1.00 to 9.00.
Is My City Builders' Financial Strength too high?
My City Builders' current Financial Strength of 3 is 25% below median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, My City Builders has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does My City Builders' Financial Strength compare to RENX and SRRE?
My City Builders' Financial Strength of 3 can be compared against companies in the Real Estate industry. Historically, My City Builders' own Financial Strength has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Real Estate company?
A good Financial Strength depends on the Real Estate industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on My City Builders and its competitors. My City Builders's current Financial Strength is 3, which is 25% below median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is My City Builders stock overvalued right now?
My City Builders (MYCB) has a current Financial Strength of 3. The current Financial Strength is 3, which is 25% below median its 10-year median of 4.00. My City Builders' overall GF Score™ is 20/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For My City Builders (MYCB), the current Financial Strength is 3 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

My City Builders Business Description

Address 100 Biscayne Boulevard, Suite 1611, Miami, FL, USA, 33132
My City Builders Inc with its subsidiary focuses on real estate transactions, in which it buys and develops real estate for sale or rent of low-income housing. It also plans to invest in three sectors of the market by buying, refurbishing, and selling traditional foreclosures, buying, developing, and renting Land Banks that have an average pool of homes or lots, and buying, refurbishing, or developing and selling homes made available by the government through HECM pools.
20GF Score

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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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