SJM (JM Smucker Co) Financial Strength: 4 (As of Apr. 2026) — 20% Below Median

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Director of Data and Quant Analytics at GuruFocus
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SJM JM Smucker Co SJM
64 GF Score
Price $123.05
GF Value $117.11
Valuation Fairly Valued
! 6 Warning Signs
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What is JM Smucker Co Financial Strength?

JM Smucker Co SJM +0.17% 64 Financial Strength is 4 as of Apr. 2026, which is 20% below its 10-year median of 5.00. GuruFocus rates SJM with a GF Score™ of 64/100 and a GF Value™ of $117.11 (Fairly Valued). The stock has 6 warning signs investors should review.

JM Smucker Co has the Financial Strength Rank of 4.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

JM Smucker Co's Interest Coverage for the quarter that ended in Apr. 2026 was 5.11. JM Smucker Co's debt to revenue ratio for the quarter that ended in Apr. 2026 was 0.78. As of today, JM Smucker Co's Altman Z-Score is 1.31.


JM Smucker Co  (NYSE:SJM) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

JM Smucker Co has the Financial Strength Rank of 4.


JM Smucker Co Financial Strength Related Terms


SJM vs JBS, MKC, HRL: Financial Strength Comparison

For the Packaged Foods subindustry, JM Smucker Co's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JM Smucker Co Financial Strength vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, JM Smucker Co's Financial Strength distribution charts can be found below:

* The bar in red indicates where JM Smucker Co's Financial Strength falls into.


SJM
64GF Score
JM Smucker Co SJM
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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JM Smucker Co Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

JM Smucker Co's Interest Expense for the months ended in Apr. 2026 was $-88 Mil. Its Operating Income for the months ended in Apr. 2026 was $449 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was $6,518 Mil.

JM Smucker Co's Interest Coverage for the quarter that ended in Apr. 2026 is

Interest Coverage=-1*Operating Income (Q: Apr. 2026 )/Interest Expense (Q: Apr. 2026 )
=-1*449/-87.9
=5.11

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

JM Smucker Co's Debt to Revenue Ratio for the quarter that ended in Apr. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Apr. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(570.9 + 6518.1) / 9072.4
=0.78

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

JM Smucker Co has a Z-score of 1.31, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 1.31 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 4 mean?
JM Smucker Co (SJM) has a Financial Strength of 4 as of Apr. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on JM Smucker Co and its competitors. This is 20% below median its historical median of 5.00. Over the past decade, JM Smucker Co's Financial Strength has ranged from 4.00 to 7.00.
Is JM Smucker Co's Financial Strength too high?
JM Smucker Co's current Financial Strength of 4 is 20% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 7.00. Overall, JM Smucker Co has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JM Smucker Co's Financial Strength compare to JBS and MKC?
JM Smucker Co's Financial Strength of 4 can be compared against companies in the Consumer Packaged Goods industry. Historically, JM Smucker Co's own Financial Strength has ranged from 4.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Consumer Packaged Goods company?
A good Financial Strength depends on the Consumer Packaged Goods industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on JM Smucker Co and its competitors. JM Smucker Co's current Financial Strength is 4, which is 20% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JM Smucker Co stock overvalued right now?
Based on GuruFocus' analysis, JM Smucker Co (SJM) is currently considered Fairly Valued. The stock's GF Value™ is $117.11, compared to a current price of $123.05 — trading 5.1% above its estimated fair value. The current Financial Strength is 4, which is 20% below median its 10-year median of 5.00. JM Smucker Co's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For JM Smucker Co (SJM), the current Financial Strength is 4 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JM Smucker Co (SJM) Overvalued in 2026?

Based on GuruFocus' analysis, JM Smucker Co stock appears to be overvalued. The current stock price of $123.05 is trading 5.1% above its estimated GF Value™ of $117.11. GuruFocus considers JM Smucker Co to be Fairly Valued.

Key valuation signals for SJM:

  • Financial Strength: 4 (20% below median its 10-year median of 5.00)
  • GF Value™: $117.11 vs. price of $123.05 (5.1% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the SJM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JM Smucker Co Business Description

Address One Strawberry Lane, Orrville, OH, USA, 44667-0280
J.M. Smucker is a packaged food company that primarily sells through the US retail channel (73% of fiscal 2025 revenue came through its retail pet foods, coffee, and frozen handheld/spreads segments), with the remaining share consisting of sweet baked snacks (through the Hostess acquisition) and international (primarily Canada). Retail coffee is its largest category (32% of sales) with brands Folgers and Dunkin'. Pet foods (19% of sales) holds leading brands like Milk-Bone and Meow Mix. Of its remaining, approximately 22% comes from frozen handhelds and spreads, through brands Jif, Smucker's, and Uncrustables. The company acquired Hostess Brands in fiscal 2024 to boost its snack and convenience store presence.
64GF Score

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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$123.05
Price
$117.11
GF Value