MYCB (My City Builders) Interest Coverage: 0 (At Loss) (As of Apr. 2026)

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MYCB My City Builders Inc MYCB
20 GF Score
Price $0.11
! 4 Warning Signs
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What is My City Builders Interest Coverage?

My City Builders MYCB 20 Interest Coverage is 0 (At Loss) as of Apr. 2026. GuruFocus rates MYCB with a GF Score™ of 20/100. The stock has 4 warning signs investors should review. Among 1,305 Real Estate companies, My City Builders ranks worse than 76628.28% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. My City Builders's Operating Income for the three months ended in Apr. 2026 was $-0.02 Mil. My City Builders's Interest Expense for the three months ended in Apr. 2026 was $-0.01 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for My City Builders's Interest Coverage or its related term are showing as below:


MYCB's Interest Coverage is not ranked *
in the Real Estate industry.
Industry Median: 4.21
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


My City Builders  (OTCPK:MYCB) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


My City Builders Interest Coverage Related Terms


My City Builders Interest Coverage Historical Data

* Premium members only.

The historical data trend for My City Builders's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

My City Builders Interest Coverage Chart

My City Builders Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 No Debt

My City Builders Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A No Debt N/A 0.00 0.00

MYCB vs TKCM, RENX, SRRE: Interest Coverage Comparison

For the Real Estate - Development subindustry, My City Builders's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


My City Builders Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, My City Builders's Interest Coverage distribution charts can be found below:

* The bar in red indicates where My City Builders's Interest Coverage falls into.


MYCB
20GF Score
My City Builders Inc MYCB
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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My City Builders Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

My City Builders's Interest Coverage for the fiscal year that ended in Jul. 2025 is calculated as

Here, for the fiscal year that ended in Jul. 2025, My City Builders's Interest Expense was $0.00 Mil. Its Operating Income was $-0.10 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

My City Builders had no debt (1).

My City Builders's Interest Coverage for the quarter that ended in Apr. 2026 is calculated as

Here, for the three months ended in Apr. 2026, My City Builders's Interest Expense was $-0.01 Mil. Its Operating Income was $-0.02 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.35 Mil.

My City Builders did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
My City Builders (MYCB) has a Interest Coverage of 0 (At Loss) as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on My City Builders and its competitors. According to the industry distribution chart, My City Builders ranks #999999 out of 1305 companies in the Real Estate industry.
Is My City Builders' Interest Coverage too high?
My City Builders' current Interest Coverage is 0 (At Loss). Based on the distribution chart, My City Builders ranks #999999 out of 1305 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, My City Builders has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does My City Builders' Interest Coverage compare to TKCM and RENX?
According to the Real Estate industry distribution chart, My City Builders ranks #999999 out of 1305 companies for Interest Coverage. This places My City Builders in the lower half of its industry. The industry median Interest Coverage is 4.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.21, based on 1,305 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on My City Builders and its competitors. For the Real Estate industry, the median Interest Coverage is 4.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. My City Builders's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is My City Builders stock overvalued right now?
My City Builders (MYCB) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). My City Builders' overall GF Score™ is 20/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For My City Builders (MYCB), the current Interest Coverage is 0 (At Loss) as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

My City Builders Business Description

Address 100 Biscayne Boulevard, Suite 1611, Miami, FL, USA, 33132
My City Builders Inc with its subsidiary focuses on real estate transactions, in which it buys and develops real estate for sale or rent of low-income housing. It also plans to invest in three sectors of the market by buying, refurbishing, and selling traditional foreclosures, buying, developing, and renting Land Banks that have an average pool of homes or lots, and buying, refurbishing, or developing and selling homes made available by the government through HECM pools.
20GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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